USDA Vs. FHA Pro and Con comparison in Eagan, Dakota County, MN
In 2026, the USDA loan limit for Eagan, situated in the county of Dakota, MN, is set at $358,800, whereas the FHA limit for a single-family home is $515,200. These figures are crucial for prospective homeowners navigating their financing options.
Using the Lendersa® USDA loan calculator, you can compare the best current rates for USDA against FHA. This tool helps determine necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting in choosing which program best suits your financial situation in .
2026 Loan Limits and Downpayment Requirements in Eagan, County of Dakota, MN
Loan Type
Loan Limit
Down Payment
USDA
$358,800
0%
FHA
$515,200
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Eagan, MN
Lendersa® aims to help you secure the best possible USDA or FHA loan swiftly and without hassle. Choose from one of three beginning points that link you with suitable lenders and specific USDA loan programs.
The USDA home loan, guaranteed by the government through the Department of Agriculture, is sometimes called a USDA rural development loan or USDA mortgage, and is specifically available in rural areas. While FHA loans require a minimum down payment of 3.5%, USDA loans stand out for requiring no down payment, making them significantly advantageous for qualifying applicants.
1335 Corporate Center Curve, Suite 240, Saint Paul, MN, 55121
Lends in Minnesota
At MLP Home Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
1270 Northland Drive, Suite 350, Mendota Heights, MN, 55120
Lends in Minnesota
Expedition Credit Union was established in 1957 to benefit Minnesota Education Association members. Originally named MEA Credit Union, we assisted with the specific financial needs of the education community. Throughout the years — from strikes and natural disasters, to times of prosperity — the credit union was there.
Kvikstad Mortgage Solutions the company in 2004 to provide a better and more personalized option for my clients. As an independent, small business I have very little overhead, so I am able to pass those savings on to my clients. I do not have to charge the same high fees and rates as the banks and other big companies.
1171 Northland Drive, Suite 100, Mendota Heights, MN, 55120
Lends in Minnesota
Gabriel Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
750 South Plaza Drive, Suite 319, Mendota Heights, MN, 55120
Lends in Minnesota
At Spectra Home Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
2051 Killebrew Drive, Suite 650, Minneapolis, MN, 55425
Lends in Minnesota
Highland Federal Finance is committed to providing solutions to meet your financing needs. Whether you are searching for a home, auto, business, or unsecured loan, our experienced professionals are ready to assist you in achieving your financial goals. Highland Federal Finance works with multiple lenders.
Our mission is to provide simple and fairly priced financial tools that allow members to save, borrow, and transact. We do this by engaging, educating and supporting our members to ensure they have the means to make their lives better.
Our vision is to create a financial institution that people respect, admire.
Mendota Heights-based Gateway Bank was founded in 2004 with a clear vision of what a community bank should be. And we remain committed to conducting every transaction with that vision in mind. We believe that our community is defined by the individuals and businesses within it. We offer competitive personal and business products and services.
2038 Ford Parkway, Suite 510, Saint Paul, MN, 55116
Lends in Minnesota
Join KPT Mortgage Advisors LLC in revolutionizing the mortgage industry! We're not just brokers; we're trailblazers dedicated to transforming your financial journey. Our mission is clear: empower everyone, from first-time buyers to seasoned investors. Experience unparalleled guidance and advocacy as we prioritize your financial well-being. Contact
