USDA Vs. FHA your options comparison in New-Madrid, New Madrid County, MO
In the year 2025, the USDA loan limit for New-Madrid, within New Madrid county, MO, is set at $285,000, whereas the FHA limit for a single-family home stands at $356,362.
The Lendersa® USDA loan calculator is a powerful tool for comparing the best available rates between USDA and FHA loans today. It also outlines the necessary income, credit standards, reserves, and paperwork required to qualify. Using our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the best option in for your unique financial scenario.
2025 Loan Limits and Down Payment Requirements in New-Madrid, New Madrid, MO
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in New-Madrid, MO
Lendersa® is committed to helping you quickly acquire the best USDA or FHA loans available, without unnecessary stress. You can choose from three strategic options that align you with the right lenders and USDA loan programs.
The USDA home loan, endorsed by the U.S. Department of Agriculture, is often called a USDA rural development loan or USDA mortgage, available exclusively in rural regions. Unlike FHA loans that mandate a minimum 3.5% down payment, the USDA mortgage offers a compelling feature of no down payment requirement.
Bank of Crockett has a long history of service to the people of Crockett County. Established in 1887 and opening for business in the Spring of 1888, we are the oldest bank in the county. The main office has always been located on Main Street in Bells. Before the middle 1900's, we had added a branch in Crockett Mills, Tennessee.
Peoples Bank of Altenburg is here to provide the banking services you need. Serving the communities of Altenburg and Jackson, as well as the surrounding areas, we know the important role community banks play in making communities successful, and we take our role very seriously. We live and work in these communities, and provide the banking services
MSU Federal Credit Union was established in 1978, we are the longest standing financial institution in Calloway County Kentucky. We have a wide variety of financial services to help meet our members short term and long term financial goals. We proudly serve employees and family members of Murray State University
The Murray Bank was voted the favorite bank in Murray & Calloway County for 18 years. We believe this is because we make sure each customer receives the best service, & assistance as they strive to reach their financial goals, When we ask our customers why they like banking with us, they consistently mention the high level of personal service.
"We're committed to helping you: simplifying the process of securing a mortgage by providing guidance and personalized service.
""Let our door open yours."" There’s no doubt that buying a house for the first time can be stressful. You need a ton of documents that you probably do not keep on hand."
Community Financial Services Bank (CFSB) was the first bank established in Marshall County in 1890. We currently serve 4 main market regions with 6 banking centers. Our community has always come first to us. That's why you, the community members, have been central to forming our mission statement from day one, that continues to this day.
A community credit union serving all of Marshall County and Calloway County. Members enjoy better lending rates and higher interest earned. Compare and save!Facebook is a social network. NEVER disclose any personal banking information here!credit union serving all of Marshall County and Calloway County.
Resource Federal Credit Union provides its members with a wide variety of products and services to help meet their day-to-day financial management needs. We are committed to 100% customer satisfaction and are continually broadening our product offering to meet the needs of our members.
Patriot Equity Credit Union is a non-profit cooperative organization created for the purpose of providing financial services to its members. Every member is a shareholder or "owner" of the Credit Union. Founded in 1929, Patriot Equity Credit Union serves the employees and family members of the U.S. Postal Service.
The Bank of Jackson’s successful heritage is built on its commitment to the local community of Jackson and Madison County, local lending decisions and local stockholders and board members. The bank is built on the not so little difference that only a hometown community bank can deliver--personal service.
"Leaders Credit Union has been serving the West Tennessee community for over 60 years with premium financial services. We build on that heritage today by providing the lowest cost offerings with top-level member service, and maintaining the safety and soundness of our credit union.
We are a full-line financial services provider.
SIU Credit Union was founded in 1938 as Jackson County Teachers' Credit Union. Today, we serve 24 counties and many employer groups in southern Illinois. As a not-for-profit, member owned, financial cooperative, we believe in serving our membership instead of maximizing profits and Today, we serve 24 counties and many employer groups in southern Il
