USDA Loan Vs. FHA loan for Dayton, MN 2025

In 2025, the USDA loan limit in Dayton, part of Hennepin county, MN, is set at $0, while for a single-family home, the FHA limit is $515,200.

To assess and compare the top USDA versus FHA rates today, use the Lendersa® USDA loan calculator. This tool will help you determine the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding in the selection of the best program in Alabama for your financial needs.

USDA and FHA Loan Options in Dayton, MN

Lendersa® aims to secure you the best possible USDA or FHA loan swiftly and without hassle. Start with one of three options that lead to matching lenders and available USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MN

The USDA home loan is a government-backed mortgage supported by the Department of Agriculture, commonly known as the USDA rural development loan or mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage demands no down payment at all.

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(636) 219-7970 Lender's profile and map Reviews St. Charles Mortgage LLC 633 Oregon Trail Ct, Saint Charles, MO, 63304 Saint Charles Mortgage LLC understands that a great factor to what makes a mortgage successful is personal connection. We strive to give our clients the highest quality customer service by getting to know where you are in life and making sure we understand where you want to be. We absolutely minimize your rate
(636) 734-8605 Lender's profile and map Reviews Magnolia Mortgage, LLC 5377 State Highway N, Suite 218, Cottleville, MO, 63304 Magnolia Mortgage is a local, family owned business that guarantees the personal service and attention you need to close on time with the right residential loan for you. We are conveniently located in St. Charles County, just outside St. Louis. We attend every closing to ensure all your questions are answered and no stone is left unturned.
(574) 457-3775 Lender's profile and map Reviews Team Tuttle Mortgage LLC 813 S Huntington Street, Suite 2, Syracuse, IN, 46567 Team Tuttle Mortgage, LLC has been helping clients in Northern Indiana since 1997. As a broker, we observe ethical standards of practice and subscribe to the National Association of Mortgage Brokers code of ethics. We offer the assistance you need to help in all of your mortgage endeavors.
(618) 254-0605 Lender's profile and map Reviews Midwest Members Credit Union 101 Wesley Drive, Wood River, IL, 62095 Midwest Members Credit Union has been serving our membership since 1935. . With our recent expansion, now people in 10 Illinois Counties are eligible for the benefits of being a member of Midwest Members Credit Union. Great savings and loan rates, most recent banking technology, mobile and online banking, and service to our communities
(636) 940-8740 Lender's profile and map Reviews NEW FRONTIER BANK 1771 Zumbehl Road, Saint Charles, MO, 63303 Founded in 1999 by St. Charles County residents, we provide a personal community banking experience with services are designed specifically to make banking easier for our customers. We wanted to provide a superior local option for the community's banking needs. Not another impersonal conglomerate with thousands of branches.
(574) 267-9197 Lender's profile and map Reviews Lake City Bank 202 East Center Street, Warsaw, IN, 46581 Lake City Bank, people are our foundation. It begins with our strong bank culture filled with a spirit of entrepreneurialism. This foundation extends out to the high touch approach we take with our customers and the over 500 community causes we support. It’s this dedication to our foundation that has made Lake City Bank the largest bank 100% invest
(314) 569-5003 Lender's profile and map Reviews LoanSum, LLC 150 Weldon Pkwy, Suite 103, Maryland Heights, MO, 63043 The LoanSum Difference means that you will not find another hard money lender who will close your loan faster and with less paper work (no tax returns or financial statements). LoanSum offers a flexible term up to 12 months for both new and existing customers.Loansum provides commercial & residential properties
(574) 267-7497 Lender's profile and map Reviews Indiana Lakes Federal Credit Union 322 South Detroit Street, Warsaw, IN, 46580 Indiana Lakes FCU is a credit union in Warsaw, IN providing auto loans, home equity loans, personal loans, checking, savings, cd’s, deposits, home banking, bill pay & other financial services for anyone who lives, works or attends school in Warsaw & Kosciusko County, Indiana. With over 40 years of helping our community with their financial needs
(765) 294-2228 Lender's profile and map Reviews CentreBank 128 North Main Street, Veedersburg, IN, 47987 CentreBank, previously known as The Veedersburg State Bank, was founded in 1917. Upon opening, the Bank only consisted of one branch located in Veedersburg, Indiana; it remained the only bank in Veedersburg for over 80 years. In 1982 CentreBank expanded with a drive up location in Sterling, followed with a location in Covington in 1990.
(308) 368-5555 Lender's profile and map Reviews The Hershey State Bank 100 S. Lincoln Ave, Hershey, NE, 69143 The Hershey State Bank is a branch office of The Hershey State Bank. They provide the following services: Full Service Office Location and are located at 100 S. Lincoln Ave in Hershey Nebraska. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional bankin
(269) 781-9885 Lender's profile and map Reviews Marshall Community Credit Union 839 West Green Street, Marshall, MI, 49068 MCCU was established in 1951 and is a full service financial institution proactively promoting the credit union philosophy of "people helping people." We provide high earnings on savings, low rates on loans, no annual fee credit cards, home financing -- the list of services is endless.
(574) 753-3547 Lender's profile and map Reviews Diversified General Federal Credit Union 631 E Broadway, Logansport, IN, 46947 Diversified General Federal Credit Union was started in As a member-owned financial institution, we exist solely to improve the financial well-being of the members. Credit Unions promote thrift, and income is passed along to its members in the form of higher dividends on savings accounts, lower interest on loans, or new and improved services.