USDA Vs. FHA your options comparison in Mansfield-Center, Bristol County, MA

In 2025, the USDA loan limit for Mansfield-Center, in the county of Bristol, MA, is $404,800, whereas the FHA loan limit for a single-family home is $506,000.

Employ the Lendersa® USDA loan calculator to compare today’s best rates for USDA and FHA, and determine the necessary income, credit, reserves, and documents for qualification. With our sophisticated mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to see which program in best matches your financial scenario.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Mansfield-Center, Bristol, MA

Loan Type Loan Limit Down Payment
USDA $404,800 0%
FHA $506,000 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in Mansfield-Center, MA

Lendersa® aims to efficiently secure the best possible USDA or FHA loan without complications. Choose from three starting options to access matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MA?

A USDA home loan, guaranteed by the Department of Agriculture, known also as a USDA rural development loan or mortgage, is limited to rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Sovereign Mortgage Investments Inc
  • 1495 S Volusia Ave #102, Orange City, FL, 32763
  • Sovereign Mortgage Investments, Inc. has expertise and knowledge needed to explore the many financing options available and has been originating and processing mortgage loans for over 17 years. We enable clients to purchase and refinance their homes while offering a wide range of mortgage products such as FHA, USDA, VA.
  • Northeast Regional Credit Union
  • 514 Broaday, Hannibal, MO, 63401
  • Northeast Regional Credit Union is a non-profit organization owned and operated by its members for the benefit of all who belong. Any employee who works at one of our select employee groups is able to belong. Family members of those employees are also eligible. Our eligible employee groups are listed below.
  • Community First Credit Union
  • 6460 Interstate Court, Hannibal, MO, 63401
  • Community First Credit Union was chartered in July of 1952 in the state of Missouri originally as Division #3 Highway Credit Union, and serves anyone who lives or works in Marion and Ralls Counties. Immediate family members of existing members are also eligible to gain membership in the credit union.
  • Hannibal National Bank
  • 100 N Main St, Hannibal, MO, 63401
  • HNB Bank, n.a. was originally organized in May1888 as the Bank of Hannibal. The building on the corner of Main & Broadway in Hannibal, Missouri was constructed in 1889 and today, remains the bank’s corporate headquarters. In 1903 the bank applied for and was granted a national charter and became Hannibal National Bank.
  • F&M Bank and Trust
  • 505 Broadway, Hannibal, MO, 63401
  • F&M Bank is truly a neighborhood, hometown, community bank with locations in Hannibal and Monroe City. Founded in 1870 by the friends and family of Mark Twain, we are the area’s oldest locally-owned community bank. We are proud to be celebrating our 150th year of providing our customers a wide range of banking services.
  • Troy Bank & Trust
  • 1000 Hwy 231 South, Troy, AL, 36081
  • Troy Bank & Trust was organized September 5, 1906, with capital stock of $50, 000.00. Among the organizers and first directors were: Charles Henderson, W.C. Windham, and W.C. Black. The bank was first located on North Three Notch Street but moved in 1908 to 70 West Court Square. In 1926
  • Drummond Community Bank
  • 16449 SW Archer Road, Archer, FL, 32618
  • Drummond Community Bank is federally insured by FDIC and is an Equal Housing Lender. Our goal is to promote community pride, provide resources for our friends and neighbors, and host an open and welcoming environment. We care about and want to hear from you! Here are a few things to keep in mind.
  • Total Lending Concepts
  • 1310 N. Main Street, Bell, FL, 32619
  • The Total Lending Concepts Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Colorado and Missouri. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.