USDA Vs. FHA your options comparison in Rochester-Hills, Oakland County, MI
In the year 2025, the USDA loan limit set for Rochester-Hills, located in the county of Oakland, MI, is $285,000. Meanwhile, the FHA loan limit for a single-family home is $356,362.
For those seeking to understand today's best rates, use the Lendersa® USDA loan calculator to evaluate USDA versus FHA offerings. It assists in determining necessary income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator conveniently presents USDA, FHA, Conforming, and VA options side by side, facilitating a more straightforward decision-making process on the most suitable program for your financial standing in .
Loan Limits and Downpayment Requirements for 2025 in Rochester-Hills, Oakland, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in Rochester-Hills, MI
The main objective of Lendersa® is to swiftly and effortlessly secure the optimal USDA or FHA loans for you. You have the option to select one of three starting approaches that result in matching with lenders providing these USDA loan programs.
A USDA home loan, known for being guaranteed by the Department of Agriculture, is commonly referred to as a USDA rural development loan or USDA mortgage. These loans are exclusively offered in rural locales. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment, thereby making homeownership more accessible for eligible applicants in these designated regions.
Saratoga Capital, Inc. is a privately-held real estate management company on the West Coast offering apartment home residences, amenities and customer service for renters throughout 35 locations. Since 1971, we have been committed to providing our customers with the best possible service—and exceeding expectations every day.
Griselda Ledesma and Ledesma Team As a team we value visionary thinking, productivity, accountability and growth. With over 100 years of combined experience we are proud to be a quality resource for our community, yet remain humble and grateful to have the opportunity to serve. Our work is much more than real estate and mortgage.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Delta Bay Realty is your one-stop shop for all things Real Estate in the SF Bay area. From Buyer and Seller consultations to investor support and recommendations. We handle it all. We're not just making satisfied clients, we're making friends Delta Bay Realty is selling, buying or both, you can count on me as the local expert in the market.
"Jadestone Mortgage, Inc. located in San Francisco's east bay has the experience with FHA, VA, Conventional and Reverse Mortgage loans.
Our objective is to help you achieve your goal, whether buying or refinancing or seeking a Reverse Mortgage. Our friendly, experienced team will help you navigate the mortgage market to find the best.
Amir has years of experience as a general contractor, mortgage, and real estate broker. Considered a high-touch broker, Amir is also known for his extensive market knowledge and an unmatched level of passion that he brings to each project. Amir brings a vast amount of knowledge and passion to his work.
At Levias Lending, we believe in turning dreams into reality. We'd like to help you find the perfect mortgage solution to make your homeownership dreams come true.
Testimonials
"Working with Levias Lending was a game-changer. Their expertise and dedication made the process seamless and stress-free. Highly recommend!" - Mansa Gills
Thank yo
We offer robust mortgage tools available on the Internet - easy, convenient, online shopping for comprehensive loan programs and current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your uniq
Phoenix Real Estate Investment Corporation operates a highly professional, ethical, and agent-friendly full-service real estate, mortgage and investment company. The company was founded in 1998 by Murphy Deng, CEO of the firm, and incorporated in 2000. The company has achieved phenomenal growth since then from a single small office,
