USDA and FHA Pro and Con in Eagan, Dakota County, MN
In 2025, the USDA loan limit for Eagan, situated in the county of Dakota, MN, is set at $358,800, whereas the FHA limit for a single-family home is $515,200. These figures are crucial for prospective homeowners navigating their financing options.
Using the Lendersa® USDA loan calculator, you can compare the best current rates for USDA against FHA. This tool helps determine necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting in choosing which program best suits your financial situation in .
2025 Loan Limits and Downpayment Requirements in Eagan, County of Dakota, MN
Loan Type
Loan Limit
Down Payment
USDA
$358,800
0%
FHA
$515,200
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Eagan, MN
Lendersa® aims to help you secure the best possible USDA or FHA loan swiftly and without hassle. Choose from one of three beginning points that link you with suitable lenders and specific USDA loan programs.
The USDA home loan, guaranteed by the government through the Department of Agriculture, is sometimes called a USDA rural development loan or USDA mortgage, and is specifically available in rural areas. While FHA loans require a minimum down payment of 3.5%, USDA loans stand out for requiring no down payment, making them significantly advantageous for qualifying applicants.
3060 Kimball Bridge Road, Suite 155, Alpharetta, GA, 30022
Summerfield Mortgage, LLC is a young company with deep roots, founded on over 25 years of experience. We offer top service because we have your best interest at heart and also Mortgages made easy. Whether this is your first home purchase, refinance, a vacation home, or investment property.
4640 Valais Court, Suite 204, Johns Creek, GA, 30022
Magnum Home Loan is one of the preferred brokers for the top ten lenders nationwide. We are partnered with many major investors/lending sources in the nation including Amerisave, MB Financial, NYCB, and United Wholesale Mortgage. The partnerships with many of the top lenders in the nation have enabled.
11380 Southbridge Parkway, Suite 227, Alpharetta, GA, 30022
Damian Warwick is a Mortgage Banker with over 24 years of experience in the financial services and mortgage industries. His financial experience includes running his own mortgage company and managing large financial institutions/banks, as well as midsize corporations. He prides himself in providing excellent customer service for his clients
5755 N Point Pkwy, Suite 58, Alpharetta, GA, 30022
Crushing rates and beating other lender's turn times with personalized attention to detail to make the mortgage process as stress-free and quick as possible. Quick closings for both purchases and refinances. Loan products: Conventional, FHA, VA, USDA, Non-traditional recent foreclosure/bankruptcy
555 North Point Center East, 4th Floor, Office 479, Alpharetta, GA, 30022
Sanctuary Home Mortgage, a private, boutique mortgage firm local to Metro Atlanta, was founded in unique collaboration and strong partnership with Atlanta Fine Homes Sotheby’s International Realty. Our high-caliber mortgage professionals are trusted, award-winning individuals with 75 years of combined mortgage experience.
Locally owned and operated full service bank offering financial products and services. Something for everyone from personal to business to agriculture and more. We now offer on the go options like mobile banking mobile deposit and person to person payments. One of our Customer Service Representatives would love to explore the right options for you.
At Real Estate Financial Services. We are a full-service mortgage company based in Sugar Hill, Georgia. We specialize in FHA and VA Mortgages for First Time Home Buyers in Sugar Hill. We also serve the surrounding cities in Gwinnett County. Whether you are buying a home or refinancing in any of these zip codes: 30518, 30005, 30024
Buford Finance has grown to be a major consumer lender in Georgia since 1986. We make consumer loans from $300 to $5, 000. Since 1986, our mission is to serve the financial needs of our community. It is our effort to provide financing options for individuals and small business owners.
At Select Bank, we can help you manage your time and your money. We’ve brought together old-fashioned service and the latest tools and technology in order to provide you with the products and services you need, when you need them – and on your terms. We’re focused on treating every customer like they’re our only customer.
