USDA Vs. FHA Pro and Con comparison in Medina, Hennepin County, MN
In 2026, the USDA loan cap in Medina, situated in Hennepin, MN, stands at $0. Meanwhile, the FHA limit for a single-family property is $515,200.
Utilize the Lendersa® USDA loan calculator to assess current top USDA versus FHA rates. Find out the amount of income, type of credit, reserves, and necessary documents required for qualification. This advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side, aiding in your decision for the best program in Alabama tailored to your financial circumstance.
Loan limits and down payment requirements for 2026 in Medina, within Hennepin, MN
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$515,200
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Medina, MN
Lendersa® is committed to securing the best USDA or FHA loan for you efficiently and without complication. Choose among three starting options that result in matched lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage, also called the USDA rural development loan, provided by the Department of Agriculture and only available in rural areas. Unlike FHA loans, requiring a minimum down payment of 3.5%, USDA loans require no down payment at all.
At 21st Century Bank, we are many things. We are a family-owned since 1917. We are a Top 10 Minnesota SBA preferred lender. We hold more than $600 million in assets. But above it all, we are here for you.
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7365 Kirkwood Court N, Suite 300, Maple Grove, MN, 55369
Lends in Minnesota
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