USDA Vs. FHA Pro and Con comparison in Huntingburg, Dubois County, IN

For 2026, the USDA loan cap in Huntingburg, Dubois county, IN, is established at $336,500. Meanwhile, the FHA limit for a single-family dwelling is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today’s top USDA versus FHA rates. Determine the necessary income, credit score, reserves, and documents to qualify. Our comprehensive mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans, assisting you in selecting the suitable program in Alabama for your financial situation.

Review loan offers from a vast array of lenders

2026 loan limits and down payment prerequisites in Huntingburg, Dubois county, IN

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA loan options in Huntingburg, IN

The objective of Lendersa® is to secure your ideal USDA or FHA loan efficiently and with ease. Choose from three starting points leading to lender matches and USDA loan programs.

Lendersa USDA loan request and matching outcomes

About USDA Loans in IN

A USDA home loan, ensured by the Department of Agriculture, also known as a USDA rural development loan, applies solely to rural areas. Unlike FHA loans requiring a down payment of at least 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Huntingburg Lenders

  • Springs Valley Bank & Trust Company
  • 1500 Main Street, Jasper, IN, 47546
  • Lends in Indiana
  • Springs Valley Bank & Trust Company will enhance the financial quality of life in our communities by focusing on you. We value COMPETENCE. Initiative without competence is emphasizing effort, when results are what really matters. Continuous learning provides knowledge which allows us to care for our customers.

  • The Mortgage Company of Southern Indiana, Inc
  • 332 3rd Ave, Suite 13, Jasper, IN, 47546
  • Lends in Indiana
  • The Mortgage Company of Southern Indiana would love to assist you with your next home-buying experience! The Mortgage Company of Southern Indiana has been helping people for over 13 years and delivers excellent customer service to help you every step of the way qualify for your next home mortgage.

  • Boonville Federal Savings Bank
  • 123 N Third Street, Boonville, IN, 47601
  • Lends in Indiana
  • Boonville Federal Savings Bank is a full-service, independent bank providing financial products & services of various types. Beginning in 1917, Boonville Federal has provided personal services to the citizens of Warrick County and the surrounding area for 102 years.This bank offers: on-line banking, checking, savings, certificates of deposits etc..

  • First Federal Savings Bank of Washington
  • 439 South St. Road 57, Washington, IN, 47501
  • Lends in Indiana
  • First Federal Savings Bank was established in Washington, Indiana in 1895. The Bank's organizational meeting was held on January 31, 1895 and its first Board of Directors included Hiram Hyatt, William Heffernan, Aikman Carnahan, Zed Benham, William A. Healy, Hamlet Allen, John M. Smith, E.A. Crosson and M.F. Burke.

  • Heritage Federal Credit Union
  • 8266 Bell Oaks Dr, Newburgh, IN, 47630
  • Lends in Indiana
  • Heritage Federal Credit Union began in 1965 as Warrick Employees Federal Credit Union for the employees at ALCOA Warrick Operations in Newburgh, Indiana. We had an interesting start to the credit union - United Steel Workers Local 104 union members started conducting financial transactions out of the trunk of a car.

  • Topaz Mortgage
  • 4583 Prescot Dr, Newburgh, IN, 47630
  • Lends in Indiana
  • Topaz Mortgage company was designed to put integrity back into the lending business. We empower you, the homeowner and home buyers, by simplifying the loan process. We provide the exact closing cost and lowest interest rate available, and then we invite you to shop with other banks, lenders and brokers.

  • Crane Credit Union
  • 1 West Gate Drive, Odon, IN, 47562
  • Lends in Indiana
  • Crane Federal Credit Union was chartered in 1955. We are member owned, governed by a member elected volunteer board, not for profit, and tax exempt. Our mission is to "Cooperatively promote member thrift by providing practical financial services and benefits which equitably enhance the financial growth of our membership.