USDA and FHA Pro and Con in Rosemount, Dakota County, MN
In 2026, the USDA loan limit set for Rosemount, within Dakota county, MN, is $358,800, while the FHA limit for a single-family home is $515,200.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates and to determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side to evaluate which program in best suits your particular financial needs.
2026 Loan Limits and Down Payment Requirements in Rosemount, County of Dakota, MN
Loan Type
Loan Limit
Down Payment
USDA
$358,800
0%
FHA
$515,200
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Rosemount, MN
The aim of Lendersa® is to secure the best possible USDA or FHA loan quickly and without hassle. Choose one of three initial pathways to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the government via the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
In 1909 S.A. Netland opened the State Bank of Rosemount. It was the first locally owned independent bank in the city of Rosemount. Mr. Netland also owned banks in Bixby, Northfield, Carlos and Mendota. In 1909 the Bank had a capital of $10,000, and the total cost of the building, including the vault and fixtures was $4,050.
5500 South Robert Trail, Inver Grove Heights, MN, 55077
Lends in Minnesota
Heartland Credit Union is a not-for-profit financial cooperative focused on helping members achieve their financial dreams. Our members enjoy low loan rates, fewer fees and friendly, personal service. At Heartland we take pride in getting to know our members, their stories and their goals.
5684 Bishop Avenue, Inver Grove Heights, MN, 55076
Lends in Minnesota
Key Community Bank has been serving the Inver Grove Heights & surrounding areas for over 20 years. We are here to help you on your financial journey. Stop in today to see why banking with us is truly exceptional & also Key Community Bank provides personalized banking services to small & medium sized businesses & individuals in our local community.
Vermillion State Bank is a community bank with six locations in the southeast Twin Cities metro area. Founded in 1918, we take pride in our commitment to providing excellent customer service by keeping banking simple. We offer our customers experienced advice, not sales, in the areas of Personal & Commercial Banking.
1335 Corporate Center Curve, Suite 240, Saint Paul, MN, 55121
Lends in Minnesota
At MLP Home Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
13754 Frontier Ct, Suite 107, Burnsville, MN, 55337
Lends in Minnesota
Whether you are buying, selling, or refinancing, it is important to have an experienced mortgage professional to help you analyze your financing options, and make sure the closing goes smoothly. With our experience, and our rates and programs, you are sure to get the mortgage that is right for you.
Mortgages By Noone is committed to helping you find the right mortgage products for your needs including: FHA, VA and USDA. I understand that every borrower is different. I offer a variety of products to meet your individual requirements. I will make the process of securing a mortgage simple & straightforward by offering the latest financial tools
201 W. Burnsville Pkwy, Suite 110, Burnsville, MN, 55337
Lends in Minnesota
At Minnesota Financial Solutions, LLC our mission is to provide practical and affordable financial solutions to the Minnesota family and small business owner. We start by assessing your individual financial situation and apply areas of tax, investment, and debt to a strategy that makes sense for all the disciplines involved.
2051 Killebrew Drive, Suite 650, Minneapolis, MN, 55425
Lends in Minnesota
Highland Federal Finance is committed to providing solutions to meet your financing needs. Whether you are searching for a home, auto, business, or unsecured loan, our experienced professionals are ready to assist you in achieving your financial goals. Highland Federal Finance works with multiple lenders.
