As of 2025, the USDA loan limit in Ipswich, within Essex county, MA, is $675,000, while the FHA limit for a single-family home is $828,000.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, aiding you in selecting the program that aligns best with your financial situation in Alabama.
2025 Loan Limits and Down Payment Requirements in Ipswich, County of Essex, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Options in Ipswich, MA
Lendersa® is dedicated to securing the best possible USDA or FHA loan for you promptly and without complication. Select one of three initial pathways to efficiently match with lenders and USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is insured by the Department of Agriculture and is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not necessitate any down payment.
Mae Capital Real Estate and Loan is a mortgage broker with operations in one state. Mae Capital Real Estate and Loan offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and reverse mortgages. Mae Capital Real Estate and Loan is a FREEandCLEAR Certified Bronze Low Rate Lender.
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
18321 Ventura Boulevard, Suite 300, Tarzana, CA, 91356
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"CalSun Mortgage was founded by Mitchell Lubinsky, it’s CEO and President. Mitchell is a
real estate broker and licensed by CA DRE License 015025140, NMLS 353072. He has been
in real estate and lending industry for more than 30 years. He is real estate mortgage expert
and practitioner. And acquired a great deal of experience"
Whittaker Gregory Burton is a sole proprietorship based in Los Angeles California and owned by Gregory Whittaker. Gregory Whittaker is a licensed Real Estate Broker with the State of California BRE #00849532 and licensed through the NMLS# 1583645, NMLS# 1450202. I have been a licensed real estate professional for over 45 years working in sales,
Pioneers Home Loans will get your Conventional Loan approved today. Conventional loans are great for any type of home buyers. Our team of experts can get you the best loan with the best rate possible. Whether you have good credit or bad credit, let us know we will listen. Pioneers Home Loans are able to get you an affordable mortgage payment plan.
19013 Ventura Boulevard, Suite I, Tarzana, CA, 91356
Cliver R. Galvez is a Real Estate & Mortgage Services Residential and Commercial Mortgage Broker in California provided Mortgage Services Convetional Loans FHA Loans, Purchase and Refinancing, Hard Money , Commercial Lending available and also mortgage services real estate services
Integrity Financing, Inc offer you 25 years of Knowledge, Experience, Professionalism and Integrity. My clients know me as a go getter, the one that gets the job done!! Not only done, but well done, efficiently and painlessly. In my many years in this business I have affiliated and partnered with the best banks and lenders around.
Utmost Pro, Inc. Mortgage Division-specializing in residential mortgages.Our consultants know what it takes to get through underwriting quickly. We have relationships with many investors and will find the one that offers rates good for your scenario. No matter your needs we are here to help.
Ultimate Home Mortgage Corp. goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage program for you and your family from the many options that are available today. We will work continuously on your behalf to help you achieve your dream of homeownership.
We specialize in making Residential, Commercial, Fix & Flip and Probate Hard Money/ Private Equity Loans to Borrowers who have credit issues, difficulty proving their income or have had their mortgage applications turned down by the Big Banks. Most of our Borrowers receive their funds in less than 2 weeks.
