In 2025, for West-St.-Paul within Dakota county in MN, the USDA loan limit is $322,000, whereas the FHA loan limit stands at $402,500 for single-family homes.
Utilize the Lendersa® USDA loan calculator to contrast current USDA vs. FHA rates and evaluate the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can view a side-by-side comparison of USDA, FHA, Conforming, and VA programs, aiding you in determining the best option in for your unique financial needs.
Loan Limits and Down Payment Requirements for 2025 in West-St.-Paul, County of Dakota, MN
Loan Type
Loan Limit
Down payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in West-St.-Paul, MN
The mission of Lendersa® is to swiftly and easily secure the best possible USDA or FHA loan for you. Choose one of three starting points to connect with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture (also known as the USDA rural development loan or USDA mortgage), is exclusively available in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA mortgage loans do not require any down payment, offering an advantageous option for eligible buyers.
Milton Savings Bank provides high-quality products and services and is pleased to be the premier community bank in the communities we serve. We are proud to have the financial strength and commitment to meet the needs of our community as we have done in the past and will continue to do today and tomorrow.
Pinpoint Federal Credit Union is a member-owned financial cooperative founded in Milton, PA. The Credit Union, originally named Northumberland County Schools Federal Credit Union was chartered in 1956 by a small group of teachers who wanted to offer low-cost financial services to other teachers and make a positive difference.
Commercial Capital Bank began operations in February 1999. The original directors of the bank were: Charles A. Black, David F. Cooper, III, Robert A. Dawson, Jerry G. Ezell, Joe David Jones, William G. Loftin, Wilfred B. McEacharn, Shelton T. Parker, Lawrence W. Pickett, Jr, Donald M. Raley and Larry G. Tubbs.
205 West Main Street, White Sulphur Springs, MT, 59645
We are a full-service bank with offices in Bozeman, Clyde Park, Emigrant, Helena, Lewistown, Livingston, and White Sulphur Springs. Our goal is to be the strongest financial partner that our community has by priortizing community involvement and service. As the oldest bank in Montana, we are constantly trying to improve the way we serve.
8150 South Central Expressway, Suite A, Dallas, TX, 75241
The Dallas U.P. Employees Credit Union charter was applied for on April 13, 1953 by ten men of the Southern Pacific Railroad. The state credit union department approved the application on May 20, 1953 and the Dallas S.P. Employees Credit Union was created. The ten men put up $5.00 per share each to fund the credit union. The ten original founders o
Apple Capital Group, our main goal is to provide our clients with a full line of small business asset based loans. We are truly committed to understanding your exact business requirements and will gladly help you overcome future challenges. we are dedicated to empowering our clients to meet these challenges and to achieve the growth.
Rubin Home Loans powered by Francis Colonial Mortgage
318 W Main Street, Suite 100, Arlington, TX, 76010
Rubin Home Loans has a desire to see your dreams come to reality. We pride ourselves in being efficient, professional, and personal while guiding you through your real estate finance needs.We have 20+ years lending experience that includes closing, processing, underwriting, and sales.
Vista Mortgage Corp., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
