USDA Loan Vs. FHA loan for Ferguson, MO 2025

In 2025, USDA loan limit in Ferguson, county of St. Louis, MO is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Ferguson, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(704) 873-6400 Lender's profile and map Reviews Piedmont Credit Union 1913 W Front Street, Statesville, NC, 28677 Piedmont Credit Union is a state chartered, federally insured community credit union, serving members in Iredell County since 1981. Membership in Piedmont Credit Union requires the completion of an account card, 2 forms of identification you must live or work in Iredell county or be an immediate family member of a current member
(704) 626-0808 Lender's profile and map Reviews Stanford Funding 2525 Shanklin Ln, Denver, NC, 28037 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(972) 259-1233 Lender's profile and map Reviews Irving City Employees Federal Credit Union 1408 W Pioneer Drive, Irving, TX, 75061 Irving City Employees Federal Credit Union (ICEFCU) is a member-owned and controlled financial cooperative that is dedicated to providing the best possible financial services to meet our member’s needs. Our goal is to always provide these services in an efficient and friendly manner.
(972) 249-5763 Lender's profile and map Reviews Dynamic Mortgage Limited Liability Company 1400 West Irving Boulevard, Suite 400C, Irving, TX, 75061 Sandra B Manglona President of Dynamic Mortgage LLC Another wizard from the financing world, Sandra B Manglona, has her awesome manner of telling things about herself without bragging too much; Our company offers are extend variety of Mortgage Products as follow: FHA Loans, Conventional, Conventional High Balance
(817) 313-6498 Lender's profile and map Reviews Finite Mortgage, Inc. 6 Heritage Court, Trophy Club, TX, 76262 At Finite Mortgage, Inc. our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(817) 550-8840 Lender's profile and map Reviews IMAX MORTGAGE LLC 2550 Bobcat Blvd, Suite 104, Trophy Club, TX, 76262 iMAX Mortgage is a full service mortgage broker company helping families throughout Texas live the dream of home ownership. Ray and his team will walk you through each loan program, whether it's USDA Loan, VA, FHA, or Conv financing. imaxmortgage.com is your online resource for personalized mortgage solutions
(214) 973-0284 Lender's profile and map Reviews Mortgage 4 U, LLC 99 Trophy Club Dr, Trophy Club, TX, 76262 We specialize in a variety of mortgage services aimed at helping to secure all of your property-financing needs.Ask about residential & commercial loan options, including niche & portfolio loans, to help achieve your real estate investment goals.Mortgage 4 U is an independent mortgage lender for those seeking competitive rates & excellent service.
(605) 882-2706 Lender's profile and map Reviews Sioux Valley Co-op Federal Credit Union 712 9th Avenue SE, Watertown, SD, 57201 Sioux Valley Co-op Federal Credit Union is a cooperative non-profit financial institution organized to provide its members with a place to save and a source of loans at reasonable rates. SVCFCU is owned and operated by its members. SVCFCU has a Board of Directors that is elected by its members, and has the responsibility to establish policies.
(605) 882-2357 Lender's profile and map Reviews Avanti Federal Credit Union 1620 Fourth Street NE, Watertown, SD, 57201 Avanti Federal Credit Union has been open since 1953. It's the 23rd largest credit union in South Dakota with assets totaling $29.61 Million and providing banking services to more than 3, 000 members as of March 2022. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services.
(251) 867-3162 Lender's profile and map Reviews Brewton Mill Federal Credit Union 2549 South Blvd, Brewton, AL, 36426 Brewton Mill Federal Credit Union was started in 1959 as Brewton CCA Federal Credit Union. In 1999 we changed our name to Brewton Mill Federal Credit. Today our membership includes: Employees of Smurfit-Stone Container Corporation Brewton Mill, Brewton Mill Federal Credit Union Employees, Members of their immediate families
(251) 867-5431 Lender's profile and map Reviews Bank of Brewton 103 Belleville Ave., Brewton, AL, 36426 The first president of Bank of Brewton was Charles L. Sowell. He was employed in the milling and lumber business until the Civil War broke out. He took part in the bloody battles of Murfreesboro, Mission Ridge, Lookout Mountain, Chichamauga, Franklin, and Nashville. In the Nashville battle he lost his left arm when a rifle ball shattered it.