USDA Vs. FHA your options comparison in Weldon-Spring, St. Charles County, MO

For the year 2025, the USDA loan limit in Weldon-Spring, St. Charles county, MO, is set at $285,000. On the other hand, the FHA limit for a single-family home reaches $356,362.

To evaluate current USDA versus FHA rates, make use of the Lendersa® USDA loan calculator. This tool helps you understand the needed income, credit, reserves, and paperwork to qualify. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, guiding you to choose the best program for your economic needs in .

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2025 Loan Limits and Down Payment Requirements in Weldon-Spring, St. Charles County, MO

Loan Type Loan Limit Initial Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Weldon-Spring, MO

Lendersa® dedicates itself to facilitating the quick and hassle-free acquisition of the best USDA or FHA loan available. Choose from three pathways to match with lenders and discover USDA loan programs.

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An Overview of USDA Loans in MO

A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is only available in rural communities. Unlike FHA loans that require at least a 3.5% down payment, USDA loans allow you to secure a home with no down payment needed. This unique feature makes them appealing to eligible individuals.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Yuma County Federal Credit Union
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  • We believe that the success of the Yuma County Federal Credit Union is dependent upon the satisfaction of our members. Therefore,we commit ourselves to offer competitive rates on investments & loans & to provide innovative products & exceptional member service.The goal of Yuma County Federal Credit Union has been to meet the needs of our community.
  • Dakota Prairie Bank
  • 1204 Yellowstone Street, Fort Pierre, SD, 57532
  • Draper State Bank in Draper, South Dakota was founded by George Hayes. After serving four years in the Navy, George’s son, Keith Hayes returned to Draper in 1945 and began working in the bank with his father. George served as President and operated the bank in Draper until his death in 1969, at which time Keith was named President of Draper State B
  • NFG #2 Federal Credit Union
  • 1303 Pennsylvania Avenue West, Warren, PA, 16365
  • Our Credit Union started as Pennsylvania Gas Company #2 (P.G.C. #2) in 1954. It became NFG#2 Federal Credit Union in 1974. Over the years the Credit Union has evolved from the first floor of a residential home on Cedar Street in Warren, PA to what is now our own building at 1303 Pennsylvania Avenue West, where the old West End Fire Hall was.
  • Kinzua Federal Credit Union
  • 213 West Third Avenue, Suite 208, Warren, PA, 16365
  • Kinzua Federal Credit Union (formerly known as NFO Irvine FCU) has been open since 1956. The credit union has assets totaling $12.81 Million and provides banking services to more than 2, 000 members as of March 2022. The credit union serves multiple member groups, but primarily serves fabricated metals employees.
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  • Founded in 1896, we’ve been around 120 years. That type of longevity proves that we’re a trusted institution with a history of award-winning customer service. We offer products and services to fit your diverse banking needs. From checking and savings accounts to business loans and retirement accounts, we think you’ll like what we have to offer.
  • C-B-W Schools Federal Credit Union
  • 460 Locust Street, Sidman, PA, 15955
  • The C-B-W Schools Federal Credit Union is an independent financial cooperative chartered under federal law and operated for the benefit of its members, who share a common bond, and their families. Originally formed, in 1956, as a credit union for school employees, the board of directors has expanded the credit union’s.
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  • 1750 W Avenue A, Temple, TX, 76504
  • The team at Temple Santa Fe Community Credit Union want to turn your dreams and wishes into plans and doing. We offer products you want and need, like saving and checking accounts, credit cards, and loans. We go above and beyond by providing you with financial coaching, educational tools, and programs that will help you
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  • 280 Central Avenue, Fredonia, NY, 14063
  • SUNY Fredonia Federal Credit Union has been open since 1974. The credit union has assets totaling $45.16 Million and provides banking services to more than 3, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups