USDA Loan Vs. FHA loan for Hamilton, MA 2025

In 2025, USDA loan limit in Hamilton, county of Essex, MA is $675,000 while FHA limit is $828,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Hamilton, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(443) 548-8019 Lender's profile and map Reviews First Eagle Federal Credit Union 10451 Mill Run Circle, Suite 300, Owings Mills, MD, 21117 First Eagle is a federally-insured credit union serving all U.S. employees of AIG American General, Zurich North America, Medstar Union Memorial Hospital & Medstar National Rehabilitation Network (NRN), several Select Employee Groups, and their families. We have worked to make a better financial life for our members.
(443) 738-1614 Lender's profile and map Reviews Novak Financial Inc 20 New Plant Ct, Suite 102, Owings Mills, MD, 21117 Novak Financial, Inc. is a private money lender specializing in investor renovation and construction projects. We are currently financing projects in MD, NJ, D.C., VA, DE, PA, and FL.vak Financial, Inc. is a private money lender specializing in investor renovation and construction projects. We are currently financing projects
(443) 256-9500 Lender's profile and map Reviews Access 1 Properties 110 Painters Mill Rd, Suite 200, Owings Mills, MD, 21117 Access 1 Properties is a real estate solutions company located in Owings Mills, MD. We Specialize in buying, selling & financing homes. We also have a program to assist our clients with the rehab process. We consider ourselves as the go-to experts at finding solutions for people who are in the market to buy, sell or finance their investment propert
(800) 486-8786 Lender's profile and map Reviews iReverse Home Loans 12404 Hunters Glen, Owings Mills, MD, 21117 iReverse Home Loans, Corporation originates reverse mortgages in California, Colorado, Florida, Georgia, Maryland, Oregon, Tennessee, Texas, Virginia and Washington. For detailed licensing and important TEXAS STATE-SPECIFIC INFORMATION, please navigate to our licensing page or verify license information at NMLS Consumer Access.
(800) 491-9010 Lender's profile and map Reviews iHome Mortgage 12404 Hunters Glen, Owings Mills, MD, 21117 iHome Mortgage made the process of buying a home approachable, and what at first seemed daunting was actually exciting, and ultimately a wonderful experience. iHome Mortgage originates mortgages in Arizona, California, Colorado, Florida, Georgia, Maryland, Massachusetts, Oregon, Tennessee, Texas, Virginia, and Washington.
(443) 738-1230 Lender's profile and map Reviews Caliver Beach Mortgage LLC 500 Redland Court, Suite 300, Owings Mills, MD, 21117 We specialize in helping homeowners and home-buyers and our founding, we’ve grown to become one of America’s leading mortgage companies. The key to our growth is outstanding, award-winning customer service. Our loan experts make the process fast and easy…so you can start saving money and reaching your financial goals right away
(410) 661-8300 Lender's profile and map Reviews Maryland Private Mortgage 11240 Reisterstown Rd, Owings Mills, MD, 21117 "Maryland Private Mortgage is Baltimore’s leading direct private mortgage lender. We provide the fastest and best solutions in Private Money Lending for investors, rehabbers, and Baltimore City landlords. We offer all the resources needed to accomplish your investment goals. At Maryland Private Mortgage we do not have a one size fits"
(443) 396-2600 Lender's profile and map Reviews Renaissance Lenders, Inc 8221 Richie Highway, Suite 203, Pasadena, MD, 21122 Renaissance Lenders, Inc. is a full-service lender providing industry best solutions in residential purchase & refinance loans. Through our dedicated mortgage professionals, our commitment is to deliver an exceptional experience when purchasing or refinancing your home & a full lender that does all its processing, underwriting, & closing in house.
(888) 838-0372 Lender's profile and map Reviews Coastline Mortgage 8221 Ritchie Hwy, Suite 104, Pasadena, MD, 21122 Coastline Mortgage is an agent focused company Delivering the Dream of home ownership. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
(814) 777-0757 Lender's profile and map Reviews Help Me BA 270 Walker Drive, Suite 110E, State College, PA, 16801 HELPMEBA is a safe haven that allows the curious to learn about the mortgage market without feeling compelled to buy anything. Brian Allen the owner offer free consultations and seminars on First Time Home Buying, Credit Scoring, Equity Management, and Reverse Mortgages. Whether you are a couple looking for your first home.
(814) 234-1477 Lender's profile and map Reviews Mortgage Source PA 1346 S Atherton Street, State College, PA, 16801 As a mortgage broker, we work for you - not the bank. We work to fit you with the best loan program and lender to meet your mortgage needs and we represent you throughout the entire process. Giving you the personal attention you deserve, we will streamline the process for you from the application to the decision.