USDA and FHA Pro and Con in Proctor, St. Louis County, MN
In 2025, the USDA loan limit in Proctor, situated in St. Louis county, MN, is $336,500. On the other hand, the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, determining the income, credit, reserves, and documents necessary for qualification. Our comprehensive mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side, helping you choose the best option for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Proctor, St. Louis County, MN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Proctor, MN
The mission of Lendersa® is to quickly provide you with the optimal USDA or FHA loan without the hassle. Choose from one of three starting paths to connect with matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is available only in rural neighborhoods. Unlike FHA loans that typically require a 3.5% down payment, USDA loans do not require any down payment.
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