For 2025, the USDA loan maximum in the city of Town-and-Country, St. Louis county, MO, is set at $0. In contrast, the FHA limit for a single-family residence is $356,362.
Utilize the Lendersa® USDA loan calculator to effectively contrast the best rates offered by USDA versus FHA today. This tool helps identify necessary qualifications such as income, credit score, financial reserves, and required documentation to qualify. With our comprehensive mortgage calculator, you can view and compare the USDA, FHA, Conforming, and VA options side by side, assisting you in determining the best program for your financial needs, particularly in
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| Type of Loan | Maximum Loan Amount | Required Down Payment |
| USDA | $0 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to ensure you secure the perfect USDA or FHA loan swiftly and without complications. Choose from three introductory paths to connect with matching lenders and explore USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. This loan is uniquely available in rural areas. Unlike FHA loans, which need a minimum 3.5% down payment, the USDA mortgage requires no down payment at all, making it an attractive option for many eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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