USDA VS FHA in Aurora, Lawrence County, MO

In 2025, the USDA loan cap for Aurora within Lawrence, MO is noted to be $336,500, whereas the FHA cap for a single-family home is $472,030.

With the Lendersa® USDA loan calculator, you can compare today's leading rates for USDA and FHA. Determine the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, helping you decide the best program in Alabama for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Aurora, Lawrence County, MO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Aurora, MO

The goal at Lendersa® is to swiftly and efficiently secure the best available USDA or FHA loan with minimal hassle. Choose one of three pathways to find matching lenders and USDA loan programs.

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What Exactly is a USDA Loan in MO?

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is specifically available for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage does not need any down payment, offering a clear advantage for eligible rural applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



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