USDA and FHA Pro and Con in Melwood, Prince George's County, MD

As of 2025, in Melwood, within Prince George's county, MD, the USDA loan limit is $657,900, whereas the FHA cap for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to review today's premier USDA against FHA rates and to ascertain necessary income, credit, reserves, and document requirements for eligibility. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, assisting your decision on the best program in for your particular financial situation.

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2025 Loan Limits and Down Payment Requirements in Melwood, Prince George's, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Paths in Melwood, MD

The aim of Lendersa® is to swiftly connect you with the most favorable USDA or FHA loan with minimal hassle. Start with any of the three starting points to find matching lenders and suitable USDA loan programs.

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Understanding USDA Loans in MD

The USDA home loan, guaranteed by the government's Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is specifically available in rural locations. Unlike FHA loans that require at least a 3.5% down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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