USDA VS FHA in Wakefield, Middlesex County, MA

For 2025, the USDA loan limit in Wakefield, located in Middlesex county, MA is $675,000, whereas the FHA limit for a single-family home is $828,000.

Take advantage of Lendersa® USDA loan calculator to compare today's USDA versus FHA rates. Assess the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping determine the best program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Wakefield, Middlesex, MA

Loan Type Loan Limit Down Payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Exploring USDA and FHA Loan Options in Wakefield, MA

Lendersa® is focused on quickly finding you the best USDA or FHA loan without any hassle. Choose one of three pathways to get matched with suitable lenders and USDA loan programs.

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Understanding USDA Loans in MA

A USDA home loan, also termed as a USDA rural development loan, is backed by the U.S. Department of Agriculture and is available exclusively in rural areas. Differing from FHA loans which require a minimum of a 3.5% down payment, a USDA loan demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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