USDA and FHA Pro and Con in Plainfield, Hendricks County, IN
For 2026, the USDA loan limit in Plainfield, part of Hendricks county, IN, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA prime rates. This tool helps ascertain the necessary income, credit, reserves, and documentation for qualification. With our comprehensive mortgage calculator, review USDA, FHA, Conforming, and VA loans side by side to find the best financial fit in .
2026 Loan Limits & Down Payment Needs in Plainfield, Hendricks County, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Solutions in Plainfield, IN
Lendersa® is committed to finding you the optimal USDA or FHA loan quickly and efficiently. Choose from three starting points that pair you with matching lenders and USDA loan offerings.
A USDA home loan, backed by the U.S. Department of Agriculture — also known as a USDA rural development loan or mortgage — is limited to rural communities. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require a down payment.
My Mortgage Quest, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.
At 1st Choice Services, Inc, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
Citizens Bank is known for being a relationship bank that delivers extraordinary customer service to our customers when, where and how they want it; that may be at their place of business, in the Bank or through our online banking capabilities. Citizens Bank is a state-chartered bank founded in Morgan County in 1931.
"Five Star Mortgage Solutions is a local, family-owned mortgage company that works to get you a high-quality mortgage and works with you to get the lowest rate available to you. Five Star Mortgage Solutions is an established small town community business and has been a hometown fixture on Main Street in Mooresville since 2007."
Energy Plus Credit Union was formed through the merger of IPALCO and Citizens Gas Coke & Utility Credit Unions. Our purpose was to serve the employees of Indianapolis Power & Light, Citizens Energy Group & its subsidiaries and their family members. We have since expanded our membership to include the wonderful communities
A N Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
"Chapman Mortgage has been in business since January 2000. We are a local company on the southside of Indianapolis. We are licensed to serve the entire state of Indiana. Chapman Mortgage offers the following mortgage products: Purchase Refinance Fixed & ARMs Conventional Loans FHA Loans VA Loans"
At Link FCU, we have had the opportunity of serving our members since 1930. Link Federal Credit Union was chartered under the Indiana State Credit Union Law in February of 1930 to serve employees of the Link-Belt Companies located in Indianapolis. Over the years, there have been six credit unions merge with Link.
Our mission at Hendricks County Bank and Trust is to promote economic prosperity-- improving the quality of life in the community we serve. We will do this by providing quality banking services in a professional manner with employees who are empowered to recognize and respond to the needs of our customers.
