USDA Loan Vs. FHA loan for Iola, KS [Allen County ]

In 2026, USDA loan caps in Iola, within Allen county, KS, are set at $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to assess and compare today's leading USDA and FHA rates, as well as to determine the necessary income, credit rating, reserves, and documents needed for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you choose which program in best fits your financial situation.

Options for USDA and FHA Loans in Iola, KS

Lendersa® is dedicated to swiftly providing you with the best USDA or FHA loan, effortlessly. Choose one of the three available starting points to discover matched lenders and USDA loan programs.

Lendersa USDA loan application and match results

A Closer Look at USDA Loans in KS

The USDA home loan, known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is specifically available for rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not demand any down payment.

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(913) 981-1700 Lender's profile and map Reviews TRUHOME SOLUTIONS 9601 Legler Road, Lenexa, KS, 66219 "We’re TruHome. And we help credit unions bring their members home. Credit union members rely on their credit union for all the big and small moments of their lives. With one big exception for most of them, their home mortgages. While more than 1 in 3 Americans belong to a credit union,"
(913) 839-3700 Lender's profile and map Reviews Kendall Bank 11225 College Blvd, Suite 150, Overland Park, KS, 66210 For more than 120 years, Kendall Bank has been dedicated to helping individuals, families, and businesses achieve their financial goals. Today, we remain committed to providing every customer with an exceptional all-inclusive banking experience that combines big-bank expertise and technology
(913) 402-7077 Lender's profile and map Reviews Caffrey & Co LLC 11225 College Blvd, Suite 125, Overland Park, KS, 66210 Caffrey & Company LLC is a full service commercial mortgage broker who will work for you to achieve your commercial real estate financing goals. We specialize in commercial real estate loans from $1, 000, 000 and up for acquisition or refinancing of Apartment Building Loans, Shopping Centers Loans, Mixed-use, Office Building Financing etc.
(816) 241-7800 Lender's profile and map Reviews FIRST FEDERAL BANK of KANSAS CITY 6900 N. Executive Drive, Kansas City, MO, 66210 We are First Federal Bank of Kansas City, and our mission is helping the people and communities we serve build a brighter financial future. That means being the community banking leader in providing customer-focused products, insight and encouragement. It's a purpose bigger than profit. By promoting the power of homeownership
(913) 338-7108 Lender's profile and map Reviews Mortgage Enterprises 10955 Lowell, Suite 510, Overland Park, KS, 66210 At Mortgage Enterprises. We are a professional mortgage company in Kansas and Missouri specializing in residential mortgages. We find loans that fit the goals of each client. We have highly skilled loan officers who know what it takes to get through underwriting quickly while keeping you informed of your process every step of the way.
(913) 649-9700 Lender's profile and map Reviews Himalaya Mortgage 11881 West 112th Street, Overland Park, KS, 66210 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(913) 484-5626 Lender's profile and map Reviews Kendall Mortgage 11225 College Blvd, Suite 100, Overland Park, KS, 66210 At Kendall Mortgage, we make the entire home buying process simple & seamless. Whatever your goals, we provide you with the information, resources, & personal service you need to make your home buying dream a reality. Our mission is to provide unparalleled service to our clients. Our goal is to provide home loans with the lowest interest rates.
(888) 220-1064 Lender's profile and map Reviews United Mortgage 9393 W 110th St, Suite 350, Overland Park, KS, 66210 Established in 2007, United Mortgage has been recognized as one of the fastest-growing private companies in America and is now considered a premiere purchase lender, currently serving Arizona, California, Colorado, Florida, Iowa, Kansas, Missouri, Oregon, Texas, and Washington. At United Mortgage,
(913) 317-1000 Lender's profile and map Reviews Homestead Financial Mortgage 8585 College Blvd, Suite 110, Overland Park, KS, 66210 "With 20 years experience, Homestead is a unique company. A delegated mortgage banker in that it has 3 business channels based on customer acquisition method, media, referral or hybrid. What makes us unique is our developmental approach to the loan officer’s career. We have had great success developing new loan officers"
(785) 295-2100 Lender's profile and map Reviews Fidelity State Bank and Trust Company 600 Kansas Avenue, Topeka, KS, 66603 Fidelity State Bank & Trust Company (Topeka, KS) is a banking company based in Topeka, Kansas, United States. FDIC Insured and Equal Opportunity Lender.The history of the Chandler Family that owns Fidelity State Bank & Trust Company dates back to 1883. The Chandler Family has been active in Kansas since then and continues to be active in a large nu
(785) 233-4323 Lender's profile and map Reviews 1st Kansas Credit Union 400 S Kansas Avenue, Suite B, Topeka, KS, 66603 Discover everything your credit union & financial institution can be at 1st Kansas Credit Union. As the oldest credit union in Kansas, our closed membership institution offers a wide range of accounts, loans, & financial services to Federal, State, City & County employees and their dependents in the states of Kansas, Nebraska, Iowa and Missouri.