USDA Vs. FHA Pro and Con comparison in Fort-Scott, Bourbon County, KS

As of 2025, the USDA loan cap in Fort-Scott, located in the county of Bourbon, KS, is set at $285,000. In contrast, the FHA maximum for a single-family residence is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Assess the necessary income, credit, reserve funds, and essential paperwork to qualify. Our sophisticated mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loan programs to assist you in determining which option in best suits your unique financial scenario.

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2025 Loan Caps and Down Payment Specifications for Fort-Scott, Bourbon County, KS

Type of Loan Maximum Loan Amount Down Payment Requirement
USDA $285,000 0%
FHA $356,362 3.5%
Conforming Conventional $548,250 3%

USDA and FHA Lending Routes in Fort-Scott, KS

The primary aim of Lendersa® is to swiftly secure you the most favorable USDA or FHA loan free of hassles. Start with any of three entry points to find suitable lenders and USDA loan schemes.

Lendersa USDA loan application and matchup outcomes

Understanding USDA Loans in KS

A USDA home loan is a government-backed loan through the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It's available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgage loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Greenbelt Federal Credit Union
  • 112 Centerway, Greenbelt, MD, 20770
  • In 1952, Greenbelt Federal Credit Union was faced with its greatest challenge. The Public Housing Administration was selling the Greenbelt project and announced that down payments on at least 500 of the homes must be made by the end of the year in order for the resident-formed corporation to buy the project.
  • RoundPoint Mortgage Servicing Corporation
  • 6401 Golden Triangle Dr, Suite 150, Greenbelt, MD, 20770
  • RoundPoint Mortgage Servicing Corporation was founded in 2007 and is a large, fully integrated, non-bank mortgage lending and servicing company. We are a proud member of the Freedom Mortgage Corporation family of companies. We measure success in many ways—first and foremost by our customers’ satisfaction, in our growth as a company
  • Specialty Lending Group
  • 6305 Ivy Lane Suite 320, Greenbelt, MD, 20770
  • SLG is a dynamic and dependable direct private lender that provides financing to real estate entrepreneurs. Established in 2007 to fill the void caused by the contraction of the traditional lending market, and to help real estate professionals capitalize on undervalued and distressed real estate, SLG has grown into one of the most respected and rel
  • Vantage Loans Finance Corp
  • 10610 Rhode Island Avenue, Beltsville, MD, 20705
  • Vantage Loans Finance Corp. is a mortgage lender in Beltsville, Maryland that is spearheaded by professionals who have been in the loaning industry for more than 25 years. We believe that homeownership is a privilege that everyone should enjoy. Hence, we work to ensure that all our clients can avail.
  • Money Street Mortgage, LLC
  • 31119 US HIghway 19 N, Palm Harbor, FL, 34684
  • Our focus is on you, the customer. Whether you are thinking about buying a new home or refinancing your existing home, we have the experienced and hardworking home loan experts that you need on your side. Our staff knows that our work ethic and knowledge about the entire home buying process sets us apart as the premier mortgage broker.
  • Patriot Lending Services, Inc.
  • 36470 US Highway 19, Palm Harbor, FL, 34684
  • Patriot Lending has been in business since 1994, helping clients with all of their financing needs. Patriot Lending has branch locations in Pittsburgh, Pennsylvania and Spring Hill, Florida. Our loan officers and support staff are dedicated to providing the highest quality customer service, & building relationships with our investors and clients.
  • Library of Congress Federal Credit Union
  • 8100 Professional Place, Suite 308, Hyattsville, MD, 20785
  • The Library of Congress Federal Credit Union has been proudly serving the library community since 1935. We believe the library community advances America's great story. And we are here to advance your financial life story. This is our way of giving back to a library community that gives so much to the world.
  • A&P Mortgage Processing,LLC
  • 6211 Kaybro Street, Laurel, MD 20707, USA., Laurel, MD, 20707
  • Have you ever considered outsourcing your mortgage loan processing? Back office mortgage processing services provider A&P Mortgage Processing, LLC - Start the loan process A&P Mortgage Processing, LLC: - Processes the loan - Submits it to Underwriting - Clears all conditions - Schedules the closure - Follows up on the loan once it's closed
  • WSSC Federal Credit Union
  • 14501 Sweitzer Lane, Laurel, MD, 20707
  • WSSC Federal Credit Union (WSSC FCU) was chartered in April 1964 with an initial asset base of $2, 000. Since then, the Credit Union has grown to over $30 million in assets with over 4, 000 members. We serve WSSC Water employees, retirees, contractors, and their families; members and employees of Reid Temple AME and Kingdom Fellowship AME Churches.
  • Tower Federal Credit Union
  • 7901 Sandy Spring Road, Laurel, MD, 20707
  • Tower Federal Credit Union was ranked #1 on Forbes Magazine’s Best-in-State Credit Unions for 2021, and was one of only five Maryland credit unions to make the Forbes Best-in-State list in 2020. Tower Federal Credit Union was formed in 1953 when its seven original members pooled together their money