FHA Vs. USDA loan program for Rochester-Hills, Oakland County, Michigan

In 2025, USDA loan limit in Rochester-Hills, county of Oakland, MI is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Rochester-Hills, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

4844523012 Lender's profile and map Reviews New City Commercial Capital 101 Greenwood Avenue Suite 101, Jenkintown, PA, 19046 New City Commercial Capital arranges commercial mortgages for multifamily, mixed-use, retail, office buildings, hotels, industrial and net-leased properties. We work with seasoned real estate investors and developers to source and arrange Debt, financing for their projects. We arrange Acquisition Loans, Bridge Loans, Construction Loans, SBA Loans a
(215) 550-7951 Lender's profile and map Reviews Orchard Hill Mortgage Company 261 Old York Road, Suite 719, Jenkintown, PA, 19046 Orchard Hill Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
(856) 423-1469 Lender's profile and map Reviews Fort Billings Federal Credit Union 962 Billingsport Road, Gibbstown, NJ, 08027 The Mission of the Fort Billings Federal Credit Union is to provide our members and surrounding communities with friendly, innovative banking services. We make the lives of our members better every day, through personal banking alternatives, enhanced financial services, lower fees, personal services, and innovation.
(618) 632-3595 Lender's profile and map Reviews Bank of O'Fallon 901 S. Lincoln Ave., O Fallon, IL, 62269 The Bank of O’Fallon has been proudly serving the needs of O’Fallon, Shiloh and the surrounding areas since 1959. It stands as one of the oldest businesses in O’Fallon and is committed to the future of the metro east as the area continues to grow. Please stop in today or give us a call to see what we can do for you.
(618) 593-3608 Lender's profile and map Reviews Delmar Mortgage 1405 N. Green Mount Rd, Suite 250, O Fallon, IL, 62269 Delmar Financial Company is a full-service mortgage company helping new and experienced buyers find their dream homes. Delmar Financial offers a wide range of mortgage products that allow us to fit the best loan to the specific needs of each client. Our products range from conventional, Jumbo, FHA, VA, and more.
(866) 666-2195 Lender's profile and map Reviews CITIZENS BANK of Lafayette 400 Highway 52 Byp W, Lafayette, TN, 37083 Citizens Bank of Lafayette, Tennessee, was organized under state charter on April 10, 1909. M.S. Freeman was elected as the bank’s first president and W.J. Hirring was elected vice-president. The 83 original shareholders invested $12, 000. Citizens Bank opened for business on July 1, 1909.
(615) 688-5626 Lender's profile and map Reviews Starr Mortgage 303 Red Boiling Springs Road, Lafayette, TN, 37083 Starr Mortgage Can Help We can customize your financial package. FHA, RD, VA, Conventional & Land-Only Loans! 100% Financing No Money Down Home Purchases Refinances / Debt Consolidation 10-30 Year Terms Available Products were inspired by Behance's research of especially productive teams in the creative industry.
(507) 886-6922 Lender's profile and map Reviews First Southeast Bank 3 Main Ave N, Harmony, MN, 55939 Throughout southeast Minnesota & Northern Iowa, First Southeast Bank has been providing a wide range of services as your local, family owned community bank. First Southeast Bank, Harmony location, undergoes a major renovation to the interior and of the building with a large addition added. In 2011 Canton State Bank merges into First Southeast Bank.
(518) 842-1840 Lender's profile and map Reviews MCTFCU 39 Market Street, Amsterdam, NY, 12010 Since 1960, MCT has been creating financial solutions for the people who live and work in Montgomery County. If you’ve been thinking about joining us, what’s stopping you? We accept members from most local businesses, and if your employer isn’t on our list yet, it’s easy, fast, and free to sign on.
(518) 527-4647 Lender's profile and map Reviews Hometown Mortgage Corp 4200 State Hwy 30, Amsterdam, NY, 12010 Hometown Mortgage Corp. our mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve 1st.Take advantage of our expertise in the residential lending industry by applying online today.You will find that the skill, professionalism & consideration we give to each of our client
(319) 227-7773 Lender's profile and map Reviews The Watkins Savings Bank 202 First Street, Watkins, IA, 52354 The Watkins Savings Bank was chartered in 1892, and remains a locally owned and independent bank. Over the years The Watkins Savings Bank has continued to grow. The original bank was located just across the street from our current building. In 1977 The Watkins Savings Bank moved to 202 First Street , Watkins , Iowa .