FHA Vs. USDA loan program for Duluth, St. Louis County, Minnesota

In 2025, USDA loan limit in Duluth, county of St. Louis, MN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Duluth, MN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Minnesota?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(317) 466-9702 Lender's profile and map Reviews LJI Wealth Management 6569 Carrollton Avenue, Indianapolis, IN, 46220 As an Independent firm our focus is solely on helping you. When it comes to investment advice, we are fee-based. We have no incentive to work with a specific mutual fund company – ever. Our clients come from all walks of life. The common thread is they all appreciate objective, professional advice and solutions based on experience.
(765) 649-9226 Lender's profile and map Reviews Lampco Federal Credit Union 5411 Dr Martin Luther King Jr Blvd, Anderson, IN, 46013 The Lampco staff, management, and board of directors is dedicated to creating economic benefits for our members by providing quality financial products delivered with the highest level of service and integrity. Lampco Federal Credit Union has served the financial needs of our Madison County Community for over 50 years.
(765) 649-9271 Lender's profile and map Reviews Independent Federal Credit Union 3737 South Scatterfield Road, Anderson, IN, 46013 At Independent Federal Credit Union, you are more than a member, you are an owner! Independent Federal Credit Union is committed to being the primary financial institution in Madison and also Independent Federal Credit Union is committed to being the primary financial institution in Madison County and to improving the lives of its members
(913) 549-3776 Lender's profile and map Reviews American Ag Finance 6500 West 132nd Terrace, Leawood, KS, 66224 The process of getting a commercial farm can be intimidating & overwhelming, making it important to choose a company that can guide you through. United Farm Mortgage has what it takes to get you through loan complications. For 35+ years, American farmers and rural communities have come to us to be provided with loans for their farms & properties.
(317) 248-9241 Lender's profile and map Reviews LINK FCU 5212 Rockville Road, Indianapolis, IN, 46224 At Link FCU, we have had the opportunity of serving our members since 1930. Link Federal Credit Union was chartered under the Indiana State Credit Union Law in February of 1930 to serve employees of the Link-Belt Companies located in Indianapolis. Over the years, there have been six credit unions merge with Link.
(833) 325-2684 Lender's profile and map Reviews Farmers Bank of Kansas City 14231 Metcalf Ave, Overland Park, KS, 66223 We provide deposits and lending services to a broad range of consumer, retail, manufacturing, agricultural, energy, real estate and commercial customers. Our community banks provide hometown service, resources and support for the eight communities we serve in central Kansas and Overland Park, Kansas.
(888) 627-2002 Lender's profile and map Reviews First Indiana Mortgage 11216 Fall Creek Road, Suite 118, Indianapolis, IN, 46256 First Indiana Mortgage provides comprehensive residential mortgage solutions in the state of Indiana. We pride ourselves on our ability to offer low rates with excellent customer service. residential mortgage solutions in the state of Indiana. We pride ourselves on our ability to offer.
(317) 362-0378 Lender's profile and map Reviews Firstar Financial Inc 10502 Schooner Court, Indianapolis, IN, 46256 Firstar Financial is a full service mortgage company that works hand-in-hand with its customers throughout the whole loan process. Since we are a referral-based mortgage company, customer service is our number one priority. That is why at Firstar Financial, we go out of our way to make sure each and every customer is given superior service.
(317) 815-6060 Lender's profile and map Reviews 1st Signature Lending 9800 Crosspoint Blvd, Suite 300, Indianapolis, IN, 46256 "1st Signature Lending is a unique mortgage company with the borrower's interest in mind. At 1st Signature Lending we believe our staff should work to meet and exceed the expectations of our borrowers. By keeping the needs of our borrowers in mind throughout the process, we are creating satisfied customers one day at a time."
(314) 298-0055 Lender's profile and map Reviews Vantage Credit Union 19 Missouri Research Park Ct, Saint Charles, MO, 63304 Vantage Credit Union is a leading, full-service financial institution that’s owned and guided by our St. Louis-based member-owners—people just like you—and not by stockholders like at a publicly-traded bank. Because we’re a not-for-profit financial institution, our member-owners enjoy better rates, lower fees and superior service.
(314) 264-5325 Lender's profile and map Reviews Mortgage Solutions, LLC 19 Research Park Court, Saint Charles, MO, 63304 With over seven decades of experience working with borrowers in a variety of situations, Mortgage Solutions, LLC has set the standard for trust, honesty, and integrity. Whether you're looking to refinance an existing home, purchase a new one, or lower some of your high interest obligations,