USDA Loan Vs. FHA loan for Westport, NC [Lincoln County Rates 2023]

In 2025, USDA loan limit in Westport, county of Lincoln, NC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Westport, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(920) 729-2999 718 miles Lender's profile and map Reviews Evergreen Credit Union 1500 W American Drive, Neenah, WI, 54956 Evergreen Credit Union was originally started by the employees of Wisconsin Tissue Mills in 1958 to help their fellow employees with financial needs that were not being met by the local banks. In 1984, we outgrew the space available in the plant and built the first branch across the street.
(920) 722-2122 718 miles Lender's profile and map Reviews Badger Globe Credit Union 260 N Green Bay Road, Neenah, WI, 54956 Badger Globe Credit Union is a not-for-profit financial cooperative that was formed in Kimberly-Clark’s first paper manufacturing facility, Badger-Globe Mill, in Neenah, WI. In 1947, employees of the Badger-Globe Mill were receiving financial services at a local credit union that was off-site. Since this location was somewhat inconvenient.
(617) 892-9679 718 miles Lender's profile and map Reviews Transcend Mortgage Inc 40 Eastern Avenue, Suite 219, Malden, MA, 02148 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(888) 402-2265 718 miles Lender's profile and map Reviews Stonehambank 80 Montvale Avenue, Stoneham, MA, 02180 StonehamBank is a full-service community bank offering state of the art products & services to residents and businesses throughout eastern Massachusetts and southern New Hampshire. In addition to providing progressive products and convenience services, StonehamBank believes in giving back to the community through its Community Involvement Program.
(800) 316-9790 718 miles Lender's profile and map Reviews Members Mortgage Company 90 Maple Street, Stoneham, MA, 02180 Members Mortgage Company was founded in 1994, to meet the mortgage lending needs of New England credit unions. At the time, most of the mortgage lending options available to credit unions were organizations only interested in acquiring servicing rights for their loans, or mortgage brokers with reduced accountability for their own mistakes.
(920) 845-2345 718 miles Lender's profile and map Reviews Bank of Luxemburg 630 Main Street, Luxemburg, WI, 54217 Bank of Luxemburg is proud to be a community bank owned by shareholders in the area. We have years of local decision making expertise, catering to the local communities we serve. We are here for our customers through all stages in life, helping to manage life changing events. Trusted advisors support our customers.
(920) 788-4141 718 miles Lender's profile and map Reviews BLC Community Bank 206 East Main Avenue, Little Chute, WI, 54140 BLC Community Bank is a strong, independent community bank, locally owned and dedicated to our customers and the communities we serve. We have a genuine desire to meet all of your banking needs and are diligent in our efforts to provide the latest in banking services with a friendly and personal, home-town touch.
(920) 766-4674 718 miles Lender's profile and map Reviews The Bank of Kaukauna 264 W. Wisconsin Avenue, Kaukauna, WI, 54130 The Bank of Kaukauna was started as a private bank in 1879. Our logo indicates: “Established 1883”, which was the year we were incorporated under the laws of the State of Wisconsin. A quote from our 50th Anniversary booklet, from the year 1929, states: “It is the desire of our Officers and Directors that The Bank of Kaukauna will help you
(920) 766-6000 718 miles Lender's profile and map Reviews Unison Credit Union 1616 Crooks Avenue, Kaukauna, WI, 54130 Unison CU proudly provides the people and businesses of Northeast Wisconsin with exceptional banking services & trusted financial guidance. Whether you need assistance with personal or business finance, auto, boat, motorcycle, ATV, or RV loans, or big-ticket financial products like mortgages, our Member Advisors have the expertise to guide you.
(920) 766-4646 718 miles Lender's profile and map Reviews East Wisconsin Savings Bank 109 W Second St, Kaukauna, WI, 54130 East Wisconsin Savings Bank’s story began in Kaukauna, WI in 1887 with a vision of local people pooling their hard earned savings together to provide home ownership for family & friends. Back then, when D. J. Brothers drew up the charter in long hand for the Building & Loan Association, this was not an area of satisfied home owners like today.
(781) 964-7751 718 miles Lender's profile and map Reviews CHM Mortgage Group 475 School Street, Unit 2, Marshfield, MA, 02050 CHM Mortgage Group is a local Massachusetts company delivering large banking expertise via a boutique style firm. Here at CHM, we have gained an outstanding reputation built on honesty, trust, and a commitment to ethical mortgage practices. With many years in the industry we understand that customer service is vital