In 2025, within Ferguson, in St. Louis county, MO, the USDA loan limit is $0. For a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates today. Identify the income, credit, reserves, and document requirements to qualify. Our cutting-edge mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA options, assisting you in determining which program in
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to provide the best USDA or FHA loans quickly, without hassle. Choose from three starting strategies to connect with matched lenders and suitable USDA loan programs.
A USDA home loan, also known as a USDA mortgage or rural development loan, is supported by the government through the Department of Agriculture and is only available in rural regions. Unlike FHA loans that require a 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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