USDA Vs. FHA Pro and Con comparison in Elizabethtown, Bladen County, NC

In 2025, the USDA loan limit for Elizabethtown in Bladen, NC, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program for your financial circumstances in .

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2025 Loan Limits and Downpayment Requirements in Elizabethtown, Bladen, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Elizabethtown, NC

Lendersa® aims to secure the best USDA or FHA loan for you rapidly and without hassle. Choose one of three starting options to connect with matching lenders and USDA loan programs.

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What is a USDA Loan in NC?

A USDA home loan, backed by the U.S. Department of Agriculture, often known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans need none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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