USDA VS FHA in Fort-Scott, Bourbon County, KS

As of 2025, the USDA loan cap in Fort-Scott, located in the county of Bourbon, KS, is set at $285,000. In contrast, the FHA maximum for a single-family residence is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Assess the necessary income, credit, reserve funds, and essential paperwork to qualify. Our sophisticated mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loan programs to assist you in determining which option in best suits your unique financial scenario.

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2025 Loan Caps and Down Payment Specifications for Fort-Scott, Bourbon County, KS

Type of Loan Maximum Loan Amount Down Payment Requirement
USDA $285,000 0%
FHA $356,362 3.5%
Conforming Conventional $548,250 3%

USDA and FHA Lending Routes in Fort-Scott, KS

The primary aim of Lendersa® is to swiftly secure you the most favorable USDA or FHA loan free of hassles. Start with any of three entry points to find suitable lenders and USDA loan schemes.

Lendersa USDA loan application and matchup outcomes

Understanding USDA Loans in KS

A USDA home loan is a government-backed loan through the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It's available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgage loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • STREBER MORTGAGE LLC
  • 129 Frazier, Red House, WV, 25168
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • First Bank and Trust Company
  • 667 West Main Street, Abingdon, VA, 24210
  • First Bank and Trust Company is a relationship-driven and community-focused financial institution that provides personal and commercial banking products and services across its 31 locations in Virginia and Northeast Tennessee. The First Bank & Trust Company is a diversified financial services firm with 22 full-service Branches
  • Home National Bank OH
  • 502 Elm St., Racine, OH, 45771
  • Home National Bank exists to give our customers the best, most competitive banking experience possible. We do this by offering them the latest & greatest banking products & services in an environment that is friendly, personal. Home National is to see our community thriving in improved quality of life through the financial services that we offer.
  • RPM Lending
  • 526 Sun Ranch Village Loop, Los Lunas, NM, 87031
  • We are one of the only few locally owned mortgage brokers in New Mexico. We are passionate over our clients, to us, it’s more than just buying a house, it’s a home, where lasting memories will be made. Our goal and motto is to turn our clients into friends and neighbors with our service, care and expertise.
  • First Colorado National Bank
  • 133 Grand Avenue, Paonia, CO, 81428
  • First Colorado National Bank is proud to be the only bank headquartered right here in Delta County. We offer simple accounts that allow you to craft your finances the way you want--including a robust Rewards Checking that will make you think you got a visit from the Cash Deposit Fairy.
  • Inlanta Mortgage
  • 225 Main Street, Ste. 14, Destin, FL, 32541
  • Inlanta is a family owned business—and we run it that way. Treating our customers, partners and employees as family is why we believe we’ve been successful for our 25 years in service. Today, Inlanta is one of the nation’s fastest-growing independent mortgage banks with more than 250 team members serving borrowers in 24 states.
  • HomeFi Digital Mortgage
  • 4476 Legendary Drive Suite 202, Destin, FL, 32541
  • HomeFi provides a fast, affordable and fully digital mortgage experience backed by exceptional customer support. HomeFi Corp NMLS #1804455. HomeFi never charges extra fees for our services on government or conventional loans. That means no lender origination fees, application fees, or underwriting fees.
  • BARAGA COUNTY FEDERAL CREDIT UNION
  • 101 E Broad Street, Lanse, MI, 49946
  • Baraga County Federal Credit Union has been open since 1952. The credit union has assets totaling $55.92 Million and provides banking services to more than 4, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • Golden Financial, L.L.C.
  • 39850 Van Dyke Avenue, Sterling Heights, MI, 48313
  • Here at Golden Financial, we strive to be the solution to many of your problems that have stemmed from your unfortunate accident. Our office staff is full of trained professionals that are ready to answer your questions and make you comfortable through the entire process. We want to earn your trust, help you get through your case successfully.
  • Sterling Title
  • 13442 Canal Road, Sterling Heights, MI, 48313
  • Sterling Title Company is a full service, Michigan based title agency that puts our customers’ needs first. Our goal is to make your real estate transaction as simple and stress-free as possible. With 5 locations throughout Macomb, Oakland and St. Clair counties, Sterling Title is ready to serve our valued Michigan customers.