For 2025, the USDA loan cap in Plainville, within Norfolk, MA, is set at $616,400. Simultaneously, the limit for an FHA loan for a single-family dwelling is $828,000.
Utilize the Lendersa® USDA loan calculator to contrast todays USDA and FHA prime rates. It helps you ascertain the required income, credit standing, reserves, and documentation for qualification. With our state-of-the-art mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side to determine which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $616,400 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
The aim of Lendersa® is to swiftly provide you with the most competitive USDA or FHA loan, free of complications. You can select from three beginning points, each leading to lender matches and USDA loan offerings.
A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Contrasting FHA loans, which mandate a minimum down payment of 3.5%, the USDA mortgage requires no initial down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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