USDA Vs. FHA your options comparison in Saugus, Essex County, MA
In 2025, the USDA loan limit in Saugus, situated in Essex county, MA, is capped at $675,000, while the FHA loan limit for a single-family home is $828,000.
Take advantage of the Lendersa® USDA loan calculator to compare the optimal USDA and FHA rates available today, helping you ascertain the income, credit, reserves, and necessary documents to qualify. With our sophisticated mortgage calculator, you can see side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in choosing the perfect program for your specific financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Saugus, Essex, MA
Loan Type
Loan Cap
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Alternatives in Saugus, MA
The objective at Lendersa® is to swiftly secure the best possible USDA or FHA loan for you without hassle. Begin with one of three starting points that connect you with lenders offering USDA loan programs.
A USDA home loan is a government-backed mortgage facilitated by the Department of Agriculture, known as a USDA rural development loan, offered only in rural areas. In contrast to FHA loans requiring a minimum down payment of 3.5%, USDA loans demand no down payment.
5000 Birch Street, Suite 3000, Newport Beach, CA, 92660
Choice Financial Group, is a mortgage broker and a subsidiary of California Financial Realty Inc. a privately owned company. Under the same leadership, we have been providing superior service to our clients since 1985. We also provide full Real Estate service..
We can represent buyers and sellers for any Real Estate transaction.
3400 Irvine Avenue, Suite 212, Newport Beach, CA, 92660
"We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for.
With a variety of loan programs and an established network of lenders behind us"
4540 Campus Dr, Suite 106, Newport Beach, CA, 92660
At WFP Lending! Since 1998 we have been helping consumers get the best deal possible by giving consumers multiple offers from several wholesale lenders in a matter of minutes, WFP Lending makes comparison shopping easy from over 90 wholesale lenders. You the consumer WINS because when lenders compete you get the very best price!
2082 SE Bristol Street, Suite 201, Newport Beach, CA, 92660
At First Reliant, Inc. we are certain you deserve better. That’s why we provide a personal mortgage specialist to every mortgage applicant – someone who’ll help you find the right mortgage, put together the application and close the loan.Your personal mortgage specialist will answer all your questions and even fill out the forms for you.
20062 SW Birch St, Suite 230, Newport Beach, CA, 92660
Americas Funding Group (AFG) is a private mortgage banking/broker with a large variety of loan products with some of the lowest rates in the industry. AFG’s highly trained, certified loan professionals use the industries most advanced mortgage analysis tools so that we ensure our loan products fit our clients needs.
4000 MacArthur Blvd, Suite 300, Newport Beach, CA, 92660
Excelerate Capital has helped borrowers solve life decisions involving home mortgages both big and small. Weʼre proud that our clients look to us for practical solutions for their unique life situations. Excelerate Capital looks beyond a single score and broadens our search to include context and adaptability.
4695 MacArthur Court, Suite 950, Newport Beach, CA, 92660
"Let Taylor Morrison Home Funding help make your dream home a reality. In today's marketplace it is imperative to work with knowledgeable mortgage professionals. At Taylor Morrison Home Funding, we will be with you every step of the way.
Taylor Morrison's commitment to your financing is just as important as building your home."
4041 MacArthur Blvd, Suite 230, Newport Beach, CA, 92660
At Primary Partners Financial our approach to helping you choose a mortgage loan is considerably different than most lenders. We understand that your home purchase is one of the most significant “financial” commitments you’ll ever make - one that can lay the foundation for most of your future financial objectives. We believe that proper education
5000 Birch St, Suite 3000, Newport Beach, CA, 92660
Our mission is to revolutionize lending and realty services to enhance our clients' experience by meeting their needs with the utmost integrity and character. Residential Lending is of utmost importance in purchasing a home. iG has established a variety of loan programs to fulfill our clients diverse needs.
At Cal-Loans Direct, Inc. we understand that your life is complicated enough. Our financial experts are here to make buying your first home, investment property or refinancing, easier than ever. We will walk you through our simple loan process step-by-step and present you with the very best loan options for your needs.
Golden Capital Group is a private money lender located in California and Oregon. We are a direct residential and commercial lender that originates, underwrites and funds first and second mortgages secured against Real Estate. We conduct business in the states of California, Oregon and Washington.
