In 2026, the USDA loan threshold in Washington, located in Daviess county, IN, stands at $336,500, whereas the FHA loan cap for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. Assess the income, credit, reserves, and documentation necessary for qualification. Our comprehensive mortgage calculator offers side-by-side comparisons of USDA, FHA, Conforming, and VA programs, assisting you in determining the ideal program for your unique financial situation right here in .
2026 Loan Limits and Down Payment Requirements in Washington, Daviess, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Washington, IN
The mission of Lendersa® is to swiftly secure for you the most suitable USDA or FHA loans with ease. Choose from three options to connect with lenders and access USDA loan programs tailored to your needs.
The USDA home loan, also known as the USDA mortgage or rural development loan, is a government-backed loan from the Department of Agriculture. It is available exclusively in rural areas. In contrast to FHA loans that have a 3.5% minimum down payment requirement, USDA mortgages require no initial down payment at all.
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The Union Bank Company has been committed to providing the very best banking products and services to the communities and businesses it serves throughout Northwest and Central Ohio. Headquartered in Columbus Grove, the bank has grown to include offices in Bowling Green, Columbus Grove, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lewis C
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Cypress Mortgage Buying or ReFinancing a home can be a huge undertaking. You can rely on us to help you find the loan program that's the right fit for you. Our team of professionals is ready to help you navigate this important financial commitment. For guidance in choosing the right program for your unique situation.
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Founder Dan Jasek started Lenderment with one simple idea: “to fit the mortgage to the buyer, not the buyer to the mortgage”. Most banks offer you one option, usually the same mortgage they push on everyone that makes them the most money. At Lenderment, we know no two situations are the same so we create the perfect loan for what you need.
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Chicago Financial Services, Inc. founded in 1990 The company provides residential financial services to individuals and institutional projects it is recognized as one of the premier residential mortgage banks in Chicago and differentiates itself from other mortgage banks because of its boutique size. All aspects of the residential lending process.
