USDA VS FHA in Buffalo, Wright County, MN

As of 2026, the USDA loan limit for Buffalo in Wright county, MN, is $358,800, whereas the FHA loan limit for a single-family home is $515,200.

With the Lendersa® USDA loan calculator, compare today's leading USDA and FHA rates. Evaluate your income, credit standing, reserves, and the documents needed to qualify. This advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best suited program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Buffalo, County of Wright, MN

Loan Type Loan Limit Down Payment
USDA $358,800 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Offers in Buffalo, MN

At Lendersa®, our objective is to quickly secure the best USDA or FHA loan for you, hassle-free. Choose from three starting paths to find matching lenders and the perfect USDA loan programs.

Lendersa USDA loan request and matching results

About USDA Loans in MN

The USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, also known as the USDA rural development loan. It is available only in rural areas, and unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment, offering a significant advantage for eligible homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fidelity Funding Mortgage Corp
  • 759 SR 580, Suite 114, Clearwater, FL, 33761
  • We’re a Florida-based direct lender specializing in both traditional and non-traditional financing options.

    We understand the Florida marketplace and have created a lending platform to serve the unique needs of homebuyers here in the Sunshine State.

    Our branch office is located in Clearwater, FL. Our home office is located in Maitland, FL

  • Professional Mortgage Alliance LLC
  • 28870 US Highway 19 North, Suite 320, Clearwater, FL, 33761
  • At Mortgage Alliance, LLC, (PMA) was founded in 2014 by its President and CEO Mr. Michael L. Banner. We operate in Florida and New Jersey
    Mr. Banner brings 36 years of mortgage experience to the table and has established PMA as a premier mortgage company offering Fannie Mae, Freddie Mac, FHA, VA and Reverse Mortgages.

  • O.J. MORTGAGE COMPANY INC.
  • 29190 US Hwy 19 N, Clearwater, FL, 33761
  • OJ Mortgage Inc. do business the old fashioned way – one by one, family by family. We understand that obtaining a mortgage is one of the most important decisions many of us will ever make and it is our duty to make sure that you make the right one for you and your family. We will always provide you with the mortgage program that’s right for you

  • Rio Bank
  • 701 E. Expressway 83, McAllen, TX, 78501
  • Rio Bank opened its doors for business in February of 1985. It began as a retail oriented bank primarily catering to consumers for both deposit and loan business. In 1995, the bank opened its second banking center in North McAllen. The original ownership and management has changed since that time as well as the focus and direction of the bank.

  • Path Finder Mortgage Solutions
  • 1109 Nolana Ave, Suite 203, McAllen, TX, 78501
  • Path Finder Mortgage Solutions gets you the perfect loan that will fit your budget & lifestyle. With personal attention, we work closely with you to provide you with the mortgage solutions that you deserve. A trustworthy source and reputable mortgage company, Path Finder Mortgage Solutions is headed by Hilda Cardoza and her team of dedicated Team.

  • Pacific Capital Mortgage, Inc.
  • 4900 West Expressway 83, Suite 208, McAllen, TX, 78501
  • Pacific Capital Mortgage, Inc., offers a comprehensive suite of Fix&Flip, Rental, and Multifamily products. Our leverage, competitive rates, transparency, and top-notch customer service sets us apart from the pack. We are here to help you fund and succeed in your Real Estate Investment Business.

  • Harrison Lending Group, Inc.
  • 801 West Nolana, Suite 335, McAllen, TX, 78501
  • Harrison Lending Group, we provide custom-tailored lending programs to fit the needs of each borrower and property type. Our many years of experience helps us match your financial profile and property type to the lender's requirements and willingness to fund a particular commercial mortgage loan.

  • Structure Finance LLC
  • 3313 N. McColl Road, McAllen, TX, 78501
  • Structure Finance is a direct mortgage Broker committed on helping our customers envision what home should feel like. Here we are to serve you with any mortgage loan need you have.Our team is committed to help you better understand the maze of mortgage finance. We take the time to listen to your mortgage needs and find the right loan that suits you

  • Tampa Postal Federal Credit Union
  • 15916 N. Florida Ave, Lutz, FL, 33549
  • Tampa Postal Federal Credit Union was founded by a group of USPS employees shortly after the Great Depression in 1941. Their goal was to create a financial institution where members and their financial dreams, not profits, were the focus.Today, Tampa Postal FCU continues this mission by providing a full range of financial services.

  • Belsky Mortgage LLC
  • 24406 Summer Wind Ct, Lutz, FL, 33559
  • A well diversified mortgage broker who works in both the residential and commercial real estate. A large network of lending resources for nearly any deal. Fully licensed for primary residential homes in FL, NC, OH, and TX. Private and Commercial Investment lending in 48 states. Reach out to see what we can do for you today!

  • Citizens Bank of Florida
  • 156 Geneva Drive, Oviedo, FL, 32765
  • Independent Thinking, Independent Banking. Founded in 1946, the Citizens Bank of Florida is a financial institution that provides a variety of banking services. It offers savings, checking and money market accounts. The bank also provides certificates of deposit and individual retirement accounts.

  • Florida Mortgage Providers, inc.
  • 2101 Amador Pl, Oviedo, FL, 32765
  • Giles Wardian serves as team lead and is a senior mortgage loan specialist with twenty-one years of experience. Our team of mortgage professionals operates on a unique platform whereby we have access to several wholesale lending sources which gives you the advantage. We are able to provide excellent rates.