In 2025, the USDA loan limit for Cornelius, within Mecklenburg county, NC, is $336,500. On the other hand, the FHA limit for a single-family home is $472,030.
With Lendersa® USDA loan calculator, you can compare today's top rates for USDA versus FHA loans. Determine the income, credit score, reserves, and documents needed for eligibility. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side by side to help pinpoint which program in Alabama fits your financial situation best.
Explore loan offers from up to 100 lenders
| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure you the best USDA or FHA loan swiftly and without hassle. Opt for one of three starting points to connect with lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture — also known as the USDA rural development loan or USDA mortgage — is strictly available in rural areas. FHA loans require a minimum down payment of 3.5%, while USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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