USDA Vs. FHA Pro and Con comparison in Hamilton, Essex County, MA
In 2025, the USDA loan cap for Hamilton, within Essex, MA, is $675,000. The limit for an FHA loan on a single-family home is $828,000.
Use the Lendersa® USDA loan calculator to evaluate the best current USDA versus FHA rates, helping you determine the required income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in best suits your financial needs.
2025 Loan Limits and Down Payment Requirements in Hamilton, Essex, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Options in Hamilton, MA
The aim of Lendersa® is to swiftly secure the most favorable USDA or FHA loan for you, hassle-free. Choose one of three starting strategies to connect with lenders and access USDA loan programs.
A USDA home loan, backed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a down payment of at least 3.5%, USDA loans need no down payment at all.
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Cal-Estate Funder of the Ruth L Pineda mortgage industry for over 20 years. I started Cal-Estate Funding back in 1999 to help my family and friends find a place to call home, with affordable financing. I have seen the ups and downs of the market and understands the value of an honest Mortgage Broker.
10542 CALLE LEE SUITE # 102, Los Alamitos, CA, 90720
Elite One Mortgage we strive to evaluate all of the mortgage possibilities that are right for you, working with you every step of the way. That way, we can creative a home loan that best fits your unique situation and provides you with the most competitive rates that are available anywhere in the nation.
18923 Soledad Canyon Rd, Canyon Country, CA, 91351
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Affiliated Funding utilizes a proprietary real property financing collaboration system. Some components & functionality of this platform are protected by U.S. Patent 7, 769, 681 U.S. Patent 8, 117, 120, and U.S. Patent 8, 145, 563. By implementing this platform, Affiliated Funding has not only been able to streamline the real estate transaction pro
The Loan Guys is a mortgage company dedicated to providing people the benefit of getting the property of your dreams and save money on your mortgage. We will help you explore the best terms and conditions for your mortgage loan, supporting and advising you on your way. At The Loan Guys, you will simply learn about what it takes to get a mortgage.
303 North Glenoaks Boulevard, Suite 200, Burbank, CA, 91502
Metric Mortgage Corp is licensed by the California Bureau of Real Estate and Metric Mortgage is focused on helping the customer with their home finance needs. We employ in house processing to make sure your transaction closes on time, and maintain strict protocols for customer information security. The customer is our #1 Priority.
