FHA Vs. USDA loan program for Saugus, Essex County, Massachusetts

In 2026, the USDA loan limit in Saugus, situated in Essex county, MA, is capped at $675,000, while the FHA loan limit for a single-family home is $828,000.

Take advantage of the Lendersa® USDA loan calculator to compare the optimal USDA and FHA rates available today, helping you ascertain the income, credit, reserves, and necessary documents to qualify. With our sophisticated mortgage calculator, you can see side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in choosing the perfect program for your specific financial circumstances in .

USDA and FHA Loan Alternatives in Saugus, MA

The objective at Lendersa® is to swiftly secure the best possible USDA or FHA loan for you without hassle. Begin with one of three starting points that connect you with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MA?

A USDA home loan is a government-backed mortgage facilitated by the Department of Agriculture, known as a USDA rural development loan, offered only in rural areas. In contrast to FHA loans requiring a minimum down payment of 3.5%, USDA loans demand no down payment.

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(707) 763-7944 Lender's profile and map Reviews Redwood Empire Home Loans, Inc. 1930 Primrose Drive, Petaluma, CA, 94954 At Redwood Empire Home Loans, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(415) 660-9707 Lender's profile and map Reviews FJM Private Mortgage Fund 1372 N McDowell Blvd., Suite D, Petaluma, CA, 94954 First Bridge Lending specializes in providing fast and creative debt solutions for both commercial and residential property types. With over 100 combined years of lending and investing experience, the principals at First Bridge Lending understand our borrower’s needs and know how to deliver optimal financing solutions
415-248-1167 Lender's profile and map Reviews FJM Private Mortgage Fund 1372 N McDowell Blvd. Suite D, Petaluma, CA, 94954 Founded in 2012, First Bridge Lending specializes in providing fast and creative debt solutions for both commercial and residential property types. With over 100 combined years of lending and investing experience, the principals at First Bridge Lending understand our borrower’s needs and know how to deliver optimal financing solutions.
(855) 855-8805 Lender's profile and map Reviews First Technology Federal Credit Union 3000 El Camino Real, Suite 100, Palo Alto, CA, 94306 Unlike banks, we exist to serve our members, not to make a profit. Instead, we put our time, money, passion, experience, smarts, elbow grease and whatever else we can muster up to work for our members, employees and communities. It’s our secret weapon that turns promises into action: investment in you.
(650) 325-5700 Lender's profile and map Reviews University Investments Inc 2799 Middlefield Road, Palo Alto, CA, 94306 Our services begin as a mortgage broker, shopping the market to find the best loan package for your specific needs and abilities. Where we differ is in the service and the relationship. We are more than just a mortgage finance company; we're an investment tracking company. We offer top-notch service on your loan.
(707) 873-2283 Lender's profile and map Reviews Arrivva 214 Emerson St, Palo Alto, CA, 94301 What real estate brokerage costs & service should be. We broker with love, integrity, knowledge, a plan, and a flat fee. We are a full-service real estate and mortgage brokerage for qualified, motivated buyers, sellers & mortgagee. We fixed real estate. The simplest, most ethical way to buy, sell, or mortgage real estate.
(408) 517-0338 Lender's profile and map Reviews Metroreal 1821 Saratoga Ave, Saratoga, CA, 95070 Metroreal Inc. is located in Saratoga, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Metroreal Inc. has 4 total employees across all of its locations and generates $218, 737 in sales (USD). (Employees & Sales figures are modelled). We help our customers to obtain the best home mortgage loan in California
(408) 314-6328 Lender's profile and map Reviews UVC Financial 12280 Saratoga Sunnyvale Road, Suite 206, Saratoga, CA, 95070 The UVC Financial Team is committed to providing clients with the highest quality home loans combined with some of the best mortgage programs suitable to your needs. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, doing a Reverse Mortgage, or consolidating debt.
(408) 688-0303 Lender's profile and map Reviews Coast Residential Funding, Inc. 14415 Big Basin Way, Suite B, Saratoga, CA, 95070 John Lofano is committed to providing his clients with the highest quality financial services combined with the lowest rates available in your area. John works with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(650) 366-7777 Lender's profile and map Reviews Sequoia Federal Credit Union 530 El Camino Real, Redwood City, CA, 94063 Sequoia Federal Credit Union is a member-owned cooperative, providing friendly, professional financial services, while ensuring safety, stability, and future growth. On February 25, 1952, a small group of teachers held a final organizational meeting to establish the Redwood City Elementary Schools Credit Union and to elect its initial officers.
(650) 367-8940 Lender's profile and map Reviews Polam Federal Credit Union 770 Marshall Street, Redwood City, CA, 94063 Polam Federal Credit Union believes that helping people enrich their financial well-being and attain their goals is the best reward a company can receive. With this in mind, we have dedicated ourselves to providing premiere products and services to help our members reach these goals faster.