USDA Vs. FHA Pro and Con comparison in Weldon-Spring, St. Charles County, MO

In 2025, USDA loan limit in Weldon-Spring, county of St. Charles, MO is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Weldon-Spring, county of St. Charles, MO

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Weldon-Spring, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Elevation Mortgage LLC
  • 2905 Wilson Avenue, Suite 106, Grandville, MI, 49418
  • At Elevation Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Polaris Home Funding Corporation
  • 151 44th Street SW, Grandville, MI, 49418
  • Polaris Home Funding Corporation is a privately held mortgage banking company based out of Grand Rapids Michigan. Polaris was founded with the goal of providing the best customer service to our clients and we are proud to say that we have had the same ownership since our inception in 1997.
  • BankFirst Financial Services
  • 900 Main Street, Columbus, MS, 39701
  • BankFirst is headquartered in Columbus, Mississippi with extensive corporate operations in Macon, Mississippi. Established in 1888 with one location, we currently operate 30 branch locations in Mississippi and Alabama and three loan production offices in Biloxi, Brookhaven and Oxford, Mississippi. We have been a Community Development Financial Inst
  • West Pointe Bank
  • 1750 Witzel Avenue, Oshkosh, WI, 54901
  • West Pointe Bank is Oshkosh's oldest locally owned, independent, full-service bank. West Pointe opened its doors on April 22, 1996 & has been in the community for over 26 years. All together our employees have over 500 years of diversified banking experience in our community & can provide you with the highest level of personalized customer service.
  • Oshkosh Community Credit Union
  • 250 Pearl Avenue, Oshkosh, WI, 54901
  • Oshkosh Community Credit Union combines the expertise of a large financial institution with the personal decision-making and personalized service you would expect from a locally-based credit union and Oshkosh Community Credit Union offers a broad array of individual finance products and services. OCCU is a recognized leader in personal finance
  • Winnebago Community Credit Union
  • 567 E. Snell Road, Oshkosh, WI, 54901
  • Winnebago Community Credit Union is a not-for-profit financial cooperative helping with financial services, including lending, to those who live or work in Winnebago, Fond du Lac or Outagamie counties in Wisconsin. We work in the best interest of members by providing higher deposit rates, lower loan rates and less fees.
  • Premier Financial Credit Union.
  • 2017 Main Street, New Holstein, WI, 53061
  • Premier Financial Credit Union is a full-service community credit union, with offices located in New Holstein, Kiel and Chilton. PFCU serves anyone who lives or works in Calumet, Sheboygan, Manitowoc, Fond du lac and Outagamie counties and their families. and also To serve our members in a safe, secure, and convenient environment
  • Bank of Walker County
  • 607 Highway 78E, Jasper, AL, 35502
  • Bank of Walker County is owned by local people for local people. The decision may take a few minutes, a few hours or a few days, but if it is legal, moral, without undue risk and if our staff thinks it is doable, count on us to be more flexible and innovative in meeting your needs than any other bank