USDA Loan Vs. FHA loan pro & con for Iola, Allen County, KS

In 2025, USDA loan limit in Iola, county of Allen, KS is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Iola, KS

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Kansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(765) 827-1317 565 miles Lender's profile and map Reviews Whitewater Regional FCU 3030 Western Avenue, Connersville, IN, 47331 Whitewater Regional FCU is a full-service credit union 1939. We have grown from our humble beginnings in a small office located above the factory floor of Roots Connersville Blowers to a small community credit union where everyone feels at home. We provide fast, friendly, convenient service for all of our members
(281) 471-1782 565 miles Lender's profile and map Reviews Beacon Federal Credit Union 2812 N. Alexander Drive, Baytown, TX, 77520 It all started for us in March 1949 when we were chartered as DuPont La Porte Federal Credit Union. By 2005, we were officially Beacon Federal Credit Union. But what has never changed is our commitment to providing courteous, efficient and sound financial services for our members, now and into the future.
(281) 422-3611 565 miles Lender's profile and map Reviews Community Resource Credit Union 2900 Decker Dr, Baytown, TX, 77520 Community Resource Credit Originally formed by a group of Humble Oil Employees in 1935, CRCU is the oldest local financial institution in the Baytown, Crosby and Atascocita area. Presently, CRCU is open for membership to anyone who lives or works in Liberty, or Chambers County or within the Goose Creek.
(832) 769-3240 565 miles Lender's profile and map Reviews Southern Federal Credit Union 1414 Enclave Parkway, Suite 250, Houston, TX, 77077 Southern Federal Credit Union was founded in 1954 to serve the employees of Southern Production Company and the offshore company which became Transocean, Inc. From our humble beginnings, we have grown into a multi-million-dollar financial institution providing loans and so much more.
(713) 931-9200 565 miles Lender's profile and map Reviews GTA Mortgage LLC 13111 Westheimer Road, Suite 210, Houston, TX, 77077 GTA Mortgage Honesty, integrity and clear communication are at the core of how we operate. In an industry that has had its ups and downs, we value long term relationships that we can grow with We’ve been first time home buyers and are home owners just like you. We are invested in being a positive role in your refinance.
(281) 589-5555 565 miles Lender's profile and map Reviews Zion Mortgage 13814 Senca Park Drive, Houston, TX, 77077 "Zion Mortgage is committed to helping you get their personal and commercial mortgage solutions hassle free. We pride ourselves in our attentive, responsive, and 1-on-1 service. *Appraisals are not transferable and appraisal fees are non-refundable For the month of March and April 2020, Zion Mortgage will donate all proceeds to hospitals"
(830) 997-7575 565 miles Lender's profile and map Reviews Security State Bank & Trust 201 West Main Street, Fredericksburg, TX, 78624 Security State Bank & Trust was born in the heart of Fredericksburg, Texas. In 1941, a group of local businessmen saw a need for a new bank to better serve the community’s needs. We officially opened for business in the former Buckhorn Saloon building at 201 West Main Street where we still reside.
(800) 543-9098 566 miles Lender's profile and map Reviews TrinityMortgage 2929 Allen Parkway, Suite 200, Houston, TX, 77019 Trinity Financial Enterprises, LLC was established November of 2011, a time when the economy was still recovering from the financial crisis of 2008. We found a way to continue doing business even when being in the mortgage industry was looked down upon because of our predecessors. We did this by showing our clients that we put them first.
(256) 505-4600 566 miles Lender's profile and map Reviews Citizens Bank & Trust AL 711 Gunter Avenue, Guntersville, AL, 35976 Today’s banking customers have come to expect convenient, advanced financial services. What you may not expect is truly personalized customer service from someone who takes time to understand your specific needs. At Citizens Bank & Trust, we believe you deserve both aspects in your banking relationship.
(713) 753-3022 566 miles Lender's profile and map Reviews KBR Heritage FCU 601 Jefferson Street, Suite KT-02, Houston, TX, 77002 In 1953, KBR Heritage Federal Credit Union was established as a member-owned, not-for-profit financial institution. Throughout the years, KBR Heritage Federal Credit Union has remained strong and continued to grow along with our members. Serving our membership is a top priority for us.
(713) 755-5160 566 miles Lender's profile and map Reviews Harris County Federal Credit Union 1400 Franklin Street, Houston, TX, 77002 Established in 1951, Harris County Federal Credit Union serves over 15, 000 members throughout Harris County. All employees of Harris County, their immediate families and anyone who lives, works, attends school or worships in zip codes 77002, 77003, 77004, 77006, 77011, 77020, 77023 and 77026 is eligible for membership.