USDA and FHA Pro and Con in Rosaryville, Prince George's County, MD

As of 2026, the USDA loan limit in Rosaryville, located in Prince George's County, MD, is $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates. This tool helps determine the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, guiding you to choose the best program in for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Rosaryville, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Rosaryville, MD

Lendersa® aims to secure the best USDA or FHA loan for you quickly and easily. Choose one of three starting points to connect with lenders and explore USDA loan programs.

Results of USDA loan requests at Lendersa

Understanding USDA Loans in MD

A USDA home loan is backed by the U.S. Department of Agriculture, and is also referred to as a USDA rural development loan or USDA mortgage. It is offered exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require none at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Rosaryville Lenders

  • U. S. Postal Service Federal Credit Union
  • 7905 Malcolm Road, Suite 311, Clinton, MD, 20735
  • Lends in Maryland
  • U. S. Postal Service Federal Credit Union is a member-owned and operated not-for-profit financial cooperative chartered in 1934 under federal law. USPS FCU provides sound financial support for Postal Workers, Postal Retirees, and Postal Family Members. We encourage our members to make wise financial choices for the well-being of themselves.

  • Police Federal Credit Union
  • 9100 Presidential Parkway, Upper Marlboro, MD, 20772
  • Lends in Maryland
  • The Police Federal Credit Union, headquartered in the Washington, D.C. metropolitan area, is a full service, not-for-profit, financial institution that has been committed to protecting the financial interests of members of the law enforcement community and serving their financial needs since 1935.

  • None Suffer Lack Federal Credit Union
  • 4929 Allentown Road, Suitland, MD, 20746
  • Lends in Maryland
  • The None Suffer Lack Federal Credit Union (NSLFCU) was established to minister to the financial needs of believers in the Body of Christ, and their family members. The credit union is a biblically based financial institution governed and operated by godly principles; thereby making it good ground to plant your financial seed.

  • Andrews Federal Credit Union
  • 5711 Allentown Road, Suitland, MD, 20746
  • Lends in Maryland
  • Andrews Federal Credit Union was founded in 1948 to serve military and civilian personnel along their financial journeys. With over $2 Billion in assets, Andrews Federal has grown to serve more than 134, 000 members in the District of Columbia, Joint Base Andrews (MD), Springfield, Virginia (VA), Joint Base McGuire-Dix-Lakehurst (NJ).

  • Your Mortgage Genie LLC
  • 13205 Sunfield Terrace, Fort Washington, MD, 20744
  • Lends in Maryland
  • We are a full-service mortgage company for first-time homebuyers servicing MD, Washington DC, VA, and FL. We specialize in Residential Real Estate Loans with options to UNLOCK YOUR DREAMS.What makes Your Mortgage Genie unique is we strive to meet individual goals by offering customized products and investment tools to service your individual goal

  • Potomac Trust Mortgage Company LLC
  • 10009 Indian Queen Point Road, Fort Washington, MD, 20744
  • Lends in Maryland
  • Potomac Trust Mortgage we are committed to providing customers with the best service and rates available. We are a local company who’s professional staff goes above and beyond to assist our clients with the entire loan process. Our goal is to make the loan process as simple and stress-free as possible.

  • Money One Federal Credit Union
  • 9800 Technology Way, Largo, MD, 20774
  • Lends in Maryland
  • Money One Federal Credit Union is a not-for-profit, full service financial institution. We were formed in 1951 to promote wise financial responsibility and provide a source of low-cost credit. Money One is member owned and operated. Our only reason for existence is to help people do better financially.

  • Mortgage Experts
  • 9500 Medical Center Drive, Suite 102, Upper Marlboro, MD, 20774
  • Lends in Maryland
  • The Mortgage Experts Team is your premier mortgage team located in Largo, Maryland. We pride ourselves on offering some of the lowest rates nationwide and make the loan process easy, straightforward and fast for borrowers seeking a mortgage in the Largo area.

    Whether you are first time home buyer, purchasing your dream home, refinancing.

  • Andrew Whearty Mortgage Lender
  • 500 Prince Georges Blvd, Upper Marlboro, MD, 20774
  • Lends in Maryland
  • At NASA Federal Credit Union, we have great people creating and building a world-class organization in an ever-changing world. Our success as an organization is based on the vision, mission and values that guide us in how we do business every single day. Empowering people to achieve a brighter financial future is OUR MISSION.