In Romeo, within Macomb county, MI, the USDA loan limit for 2025 is $336,500, while the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to examine and compare the best current rates between USDA and FHA. Assess the necessary income, credit, reserves, and documentation to qualify. Our enhanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side to decide which program suits your financial needs in
Browse loan options from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to help you secure the most suitable USDA or FHA loan quickly and effortlessly. Begin with one of three starting points that guide you to lenders offering USDA loan programs.
USDA home loans are government-backed by the Department of Agriculture. Known as USDA rural development loans or mortgages, they are available exclusively in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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