USDA Vs. FHA Pro and Con comparison in Fort-Scott, Bourbon County, KS
As of 2025, the USDA loan cap in Fort-Scott, located in the county of Bourbon, KS, is set at $285,000. In contrast, the FHA maximum for a single-family residence is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Assess the necessary income, credit, reserve funds, and essential paperwork to qualify. Our sophisticated mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loan programs to assist you in determining which option in best suits your unique financial scenario.
2025 Loan Caps and Down Payment Specifications for Fort-Scott, Bourbon County, KS
Type of Loan
Maximum Loan Amount
Down Payment Requirement
USDA
$285,000
0%
FHA
$356,362
3.5%
Conforming Conventional
$548,250
3%
USDA and FHA Lending Routes in Fort-Scott, KS
The primary aim of Lendersa® is to swiftly secure you the most favorable USDA or FHA loan free of hassles. Start with any of three entry points to find suitable lenders and USDA loan schemes.
A USDA home loan is a government-backed loan through the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It's available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgage loans require no down payment at all.
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838 South Main Street, Suite C, Salinas, CA, 93901
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