As of 2025, the USDA loan limit for Buffalo in Wright county, MN, is $358,800, whereas the FHA loan limit for a single-family home is $515,200.
With the Lendersa® USDA loan calculator, compare today's leading USDA and FHA rates. Evaluate your income, credit standing, reserves, and the documents needed to qualify. This advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best suited program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $358,800 | 0% |
| FHA | $515,200 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our objective is to quickly secure the best USDA or FHA loan for you, hassle-free. Choose from three starting paths to find matching lenders and the perfect USDA loan programs.
The USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, also known as the USDA rural development loan. It is available only in rural areas, and unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment, offering a significant advantage for eligible homebuyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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