For 2026, the USDA loan limit set for Speedway in Marion, IN, is $0, whereas for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best current rates of USDA against FHA loans, assessing necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable program for your financial needs in Alabama.
Check loan offers from 100 lenders
| Loan Type | Loan Limit | Down payment |
| USDA | $0 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to swiftly secure the best USDA or FHA loan for you without complication. Choose one of the three paths to align with lenders and the USDA programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, primarily available in rural areas. In contrast to FHA loans, which require a 3.5% minimum down payment, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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