USDA Vs. FHA Pro and Con comparison in Moss-Bluff, Calcasieu County, LA

In 2025, USDA loan limit in Moss-Bluff, county of Calcasieu, LA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Moss-Bluff, county of Calcasieu, LA

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Moss-Bluff, LA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Louisiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 782 Northwest 42 Avenue, Suite 330, Miami, FL, 33126
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  • 777 Nw 72nd Ave, Suite 1097, Miami, FL, 33126
  • Relax Mortgage, Ana Sanz, your Florida home loan expert dedicated to making sure your home purchase or refinance experience is top-notch. Ana erve as the principal Loan Officer/Mortgage Broker for Relax Mortgage, dba: Mortgage R’Us, Corp. as well as to the Real Estate Broker for Straight 2 The Point Realty with over 25 years of experience.
  • DG Pinnacle Funding LLC
  • 782 NW 42th Avenue, Suite 450, Miami, FL, 33126
  • DG Pinnacle Funding LLC is a residential mortgage company based in South Florida, founded in 2008 and re-positioned later in 2013. With over 15 years of experience in the mortgage and real estate industry, our founder Noel Veitia had a personal goal. After working as a loan officer for other companies, many times he felt challenged
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  • 1000 NW 57th Ct, Suite 120, Miami, FL, 33126
  • RML LLC, is a full service direct lender founded in 2013. The executive board has over 70 years of combined experience. Our CEO and President founded the company with a straightforward aspiration To support his staff with the finest tools and technology to accomplish the goal of providing. best product and services to our community
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  • Florida State Realty Group, Inc
  • 1512 E Broward Blvd, Suite 204, Fort Lauderdale, FL, 33301
  • Forida State Realty Group, Inc is based in downtown Fort Lauderdale. Although we have provided our services to clients throughout the State of Florida we primarily specialize in luxury homes, condominiums and townhomes located throughout South Florida and is based in Broward County.
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