USDA and FHA Pro and Con in Rockford, Wright County, MN

As of 2026, the USDA loan limit for Rockford in Wright, MN, is $358,800 and the FHA limit for a single-family home is $515,200.

Utilize the Lendersa® USDA loan calculator to compare top USDA and FHA rates today, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side by side, helping you find the most suitable program for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Rockford, Wright, MN

Loan Type Limit Down Payment
USDA $358,800 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loans in Rockford, MN

Lendersa® seeks to connect you quickly with the best USDA or FHA loans, hassle-free. Choose one from three starting points to identify matching lenders and discover USDA loan programs.

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Understanding USDA Loans in MN

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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