For Westport in the county of Lincoln, NC, the USDA loan limit for 2025 is set at $336,500, whereas the FHA limit for a single-family residence is $472,030.
To evaluate your borrowing options today, utilize the Lendersa® USDA loan calculator for a side-by-side comparison of USDA and FHA rates. This tool will assist you in identifying necessary income, credit score, reserves, and documents required for eligibility. Our comprehensive mortgage calculator allows you to juxtapose USDA, FHA, Conforming, and VA programs, helping you make the best decision in a state like
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our mission is to connect you with the ideal USDA or FHA loan swiftly and without hassle. You can begin with one of three pathways leading to lenders and suitable USDA loan packages.
A USDA home loan is a government-backed loan by the Department of Agriculture, often termed as a USDA rural development loan or USDA mortgage, specifically available in rural areas. Contrary to FHA loans, which necessitate at least a 3.5% down payment, a USDA mortgage does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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