In 2025, for West-St.-Paul within Dakota county in MN, the USDA loan limit is $322,000, whereas the FHA loan limit stands at $402,500 for single-family homes.
Utilize the Lendersa® USDA loan calculator to contrast current USDA vs. FHA rates and evaluate the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can view a side-by-side comparison of USDA, FHA, Conforming, and VA programs, aiding you in determining the best option in for your unique financial needs.
Loan Limits and Down Payment Requirements for 2025 in West-St.-Paul, County of Dakota, MN
Loan Type
Loan Limit
Down payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in West-St.-Paul, MN
The mission of Lendersa® is to swiftly and easily secure the best possible USDA or FHA loan for you. Choose one of three starting points to connect with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture (also known as the USDA rural development loan or USDA mortgage), is exclusively available in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA mortgage loans do not require any down payment, offering an advantageous option for eligible buyers.
N16W23217 Stone Ridge Dr, Suite 110, Waukesha, WI, 53188
Accunet Mortgage was started in 1999, and through the tireless work of our expert loan officers has gained recognition as a top-ranked direct-to-consumer lender. We provide professional guidance to ensure the best mortgage available is obtained to clients in the service areas of Wisconsin, Minnesota, Illinois, and Florida.
2426 N Grandview Blvd, Suite A, Waukesha, WI, 53188
We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process. We are confident that you will quickly see how commited we are to making sure you select the right loan option for your specific situation.
1040 North Main Street, Sheboygan Falls, WI, 53085
Meadowland Credit Union was chartered on April 18, 1957 as Bemis Employees Credit Union. At that time, the credit union was serving only the employees of Bemis Manufacturing and their immediate family members. On January 10, 1995, our field of membership was expanded to include employees of Richardson Industries and their immediate family members.
First National Bank is a $382 million community bank that offers a full line of business, agricultural, mortgage, consumer deposit and lending services as well as wealth management services. First National Bank has offices located in Creston, Afton and Shenandoah. Visit www.fnbc.bank/about/locations to find a location near you! Member FIC.
Blackhawk Bank & Trust has been serving the banking needs of the Quad Cities community since 1961 when ground was broken on our first branch in Milan, Illinois. Today the Blackhawk Bank & Trust branch footprint extends through the counties of Rock Island, Mercer, and Henry in Illinois, and Scott in Iowa.
6855 East Riverside Boulevard, Rockford, IL, 61114
We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
First State Bank has been continuously serving the communities of Northeast Nebraska for nearly five generations. Founded in 1887 as The Randolph State Bank, the present-day building stands just one city block from the original site at Broadway and Douglas Street.
Since our beginning we’ve remained a full service, independent community bank.
Iowa State Bank and Trust Company of Fairfield, Iowa
55 South 4th Street, Fairfield, IA, 52556
Iowa State Bank & Trust Company opened its doors for the first time on May 19, 1934, after a merger between Iowa State Savings Bank and the Iowa Loan and Trust Company was agreed to create a strong unified bank during the Great Depression. That same year, the bank was accepted into the Federal Reserve System.
