In 2025, the USDA loan limit in Saugus, situated in Essex county, MA, is capped at $675,000, while the FHA loan limit for a single-family home is $828,000.
Take advantage of the Lendersa® USDA loan calculator to compare the optimal USDA and FHA rates available today, helping you ascertain the income, credit, reserves, and necessary documents to qualify. With our sophisticated mortgage calculator, you can see side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in choosing the perfect program for your specific financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Saugus, Essex, MA
Loan Type
Loan Cap
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Alternatives in Saugus, MA
The objective at Lendersa® is to swiftly secure the best possible USDA or FHA loan for you without hassle. Begin with one of three starting points that connect you with lenders offering USDA loan programs.
A USDA home loan is a government-backed mortgage facilitated by the Department of Agriculture, known as a USDA rural development loan, offered only in rural areas. In contrast to FHA loans requiring a minimum down payment of 3.5%, USDA loans demand no down payment.
Windsor Mortgage Solutions draws on an extensive history & years of experience in mortgage lending. Now we’re making this valuable expertise available to your financial institution & your customers. Windsor Mortgage Solutions service ties together our team and yours, allowing your organization to offer a full-service mortgage lending department.
Plains Commerce Bank's sole purpose of operation is to provide their customers with quality service and products, by linking the values of the past with the ideas and technology of the future. Getting its start in rural South Dakota over eighty years ago, Plains Commerce Bank has built a solid foundation.
Since 1926, Logan County Bank has been serving our local communities. We take pride in knowing our customers and meeting their financial needs.We have two locations. The original bank located in Scranton, AR was built in 1913. It has changed over the years, starting out as the bank, drugstore, post office, and doctor’s office.
Arvest Bank is a regional Bank that operates in a unique, customer-focused way. Arvest delivers the convenience and technological advantages of a large super-regional Bank but with the local commitment and decision-making of a local community Bank. Our primary focus is on meeting and exceeding customer expectations through convenient hours
Arvest is one of commitment started by our founders, an intense dedication to focusing on the customer. This philosophy has remained the same during our growth from a small bank to a group of community banks able to provide a complete range of financial services. Arvest has more than 200 banking locations that are part of 14 locally managed banks.
Kansas Teachers Community Credit Union has been open since 1949. It's the 15th largest credit union in Kansas with assets totaling $136.7 Million and providing banking services to more than 13,000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
In 1931, FBT Bank & Mortgage began as a full-service bank under the name Fordyce Bank & Trust. Our bank started with its focus on simplifying our customers’ lives and has continued to do for more than 80 years. We opened our doors to provide banking options in an area in need of economic stimulus and to offer services that filled a void in the sout
Corn Growers State Bank has increased in assets many times over since 1950 and takes pride in the fact that it is a vital part of the Murdock community and wishes to thank all of its past, present and future customers for the business they have done with the bank. Your support is greatly appreciated
Our goal is help you achieve your dreams as you build your business.We offer best-in-class products to improve your productivity, whether it is automating your payroll deposits or streamlining your cash management, so you can focus on what you do best – growing your business. CBW is a financial services company based out of 109 E Main St, Weir, KS.
The Farmers State Bank of Circleville was chartered October 27, 1900 with $5,000.00 capital. By 1916 the total assets had increased to over $100,000.00. The bank survived a robbery in 1923, the Circleville fire in 1931, and The Depression and resulting bank failures. It was a matter of pride to have been the first bank
The Denison State Bank is a branch office of The Denison State Bank. They provide the following services: Full Service Office Location and are located at 421 New York Avenue in Holton Kansas.
Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
