USDA VS FHA in Dayton, Hennepin County, MN

In 2025, the USDA loan limit in Dayton, part of Hennepin county, MN, is set at $0, while for a single-family home, the FHA limit is $515,200.

To assess and compare the top USDA versus FHA rates today, use the Lendersa® USDA loan calculator. This tool will help you determine the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding in the selection of the best program in Alabama for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Dayton, Hennepin, MN

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Dayton, MN

Lendersa® aims to secure you the best possible USDA or FHA loan swiftly and without hassle. Start with one of three options that lead to matching lenders and available USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MN

The USDA home loan is a government-backed mortgage supported by the Department of Agriculture, commonly known as the USDA rural development loan or mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage demands no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Evolution Mortgage Inc
  • 140 Adams Avenue, Suite A5, Hauppauge, NY, 11788
  • Our team is local to Long Island, and as CPA’s we make sure we get you the loan product that makes the most financial sense for you. We curate a process that is tailored to you and explain where every cent of your money goes because we always do the right thing by our clients. Take advantage of our historically low rates, refinance.
  • Coltrain Funding Group LLC
  • 140 Fell Court, Suite 101, Hauppauge, NY, 11788
  • Coltrain Funding Group LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Home Reliance Capital
  • 145 Marcus Blvd Suite 4, Hauppauge, NY, 11788
  • Our mortgage rates have consistently been some of the most competitive in New York, if not the lowest. Our success is based upon our strong level of commitment to our clients. We take the time to get to know you through personal attention and communication.We remember that we work for YOU, not the other way around.
  • RCG Mortgage
  • 490 Wheeler Rd, Suite 252, Hauppauge, NY, 11788
  • Mortgage broker based in Long Island, New York who prides themselves on their transparency, accountability, and ability to provide a "Nordstrom" experience with the efficiency of a "Ford" assembly line. RCG works with all clients, no matter what their financial goals may be.RCG Mortgage is your online resource for personalized mortgage solutions.
  • Southeast Louisiana Veterans Health Care System Federal Credit Union
  • 2400 Canal Street, Suite 1Q130, New Orleans, LA, 70119
  • Our Credit Union is a unique organization whose mission is to serve its members in an efficient & professional manner while meeting their financial needs. Members will always receive quality services at the best possible best value, ensuring financial stability. Our aim is to provide sound financial management.
  • Liberty Bank New Orleans
  • 2714 Canal St, New Orleans, LA, 70119
  • At Liberty Bank, we're passionate about helping more people achieve more freedom.There's real freedom here-the freedom you have as an individual to attain your goals, as a business to achieve your idea of success or even as a community that is gathering strength to reach its full potential.
  • Regional Loan Corporation
  • 3801 Canal Street, Suite 320, New Orleans, LA, 70119
  • Regional Loan Corporation was formed in 1978 to stimulate economic development and foster job creation by collaborating with economic development organizations, government agencies and financial institutions to provide non-conventional funding sources for small, female, and minority-owned businesses.
  • Walton County’s First Credit Union
  • 1586 US Highway 90 West, Defuniak Springs, FL, 32433
  • Walton County Teachers’ Federal Credit Union is a non-profit financial organization owned and operated by you, the members, for the benefit of all who belong. We were chartered in 1961 to serve all school personnel of the Walton County School Board, in Walton County, Florida. The credit union expanded its field of membership.
  • Flint Community Bank
  • 2910 Meredyth Drive, Albany, GA, 31721
  • Flint Community Bank opened its doors in early 2006 with a straightforward goal: to build a bank based on customer relationships. In order to make that goal a reality, we knew from the start that we would have to deliver on our promise of local decisions made in a timely manner with unforgettable customer care.
  • Central Credit Union of Florida
  • 1200 E Nine Mile Rd, Pensacola, FL, 32514
  • CCUFL started as West Florida Central Credit Union in 1962. For almost 60 years, CCUFL has shown what a credit union really is... people helping people. CCUFL has strived to be a community credit union by incorporating the membership and values of the credit unions that have come together to form Central Credit Union of Florida.
  • Greater Springfield Credit Union
  • 1030 Wilbraham Road, Springfield, MA, 01109
  • Greater Springfield Credit Union was chartered on March 2, 1927. The original office was located on Vernon St. (now Boland Way) in Springfield. The original charter was limited to those who were Municipal Employees of the City of Springfield, family members of municipal employees who resided in Springfield, and members of the Allied.
  • Rapid Rate Mortgage LLC
  • 8680 Scenic Hwy, Pensacola, FL, 32514
  • "Rapid Rate Mortgage is a mortgage brokerage that uses our cutting edge technology to help those with less than perfect credit scores qualify for a home. Realtors love our Loan Portal System where they can log in any time of the day and print off a pre-qualification letter for any amount less than the buyer's max budget."