USDA and FHA Pro and Con in Sulphur, Calcasieu County, LA

In 2025, the USDA loan limit in Sulphur, located in Calcasieu County, LA, is set at $336,500. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, figuring out the income, credit, reserves, and documentation required to qualify. Our advanced mortgage tool provides side-by-side views of USDA, FHA, Conforming, and VA options, helping you choose the optimal program in suitable for your financial needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Sulphur, Calcasieu County, LA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Sulphur, LA

Lendersa® is committed to finding you the ideal USDA or FHA loan efficiently and without hassle. Choose from one of three starting points that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in LA

A USDA home loan, backed by the U.S. Department of Agriculture, also called a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none, making them more accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



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