USDA VS FHA in Medina, Hennepin County, MN

In 2025, the USDA loan cap in Medina, situated in Hennepin, MN, stands at $0. Meanwhile, the FHA limit for a single-family property is $515,200.

Utilize the Lendersa® USDA loan calculator to assess current top USDA versus FHA rates. Find out the amount of income, type of credit, reserves, and necessary documents required for qualification. This advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side, aiding in your decision for the best program in Alabama tailored to your financial circumstance.

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Loan limits and down payment requirements for 2025 in Medina, within Hennepin, MN

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Medina, MN

Lendersa® is committed to securing the best USDA or FHA loan for you efficiently and without complication. Choose among three starting options that result in matched lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in MN

A USDA home loan is a government-backed mortgage, also called the USDA rural development loan, provided by the Department of Agriculture and only available in rural areas. Unlike FHA loans, requiring a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • United Mortgage
  • 9393 W 110th St, Suite 350, Overland Park, KS, 66210
  • Established in 2007, United Mortgage has been recognized as one of the fastest-growing private companies in America and is now considered a premiere purchase lender, currently serving Arizona, California, Colorado, Florida, Iowa, Kansas, Missouri, Oregon, Texas, and Washington. At United Mortgage,
  • Homestead Financial Mortgage
  • 8585 College Blvd, Suite 110, Overland Park, KS, 66210
  • "With 20 years experience, Homestead is a unique company. A delegated mortgage banker in that it has 3 business channels based on customer acquisition method, media, referral or hybrid. What makes us unique is our developmental approach to the loan officer’s career. We have had great success developing new loan officers"
  • Fidelity State Bank and Trust Company
  • 600 Kansas Avenue, Topeka, KS, 66603
  • Fidelity State Bank & Trust Company (Topeka, KS) is a banking company based in Topeka, Kansas, United States. FDIC Insured and Equal Opportunity Lender.The history of the Chandler Family that owns Fidelity State Bank & Trust Company dates back to 1883. The Chandler Family has been active in Kansas since then and continues to be active in a large nu
  • 1st Kansas Credit Union
  • 400 S Kansas Avenue, Suite B, Topeka, KS, 66603
  • Discover everything your credit union & financial institution can be at 1st Kansas Credit Union. As the oldest credit union in Kansas, our closed membership institution offers a wide range of accounts, loans, & financial services to Federal, State, City & County employees and their dependents in the states of Kansas, Nebraska, Iowa and Missouri.
  • Topeka Police Credit Union
  • 320 South Kansas Avenue, Suite 100, Topeka, KS, 66603
  • The Topeka Police Credit Union was chartered February 12, 1952 by a small number of police officers who wanted to start a credit union to help police officers and their immediate families. The credit union opened its doors April 13, 1952. The mission of the Topeka Police Credit Union is to provide quality service.
  • Great Plains Funding
  • 534 S. Kansas Avenue, Suite 825, Topeka, KS, 66603
  • Great Plains Funding, LLC was established for the sole purpose of providing “private money loans” to its real estate investor clientele. Great Plains Funding, LLC does not provide funding to any owner-occupied properties and limits its services to commercial loans for the acquisition and renovation of existing properties.
  • Circle Federal Credit Union
  • 507 E Main St, Niles, MI, 49120
  • Circle Federal Credit Union works everyday to make a difference in the lives of our members. With a "Centered Around You" philosophy, we advocate for the financial well-being of our members, enrichment of the communities we service, and to inspire and provide solutions to allow our members to have a smarter, simpler
  • The Gerber State Bank
  • 110 East Elm Street, Argenta, IL, 62501
  • The Gerber State Bank, Argenta, Illinois, was founded by James W. Brown and Samuel Gerber as a partnership under the names of “Brown and Gerber Bankers”, in 1887. The bankers opened for business in a wooden frame building just north of the railroad tracks along North Street. Eventually, that wooden structure burned to the ground.
  • Dowagiac Credit Union
  • 473 E Division Street, Dowagiac, MI, 49047
  • We provide services to persons living or working in Wayne, LaGrange, Silver Creek, Pokagon, Penn, Volinia, Marcellus, Decatur and Paw Paw townships in Cass and Van Buren counties, as well as members of their family by blood or marriage. Once a Member always a Member.The Board of Directors is made up of seven members.
  • Kansas Blue Cross Blue Shield Credit Union
  • 1010 SW Tyler Street, Topeka, KS, 66612
  • In the early 1950’s, an employee of Blue Cross and Blue Shield of Kansas named Francis Woods kept a small metal cash box in his desk drawer. If a coworker or friend was running short, Francis would loan them enough cash to get by until the next payday. From these simple roots, came the organization
  • Central National Bank
  • 800 SE Quincy St, Topeka, KS, 66612
  • Our Mission is Every individual in Central National Bank is entrusted with the responsibility of providing superior financial products and services that result in making our customers, the communities we serve, and our company successful. At Central National Bank we find our employees engaged in the communities they live in.