As of 2026, the USDA loan limit in Ipswich, within Essex county, MA, is $675,000, while the FHA limit for a single-family home is $828,000.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, aiding you in selecting the program that aligns best with your financial situation in Alabama.
2026 Loan Limits and Down Payment Requirements in Ipswich, County of Essex, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Options in Ipswich, MA
Lendersa® is dedicated to securing the best possible USDA or FHA loan for you promptly and without complication. Select one of three initial pathways to efficiently match with lenders and USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is insured by the Department of Agriculture and is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not necessitate any down payment.
Geosegment Systems was founded in 1991 in Cambridge, Massachusetts as a provider of mortgage market share data from county registry of deed data. In the age before the internet, CD-ROMs, DVDs, flash drives, and other high capacity transmission methods, we received data via the 9-track magnetic tape format first invented by IBM.
Bank of New England remains committed to providing the business community with a standard of service second to none. As the regional economy continues to recover we seek to add quality loans; improve our capital levels; and address new opportunities. We look forward to meeting the deposit
The Omni Mortgage Company is a locally owned and operated mortgage brokerage agency with the in-depth mortgage industry knowledge and expertise necessary to provide financing solutions that best meet your specific needs. We have a wide range of conventional and government FHA & VA mortgage products.
At New England Regional Mortgage Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We make all loan decisions locally and find you the program with the lowest fixed rate..
At New England Regional Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the lowest rate program. Call us at (800) 220 0959 x 150 for Dan Gennarelli NMLS 26970.
Accutrust Mortgage was Founded in 2004 with a small group of eight committed loan officers,the company has grown throughout New England while earning the Inc.500/5000 award several years in a row. Accutrust, Owner Don Lambert credits the people he works with.He says that the business has a core philosophy to invest in the people of the organization
Since 1960, Northern Bank has been the banking partner of choice for businesses and consumers throughout New England. We take an entrepreneurial, commonsense approach to providing a complete line of banking solutions. We are deeply invested in the communities we serve and passionately committed to helping you, our customers, grow.
Common Trust Federal Credit Union is a member-owned financial institution that provides personal banking services. Our mission is to be the familiar face that guides our membership to financial stability by building lifelong relationships with each individual and providing them with the solutions needed to meet their unique goals
300 Trade Center Drive, Suite 4580, Woburn, MA, 01801
Priority Funding Solutions specializes in getting your business the capital it needs fast. Small and medium businesses sometimes struggle to raise the funds needed to succeed when going through a bank or other traditional lender. Priority Funding Solutions approves satisfactory applications in as little as 24 hours.
At Sparta Financial, LLC we use our experience to help our clients achieve their dream of home-ownership throughout Massachusetts & New Hampshire. We carefully analyze their needs to ensure they end up with the right mortgage product. Our mission is simple; Provide great service and develop long lasting relationships
Lendmark Mortgage Corporation is a Mortgage Brokerage company specializing in providing a variety of mortgage loans. Since its inception in 2005, Lendmark has experienced significant growth by following its original mission of meeting the personal lending needs of clients, by offering a combination of low rates and superior service.
