USDA Vs. FHA your options comparison in Mansfield-Center, Bristol County, MA
In 2026, the USDA loan limit for Mansfield-Center, in the county of Bristol, MA, is $404,800, whereas the FHA loan limit for a single-family home is $506,000.
Employ the Lendersa® USDA loan calculator to compare today’s best rates for USDA and FHA, and determine the necessary income, credit, reserves, and documents for qualification. With our sophisticated mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to see which program in best matches your financial scenario.
2026 Loan Limits and Down Payment Requirements in Mansfield-Center, Bristol, MA
Loan Type
Loan Limit
Down Payment
USDA
$404,800
0%
FHA
$506,000
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Opportunities in Mansfield-Center, MA
Lendersa® aims to efficiently secure the best possible USDA or FHA loan without complications. Choose from three starting options to access matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, known also as a USDA rural development loan or mortgage, is limited to rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment at all.
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