USDA Vs. FHA your options comparison in Romeo, Macomb County, MI

In 2025, USDA loan limit in Romeo, county of Macomb, MI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Romeo, county of Macomb, MI

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Romeo, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Prysma Lending Group, LLC
  • 18 Padanaram Rd, Danbury, CT, 06811
  • Prysma Lending Group is committed to making home buying easy and affordable by finding you the right mortgage fast. We specialize in home loans for English, Spanish, and Portuguese citizens. For just 3.5% down, you can get the dream home you've been waiting for! We even have a Tax ID loan option with no need for a Social Security or Green Card.
  • Fieldpoint Private Bank & Trust
  • 100 Field Point, Greenwich, CT, 06830
  • Fieldpoint Private puts clients first, always. With customized options, our team will help you strengthen and sustain your assets in a way that helps you reach your goals, grow your wealth and simplify your life so you can get back to doing what you love most.Our advisors and bankers work across the United States, and are committed to being accessi
  • Greenwich Municipal Employees Federal Credit Union
  • 439 West Putnam Avenue, Greenwich, CT, 06830
  • Our Mission is To provide and promote the use of a variety of financial services which incorporate particular benefits, consumer advantages and features not otherwise readily available to our members with the specific intent of helping our members gain some extra measure of personal financial success.
  • Strategy Mortgage Corp.
  • 5 Edgewood Avenue, 2nd Floor, Greenwich, CT, 06830
  • Strategy Mortgage represents national, regional & local lenders in order to provide you with the most competitive rates available. We close loans on time and at the locked rate. Closing costs & detailed program disclosures are discussed up front and there are NO hidden fees. Strategy Mortgage is a mortgage brokerage licensed in CT, NY, MA, and FL.
  • Knighthead Funding, LLC
  • 777 West Putnam Avenue, 3rd Fl B-2, Greenwich, CT, 06830
  • Knighthead Funding, LLC ("Knighthead"​) is a real estate finance company specializing in loans for acquisition, renovation, construction and refinancing secured by a broad range of real estate assets. Knighthead originates loans for its managed real estate debt funds and Knighthead Annuity & Life Assurance Company
  • Greensboro Credit Union
  • 3701 West Wendover Avenue, Greensboro, NC, 27495
  • We became Greensboro’s 1st Credit Union in 1928. We were formerly known as Greensboro Postal Credit Union or GPCU. While our offices are still in our founding group’s facilities, we are excited to open our doors to all of Greensboro and Guilford County. We will continue to support our founding group
  • First Funding Loans
  • 1 3rd Ave, Suite 4, Long Branch, NJ, 07740
  • First Funding Loans, we are dedicated to being the best hard money lenders in New Jersey. This is why we offer a simple and quick way to access loans for various types of property investments. Hard money loans are a great option because they are approved quickly, require minimum documentation and offer funds for projects
  • Commercial Mortgage Associates Inc.
  • 626 Princeton Ave, Brick, NJ, 08724
  • Commercial Mortgage Associates Inc. was founded by Gary Ambrosi in 1989 as a commercial mortgage brokerage company helping business owners and investors finance small to mid-size commercial real estate. Since, Commercial Mortgage Associates has become highly respected in the commercial lending industry that investors can rely on, and yet.
  • PRIME SOURCE MORTGAGE
  • 139 Natick Trail, BRICK, NJ, 8724
  • PrimeSourceMTG.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Prime Source Mortgage is a licensed Mortgage Broker licensed by NJ Dept. of Banking and Insurance. We do not issue mortgage commitments or fund mortgage loans.
  • Wright Financial Inc
  • 1108 North Truman Boulevard, Crystal City, MO, 63019
  • Wright Financial Inc. has been in business for over 25 years with experience in the financial industry. Rex and Susan Wright are the owners of the company. We work on effective options, aimed at giving you the best solution. We operate in St. Louis and surrounding areas and specifically Jefferson County.
  • Accentra Credit Union
  • 400 Fourth Avenue NE, Austin, MN, 55912
  • Accentra Credit Union, formerly Hormel Employees Credit Union, has been serving our members since 1930. Our commitment today is as firm as it was in 1930 - to provide our member-owners a secure place to save and a trusted place from which to borrow. Since our formation, Accentra Credit Union has grown to almost 15, 000 member.