USDA Vs. FHA your options comparison in Mansfield-Center, Bristol County, MA

In 2026, the USDA loan limit for Mansfield-Center, in the county of Bristol, MA, is $404,800, whereas the FHA loan limit for a single-family home is $506,000.

Employ the Lendersa® USDA loan calculator to compare today’s best rates for USDA and FHA, and determine the necessary income, credit, reserves, and documents for qualification. With our sophisticated mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to see which program in best matches your financial scenario.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Mansfield-Center, Bristol, MA

Loan Type Loan Limit Down Payment
USDA $404,800 0%
FHA $506,000 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in Mansfield-Center, MA

Lendersa® aims to efficiently secure the best possible USDA or FHA loan without complications. Choose from three starting options to access matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MA?

A USDA home loan, guaranteed by the Department of Agriculture, known also as a USDA rural development loan or mortgage, is limited to rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Mansfield-Center Lenders

  • Bank of Easton North Easton
  • 275 Washington St, North Easton, MA, 02356
  • Lends in Massachusetts
  • Bank of Easton provides traditional banking services to the surrounding communities.

    our Bank proudly opened its doors to the public for the first time. We are excited to continue to serve our customers and the Easton community and look forward to writing many new chapters in the history of our Bank and our community – together!

  • Peoples Choice Mortgage LLC
  • 5 Bristol Drive, Suite 1, Easton, MA, 02375
  • Lends in Massachusetts
  • At Peoples Choice Mortgage we value our family. In turn, we treat all of our clients like family. We know that understanding finances isn’t always a straight path. That’s why we work to develop and educate all of our clients throughout the loan process. Our focus is empowering you to make a financial choice that fits your needs.

  • Star Mortgage
  • 691 Washington Street, South Easton, MA, 02375
  • Lends in Massachusetts
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Right Key Mortgage, LLC
  • 859 Washington Street, South Easton, MA, 02375
  • Lends in Massachusetts
  • At Right Key Mortgage, we educate our borrowers to make this a worry-free process, from pre-qualification to close – that’s our promise to you! We're here to make the home loan process as simple as possible. We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership.

  • Goldmark Federal Credit Union
  • 155 Pleasant Street, Attleboro, MA, 02703
  • Lends in Massachusetts
  • Goldmark has served the financial needs of members since 1955. In that year, five local citizens saw a need for people to save and borrow money through an institution focused on people helping people. Their goal was to form a credit union, which is a not-for-profit cooperative owned and controlled by members, for members. The five original members

  • Attleboro Municipal Employees Federal Credit Union
  • 138 South Main Street, Attleboro, MA, 02703
  • Lends in Massachusetts
  • In June 1963, a small group of city employees met in an upstairs room of the South Main Street Fire Station (now the Attleboro Council on aging) to discuss forming a municipal credit union. This credit union would provide a convenient means of saving, and also provide members with low interest loans.

  • Bristol County Savings Bank
  • 130 Pleasant St, Attleboro, MA, 02703
  • Lends in Massachusetts
  • Bristol County Savings Bank, founded in 1846, is a full-service financial institution offering commercial lending, personal and business banking, and mortgage services. The Bank’s Financial Advisory Services division has successfully assisted businesses, individuals and non-profits with the management of their assets since 1989.

  • Wrentham Co-operative Bank
  • 102 South Street, Wrentham, MA, 02093
  • Lends in Massachusetts
  • Wrentham Cooperative has been a place people can trust for all of their personal and business financial needs since 1901. Unlike most banks, we provide you with the services YOU actually want and need, not the services we want you to buy. We work quietly and steadily every day to improve our services

  • Norfolk Community Federal Credit Union
  • 18 Union Street, Suite 104, Norfolk, MA, 02056
  • Lends in Massachusetts
  • Norfolk Community Federal Credit Union was chartered on August 11, 1953. We are a federally chartered and insured credit union. A credit union is a not-for-profit, membership-owned financial institution. Known for its strong consumer-orientation, a credit union is organized to serve a community, a company or a municipality