USDA VS FHA in West-St.-Paul, Dakota County, MN

In 2025, USDA loan limit in West-St.-Paul, county of Dakota, MN is $322,000 while FHA limit is $402,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in West-St.-Paul, county of Dakota, MN

Loan Type Loan Limit Down payment
USDA $322,000 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in West-St.-Paul, MN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Minnesota?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Great NorthWest Federal Credit Union
  • 301 W Wishkah Street, Aberdeen, WA, 98520
  • Great NorthWest Federal Credit Union was chartered in April 1953 as Schafer Mill Employees Credit Union. When Weyerhaeuser bought out Schafer Mill in 1955, the credit union became known as Twin Harbors W Credit Union. It was a state-chartered credit union serving Weyerhaeuser Company employees and their families.
  • Bank of the Pacific
  • 300 E Market St, Aberdeen, WA, 98520
  • Bank of the Pacific is a full service community Bank based in Aberdeen, WA with additional regional offices in Long Beach and Bellingham. Our Bank is committed to providing professional, convenient and personalized financial services to the individuals and businesses of Grays Harbor, Pacific, Skagit, Wahkiakum and Whatcom counties.
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  • US Lending Services
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  • Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
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  • If you've got plans to grow your business, Approved Funding Group is here to help.Our fast & flexible business funding products are designed exclusively for busy business owners.As one of the leading "out of the box" funding source & with an extensive history of providing business funding, we're a partner you can count on to help achieve your goals
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  • 665 SE 10th Street Suite 102, Deerfield Beach, FL, 33441
  • Wheeler Mortgage Corp is to provide you with world class customer service and financial strategies that exceed even the highest expectations. Expert Advice and Personal Service Get Pre-approved before you do anything else 1st Time Homebuyers 2nd Home Purchases FHA Mortgages VA Mortgages Conventional Mortgages Jumbo Mortgages
  • ARE Mortgage Group, Inc
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