USDA VS FHA in Speedway, Marion County, IN

For 2026, the USDA loan limit set for Speedway in Marion, IN, is $0, whereas for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best current rates of USDA against FHA loans, assessing necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable program for your financial needs in Alabama.

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Loan limits and downpayment details for Speedway, Marion, IN in 2026

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan choices in Speedway, IN

The aim of Lendersa® is to swiftly secure the best USDA or FHA loan for you without complication. Choose one of the three paths to align with lenders and the USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IN

A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, primarily available in rural areas. In contrast to FHA loans, which require a 3.5% minimum down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Speedway Lenders

  • LINK FCU
  • 5212 Rockville Road, Indianapolis, IN, 46224
  • Lends in Indiana
  • At Link FCU, we have had the opportunity of serving our members since 1930. Link Federal Credit Union was chartered under the Indiana State Credit Union Law in February of 1930 to serve employees of the Link-Belt Companies located in Indianapolis. Over the years, there have been six credit unions merge with Link.

  • A N Mortgage
  • 6675 Rockville RD, Indianapolis, IN, 46214
  • Lends in Indiana
  • A N Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Hoosier United Credit Union
  • 1828 N Meridian Street, Suite 102, Indianapolis, IN, 46202
  • Lends in Indiana
  • Hoosier United Credit Union became a state chartered credit union on May 26, 1931. We were originally chartered as Farm Bureau Employees Credit Union. The name came from our original membership group of Indiana Farm Bureau Employees. In the 1980’s we changed our name to Hoosier Farm Bureau Credit Union

  • Financial Health Federal Credit Union
  • 1633 N. Capitol Ave, Indianapolis, IN, 46202
  • Lends in Indiana
  • OUR MISSION is to enable members to achieve financial health through the services we offer; the information and advice we give; and the convenience and value we provide. At FHFCU we believe in going Above and Beyond to provide a Diverse and Unique way of Empowering our Members. Through Hard Work, Loyalty, and Realistic opportunities.

  • Golden Key Lending Inc
  • 325 S College Ave, Indianapolis, IN, 46202
  • Lends in Indiana
  • We help you get your best deal possible on your loans, period. By giving consumers multiple offers from several lenders in a matter of minutes, we make comparison shopping easy. And we all know-when lenders compete for your business, you win! We believe homeownership should be fast, transparent, and low-cost. For everyone.

  • Elements Financial
  • 225 South East Street, Suite 300, Indianapolis, IN, 46202
  • Lends in Indiana
  • "At Elements, we provide a variety of powerful financial products and services through the safe harbor of a consumer-owned credit union. Yet Elements is not just a credit union.

    We are financial wellness providers who promise to help you achieve financial wellness in life with your own money management plan."

  • Firefighters Credit Union
  • 726 Massachusetts Avenue, Indianapolis, IN, 46204
  • Lends in Indiana
  • Firefighters Credit Union was organized on March 1, 1956 at a meeting held at the old Fire Headquarters at 301 E. New York St. The purpose of the meeting was to bring into existence a cooperative venture to help meet the financial needs of firefighters and their families.The original volunteer charter members were Russell Iverson.

  • The National Bank of Indianapolis
  • 107 N. Pennsylvania St, Suite 700, Indianapolis, IN, 46204
  • Lends in Indiana
  • The National Bank of Indianapolis is the largest locally-owned national bank headquartered in greater Indianapolis. With over $2 Billion in assets, we combine our expertise, local decision-making & tradition of superior service to deliver a full range of banking services to professionals, closely-held businesses & nonprofit organizations.

  • Indiana Members Credit Union
  • PO Box 47769, Indianapolis, IN, 46247
  • Lends in Indiana
  • Indiana Members Credit Union was established as Indiana University Medical Center Federal Credit Union in 1956 by employees of the Indiana University Medical Center, on what is today’s IUPUI Campus. Established as a member-owned, not-for-profit financial institution, founded on and by the employees of the IU Medical Center.