USDA VS FHA in Plainfield, Hendricks County, IN

In 2025, USDA loan limit in Plainfield, county of Hendricks, IN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Plainfield, county of Hendricks, IN

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Plainfield, IN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Indiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Atlantic Home Capital Corp.
  • 627 Horseblock Road, Suite 101, Farmingville, NY, 11738
  • Atlantic Home Capital is one of the most well established mortgage brokers on the eastern seaboard. We are multi state licensed & can originate FHA, VA & Reverse mortgages.Our management team has over 30 years combined experience.Our support staff is professional, courteous, diligent & proficient in mortgage procedures from origination to closing.
  • URBAN HOUSING MORTGAGE & REALTY GROUP, LLC
  • 1525 Lapalco Blvd, Suite 19, Harvey, LA, 70058
  • Urban Housing Mortgage is a full service Correspondent Lending Firm offering residential loan products and services. We are currently licensed in the states of Louisiana and Mississippi, with plans in place for further expansion. Since our inception, Urban Housing Mortgage has consistently met the needs of the community with new ideas.
  • NOLA Hard Money Services LLC
  • 325 Manhattan Blvd, Harvey, LA, 70058
  • NOLA Hard Money is led by a group of investors with deep roots in the New Orleans real estate market and active in it for more than 30 years.We have an eye for value and build long-term relationships with our clients. We strongly believe that the best marketing comes from current customers.
  • GE Credit Union
  • 265 Sub Way, Milford, CT, 06461
  • General Electric Credit Union is a full-service financial institution. Because it’s your money. Your dreams. And our commitment. Helping you achieve your financial dreams since 1940! We offer student checking accounts, FREE for up to 4 years, VISA Credit Cards at great rates, mortgages, home equity loans & lines with no application or annual fees!
  • RateCloud
  • 185 Plains Road, 3rd FLoor, Milford, CT, 06461
  • RateCloud, and we’ve made it our mission to bring that passion to the mortgage space so homebuyers and homeowners get a smoother, more cost-efficient mortgage experience.From start to finish, we give you the power to facilitate your own mortgage transaction. Typically, this role would be reserved for a loan officer.
  • American Bank & Trust Company
  • 307 East Landry Street, Opelousas, LA, 70570
  • The American Bank & Trust Company opened in Opelousas, Louisiana on September 22, 1958. The Bank was founded by Frank J. Diesi, who was determined to implement his vision of what banking should be. That vision became a tradition that is still alive and flourishing today at American Bank & Trust Company.
  • ST. LANDRY HOMESTEAD FEDERAL SAVINGS BANK
  • 235 N Court St, Opelousas, LA, 70570
  • St. Landry Homestead Federal Savings Bank is a community bank that’s proud to offer good, ol’ fashioned service combined with the technology tools you expect from a cutting-edge financial partner. At The Homestead, we are focused on fueling business and improving lives across our region.
  • EquiFund Mortgage
  • 3390 Kori Road, Suite 11, Jacksonville, FL, 32257
  • We offer a full service digital mortgage market place, where consumers can identify the lowest rate fee loans from the Nations best lenders and close their loan request. We do not charge any fees, and are compensated by the lowest rate lender for performing the work and funding the loan.
  • City & Police Federal Credit Union
  • 4675 Sunbeam Road, Jacksonville, FL, 32257
  • City & Police Federal Credit Union was chartered in 1935 as a financial institution owned by its members who are joined by a common bond.Which brings us to the present. We are a full service financial institution with five convenient locations. Best of all we understand our purpose; "Serving the Financial Needs of Our City's Best".
  • Forever Home Loans
  • 3400 KORI RD, Suite 4, Jacksonville, FL, 32257
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • CCS Home Loans
  • 2814 Spanish Cove Trail, Jacksonville, FL, 32257
  • Consumer Credit Services was chartered in 1998, after the founder realized that the mortgage lending environment fell short of offering diligent long term lending solutions that incorporated a true plan that matched the clients goals. In most cases, the representation and loan products offered, while providing short term benefits,
  • Tidor Properties
  • 9957 Moorings Drive, Suite 203, Jacksonville, FL, 32257
  • Our team has several years of experience and a desire to become the best in the business. Unlike many of the larger nationwide mortgage companies, all your information will be kept secure and private. Our name is trusted throughout the community. To speak directly with an experienced mortgage professional simply give us a call anytime.