USDA and FHA Pro and Con in Melwood, Prince George's County, MD
As of 2026, in Melwood, within Prince George's county, MD, the USDA loan limit is $657,900, whereas the FHA cap for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to review today's premier USDA against FHA rates and to ascertain necessary income, credit, reserves, and document requirements for eligibility. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, assisting your decision on the best program in for your particular financial situation.
2026 Loan Limits and Down Payment Requirements in Melwood, Prince George's, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Paths in Melwood, MD
The aim of Lendersa® is to swiftly connect you with the most favorable USDA or FHA loan with minimal hassle. Start with any of the three starting points to find matching lenders and suitable USDA loan programs.
The USDA home loan, guaranteed by the government's Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is specifically available in rural locations. Unlike FHA loans that require at least a 3.5% down payment, USDA loans demand no down payment.
20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
We specialize in purchase transactions. Unlike a refinance, a purchase transaction has time frames & contractual commitments that unless honored can cause stress, financial penalties, the loss of your dream home & even the loss of your earnest money deposit. You want to make sure to entrust your purchase loan & transaction to an expert in this fiel
WE OFFER REAL ESTATE FINANCING FOR HOME LOAN PURCHASE TRANSACTIONS, LOAN REFINANCE AND CASH OUT TRANSACTIONS. CALIFORNIA MORTGAGE LOANS BOTH JUMBO AND CONFORMING LOANS. OUR PROCESS IS FAST, SIMPLE AND EASY. WE ALSO OFFER COMMERICAL FINANCING, INCLUDES- CONSTRUCTION LOANS, APARTMENT LOANS, INCOME PROPERTY LOANS, AND SBA FINANCING.
IPL Mortgage is a full service mortgage company licensed by the California Bureau of Real Estate NMLS license #1323733. All of our agents have a minimum of 10 years of experience, ensuring our clients are working with a knowledgeable professional. We take pride in our customer service with a mission to secure the best possible
3501 Jamboree Road, Suite 430, Newport Beach, CA, 92660
Double A Funding is a Full-Service Mortgage Brokerage Company. We have flexibility to shop the entire lender market. This can provide borrowers a significant pricing advantages over banks. Double A Funding Provides both COMMERCIAL LOANS and RESIDENTIAL LOANS with other MULTIFAMILY LOANS or Private Money Loans.
14 Corporate Plaza, Suite 120, Newport Beach, CA, 92660
Back Bay Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
620 Newport Center Drive, Suite 1100, Newport Beach, CA, 92660
We have a wide range of offerings to match your specific needs. We are Professional Mortgage Broker in California. Providing all aspects of Real Estate Finance at industry best competitive rates. Fixed Rate and ARM Loans, Jumbo & Conforming, Interest Only and Non-QM Products available! Arranging competitive financing for all of your real estate fin
4040 MacAarthur Boulevard, Suite 309, Newport Beach, CA, 92660
AMS Real Estate is one of the fastest growing residential and commercial real estate companies, provides brokerage and consulting services in fields of Mortgage, Real Estate, and Development. Industry knowledge, experience, and attentive customer services drives AMS trajectory. A streamlined approach eliminates non-productive tasks.
2901 West Coast Highway, Suite 200, Newport Beach, CA, 92660
InvestorsAlly Home Loans provide a worldwide service that’s locally expert and globally informed, we believe that inspired teams naturally provide excellent and dedicated service. We’ve created a workplace where opinions are respected, where everyone is invited to contribute to the success of our business and where they’re rewarded for excellence.
2549 Eastbluff Drive, Suite 408, Newport Beach, CA, 92660
Title Properties provides California homeowners access to personalized brokerage services and comprehensive support throughout your real estate sales process, all for a 1.9% listing fee. Get industry leading value and service without the high expense of a traditional full service agent or broker. Get the REALTOR® benefit without the REALTOR® price!
4425 Jamboree Road, Suite 140, Newport Beach, CA, 92660
At Firstline Home Loans, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
