USDA Vs. FHA your options comparison in Newport, Penobscot County, ME
For the year 2025, the USDA loan limit for a single-family house in Newport, within Penobscot county, ME, is set at $336,500, whereas the FHA loan limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to juxtapose today's competitive USDA versus FHA rates. This tool helps evaluate the necessary income, credit score, financial reserves, and documentation needed for qualification. Our comprehensive mortgage calculator showcases USDA, FHA, Conforming, and VA loans in comparison, assisting in the selection of the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Details in Newport, Penobscot County, ME
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Newport, ME
The main aim of Lendersa® is to secure the optimal USDA or FHA loan for you swiftly and effortlessly. Begin with any of the three outlined options, which lead to connecting lenders and explore USDA loan programs.
The USDA home loan, endorsed by the U.S. Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. This loan is exclusively accessible in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans necessitate no down payment.
Arize is dedicated to providing products and services for the financial well-being of members and committed to extending the credit union advantage to individuals, businesses, and organizations in Central PA. Arize is a not-for-profit voluntary financial cooperative located in State College, PA.
Freeland Financial has built a strong reputation as an outstanding mortgage brokerage firm. We serve the lending needs of builders, real estate professionals, and individual homebuyers throughout the state of Maryland, Virginia, and Florida.Our customers keep coming back because we have low rates and the best service in MD, VA and FL..
Glatco Credit Union was originally started on March 22, 1977 to serve employees of the P.H. Glatfelter Company. Today, membership in GLATCO Credit Union has expanded to include graduates or students of the Spring Grove Area School District, as well as any employee, family member.
In July 2006, a group of local business people started this bank to serve the needs of people in our community. The bank started in an old gas station in Lewes but soon opened a new headquarters building on RT 1 in Lewes. In 2007, a Rehoboth location on RT 1 opened. Today the bank has grown to over $250 million in assets and serves clients
"Established in 2006, The Mortgage Market of Delaware, LLC is a locally owned and
operated family business specializing in residential and commercial real estate lending.
We work with 20 national mortgage lenders and financial institutions so we
can assist almost any borrower. If we can't do the loan, it probably can't be done!"
At Kish, we tell our customers to expect more. That’s more than a simple slogan—it’s a promise to deliver exceptional service as we work hard for our clients in all of our service lines: Banking, Wealth, Insurance, Benefits, and Travel.
For over a century, solid and enduring values have made Kish Bank, the banking subsidiary of Kish Bancorp, I
County Bank’s primary mission has been to serve the banking needs of southern Delaware, and this continues to be the driving force behind the bank today. High quality customer service is the true mission of the bank. Our products are designed to meet the needs of our customers and our employees are hired to provide friendly, knowledgeable, and effi
19405 Plantation Road, Suite 1A, Rehoboth Beach, DE, 19971
Bank of England Mortgage has been providing down home service. Along with powerful nationwide mortgage loans, we offer clients peace of mind knowing they are working with a credible national mortgage banker. Our success is due primarily to the talent of our people and access to hundreds of mortgage products at industry.
