USDA and FHA Pro and Con in Manchester-by-the-Sea, Essex County, MA
As of 2026, the USDA loan limit in Manchester-by-the-Sea, within Essex county, MA, is $675,000. Meanwhile, the FHA limit for a single-family home is $828,000.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. Determine the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, helping you choose the program in Alabama that best suits your financial needs.
2026 Loan Limits and Downpayment Requirements in Manchester-by-the-Sea, Essex, MA
Loan Type
Loan Limit
Down payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Choices in Manchester-by-the-Sea, MA
The objective of Lendersa® is to quickly secure the best USDA or FHA loan for you, free of hassle. Start with one of three options that route you to matching lenders and USDA loan programs.
The USDA home loan is a government-guaranteed mortgage provided by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, applicable exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires none, making it particularly favorable for eligible applicants.
Showcase Agency is a real estate and home loan company serving OC, LA, Riverside, San Bernardino and North San Diego counties. We help our clients buy and sell homes, and get home financing. After closing, we help our clients navigate their personal homeownership journey. We donate $150 to Operation Underground Railroad for every real estate
A2Z Tax & Financials is a Real Estate Brokerage (BRE #01987437) and a Mortgage Broker (NMLS #1393235) offering wide variety of services in the area of real estate purchase and sale, rental, investment, residential and/or commercial, as well as offering different types of mortgages for first time home buyers, investors, conventional,
5948 Temple City Boulevard, Temple City, CA, 91780
Provident Funding is a nationwide direct mortgage lender and servicer. Founded in 1992, we have created a customer-oriented culture with an experienced team of highly trained mortgage experts. We provide mortgage solutions for all of your refinance and home purchase needs. we have maintained a firm commitment to a low-cost business model
5954 Temple City Boulevard, Temple City, CA, 91780
Comres Mortgage was founded in 2013 and is headquartered in Hacienda Heights, CA. Our dedicated mortgage team specializes in competitive interest rates and concierge customer service. Comres Mortgage was created to service the community and to help them navigate through the entire loan process—with a personal touch.
OCC Lending, Inc is a US-based nationwide direct portfolio lender of Residential & Commercial debt financing. We finance solutions for investors who don’t necessarily fit into the box of traditional bank lending.
OCC Lending, Inc has created a track record in marketplace for funding transaction using a true case-by-case common sense lending app
Private Cash Funding is a commercial and residential finance company that provides a number of lending solutions around the United States. The company was created in 2012 and is based in Tustin, California.Our Group generates capital from a variety of sources, including institutional investors, banking partners, and high-net-worth individuals, to f
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Professional Mortgage was established in 1995 and incorporated in the state of California 1998. Since our early days we have always sought to use our knowledge and experience and combine it with the latest technology in order to close loans quickly and efficiently. Professional Mortgage doesn't have the high overhead of the big banks and lenders.
Private Cash Funding is a California based Loan Broker that provides Investors and Borrowers the opportunity to obtain Private Loans for all types of Real Estate. We are a Nationwide Loan Broker specializing in unconventional property types, but also unconventional scenarios and unique situations.
