USDA Loan Vs. FHA loan for Iola, KS [Allen County ]

In 2025, USDA loan caps in Iola, within Allen county, KS, are set at $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to assess and compare today's leading USDA and FHA rates, as well as to determine the necessary income, credit rating, reserves, and documents needed for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you choose which program in best fits your financial situation.

Options for USDA and FHA Loans in Iola, KS

Lendersa® is dedicated to swiftly providing you with the best USDA or FHA loan, effortlessly. Choose one of the three available starting points to discover matched lenders and USDA loan programs.

Lendersa USDA loan application and match results

A Closer Look at USDA Loans in KS

The USDA home loan, known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is specifically available for rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not demand any down payment.

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(407) 923-3679 Lender's profile and map Reviews Kohler Mortgage LLC 1906 Winding Oaks Drive, Orlando, FL, 32825 At Kohler Mortgage, we are committed to finding you the most competitive financing options, whether buying a home or refinancing a current loan. We have access to a variety of programs and will assist you in selecting the best financing options available. We work directly with wholesale lenders which offers us low wholesale rates passed
(866) 746-1011 Lender's profile and map Reviews PS Bank PA 76 Church St, Wyalusing, PA, 18853 PS Bank opened for business on December 14, 1914 as Peoples State Bank of Wyalusing. The Bank was the 444th bank to be insured by the Federal Deposit Insurance Corporation and maintains that same FDIC number today. PS Bank is one of the oldest banks in the country. In 1998, the Bank opened an insurance and investment products division.
(570) 746-1011 Lender's profile and map Reviews PS Bank 76 Church Street, Wyalusing, PA, 18853 PS Mortgage is a full service mortgage lender. Member FDIC and Equal Housing Lender.. PS Mortgage is the most efficient and simplest way to manage buying a home. Everyone as PS Mortgage worked extremely hard to get me the home I wanted. There was consistent communication, and they went above and beyond when things didn't go according to plan.
(347) 408-6062 Lender's profile and map Reviews Gain Equity Mortgage 1311 Canal Street, Mulberry, FL, 33860 The experienced team at Gain Equity Mortgage has over 50 years of mortgage experience combined. We are here to help, advise and do everything to get you into your dream home. Everyone is looked at to achieve their dream, some are ready today tomorrow or next year.The team helps you to own your home and become financially successful.
(813) 303-0808 Lender's profile and map Reviews Capital Ton LLC 1680 Fruitville Rd. STE 547, Sarasota, FL, 34236 Capital Ton LLC specializes in fix and flip loans, rental property loans and hard money loans. With our fix and flip loan program you can close as fast as 3 days, with no appraisal and get up to 90% LTC financing. Our service areas are AL, AR, CO, FL, GA, IA, IN, KS, KY, MO, MS, NM, OH, OK, PA, SC, TN, TX, WI and WA.
(888) 360-6131 Lender's profile and map Reviews Liberty Mortgage LLC 1990 Main St, Suite 750, Sarasota, FL, 34236 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(941) 504-1445 Lender's profile and map Reviews RE Financial Services Inc 677 N. Washington Boulevard, Sarasota, FL, 34236 I am a former Realtor, and started my mortgage career in 1982 as a bank loan officer, then transitioned to the Mortgage Broker profession to assist more borrowers with a wider variety of products and more competitive rates. I entered wholesale lending, as an account executive, traveling the west coast of Florida, calling on Banks and Brokers,
(941) 955-7115 Lender's profile and map Reviews Kroboth & Helm Mortgage Company Inc 1444 First Street, Suite A, Sarasota, FL, 34236 We have over a dozen wholesale lenders we do business with and they all specialize in different types of loans. Some require little money down on a purchase, others offer incredible rates to highly-qualified borrowers, and a few will even allow us to refinance someone up to 200% loan to value, sometimes more
813-748-1534 Lender's profile and map Reviews NFM Lending 1500 State Street, Suite 203, Sarasota, FL, 34236 NFM Lending was founded in historic Baltimore, Maryland, in 1998 by David Silverman and his wife, Sandy. We have since grown from a local brokerage firm to a multi-state Lender with offices throughout the United States. At NFM Lending, we operate on 4 core values: service, innovation, teamwork, and excellence.
941-504-7095 Lender's profile and map Reviews Windom Mortgage 677 N. Washington Blvd, Sarasota, FL, 34236 Windom Mortgage Services, Inc., NMLS # 376916 / 206986, is a licensed mortgage brokerage business originating loans throughout the state of Florida. Specialties: Conventional Purchases, Refinances, VA, FHA, USDA, Reverse Mortgages, Foreign Nationals and Construction Perm. Primary residences, 2nd homes, Investment Property.
(757) 686-3051 Lender's profile and map Reviews PFD Firefighters' Credit Union, Inc 3209 Cedar Lane, Portsmouth, VA, 23703 PFD Firefighter's Credit Union, Inc. is a member-owned financial institution. We exist to provide a wide range of quality services based on member needs. Our intent is to encourage savings and provide loans in a personal and professional manner while ensuring sound financial management to safeguard member assets.