USDA and FHA Pro and Con in Kimberling-City, Stone County, MO
In 2026, the USDA loan limit in Kimberling-City, within Stone county, MO, is $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today’s best USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator shows side-by-side comparisons of USDA, FHA, Conforming, and VA programs, helping you decide the best option in for your financial needs.
2026 Loan Limits and Downpayment Requirements in Kimberling-City, Stone, MO
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Kimberling-City, MO
The aim of Lendersa® is to swiftly connect you with the best USDA or FHA loan, minimizing hassle. You can choose among three options to align with lenders and USDA loan programs.
A USDA home loan is a government-backed financing option offered by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage. It's available only in rural areas and differs from FHA loans, which require a minimum 3.5% down payment, as USDA loans require no down payment.
Table Rock Community Bank is your only local community bank in Stone County, Missouri. We exist to meet the banking needs of our customers and to make a positive difference in the communities we serve, including Kimberling City and Branson West. Table Rock Community Bank is a full-service bank providing personal
First Community Bank of the Ozarks is a financial institution that is committed to serving the personal and business banking needs of the Branson, Hollister and Forsyth communities. Because we’re a community bank, we offer local decision-making from people you know and trust. First Community Bank Established in 1993.
Freedom Bank of Southern Missouri is a locally owned independent community bank servicing customers in Cassville, Willard, Monett, Aurora, Seligman, Shell Knob, Golden and the surrounding outlying areas. Freedom Bank offers a wide variety of products, services and competitive rates to meet the credit needs of the consumer.
Ozark Bank is the only remaining home owned bank in Christian County. Chartered in 1906, Ozark Bank is in its 116th year of service to the residents of Christian County and surrounding communities. Ozark Bank was founded by a group of local businessmen with a vision to improve Ozark and Christian County by providing banking services
The Mortgage Centers Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Missouri. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
Bank Of Billings is a branch office of Bank Of Billings. They provide the following services: Full Service Office Location and are located at 104 N E Elm Street in Billings Missouri.
Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
