USDA VS FHA in Elizabethtown, Bladen County, NC

In 2026, the USDA loan limit for Elizabethtown in Bladen, NC, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program for your financial circumstances in .

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2026 Loan Limits and Downpayment Requirements in Elizabethtown, Bladen, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Elizabethtown, NC

Lendersa® aims to secure the best USDA or FHA loan for you rapidly and without hassle. Choose one of three starting options to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in NC?

A USDA home loan, backed by the U.S. Department of Agriculture, often known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans need none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Elizabethtown Lenders

  • Sweetwater Capital
  • 1019 Hay Street, Fayetteville, NC, 28305
  • Lends in North Carolina
  • Sweetwater Capital’s core focus is to achieve lifelong relationships by delivering the finest brokerage experience.
    Established in 2007, Sweetwater Capital began as a boutique commercial mortgage brokerage firm, specializing in permanent debt solutions. In 2019, we expanded our services to include our investment sales platform.

  • AAFMAA Mortgage Services LLC
  • 639 Executive Place, Suite 203, Fayetteville, NC, 28305
  • Lends in North Carolina
  • AAFMAA (American Armed Forces Mutual Aid Association) is a not-for-profit, member-owned financial services association that provides life insurance, military benefits counseling, Survivor Assistance Services, residential mortgages, financial planning, investment management and trust services to the American Armed Forces Community.

  • Cape Fear Farm Credit
  • 333 E Russell Street, Fayetteville, NC, 28304
  • Lends in North Carolina
  • Cape Fear Farm Credit provides loans to more than 2,500 farmers and rural North Carolina residents. We're a cooperative, which means we’re in business to benefit our customer-owners. We have 10 branch offices in our 12-county territory, and our members vote for directors directly from our membership.

  • Bragg Mutual Federal Credit Union
  • 2917 Village Drive, Fayetteville, NC, 28304
  • Lends in North Carolina
  • We opened in 1952 as Bragg Civilian Federal Credit Union. Over the years we changed to Bragg Mutual Federal Credit Union. We are a Credit Union Service Center open to other Service Center members as well.

    A full service credit union open to all who live, work, or worship in Cumberland County, NC.

  • Lumbee Guaranty Bank
  • 403 E 3RD St, Pembroke, NC, 28372
  • Lends in North Carolina
  • Established in 1971, Lumbee Guaranty Bank proudly opened its doors as the first Native American owned bank in the United States. Today, we’ve grown to manage 14 locations throughout Robeson, Hoke, and Cumberland counties in beautiful North Carolina. We serve thousands of customers every year and hold assets of more than $400 million

  • Advantage Loans Inc
  • 937 S McPherson Church Rd, Fayetteville, NC, 28303
  • Lends in North Carolina
  • Planbloan is not an offer or solicitation to lend. We do not make any loan or credit decisions and are not representatives, brokers or agents of any lender. Participating lenders offer loans from $200 up to $5, 000. Not all lenders can offer you amounts up to $5, 000. Our service is not available in all states.

  • First Federal Bank NC
  • 200 East Divine St, Dunn, NC, 28334
  • Lends in North Carolina
  • First Federal Bank headquartered in Dunn, North Carolina is a community bank with 6 locations in eastern North Carolina. First Federal provides corporations, businesses and consumers with a full range of innovative banking and financial solutions.
    Our services and products include commercial.

  • Connected Investors
  • 1844 Sir Tyler Drive, Wilmington, NC, 28401
  • Lends in North Carolina
  • Connected Investors is the real estate investors marketplace and community. Inside you can connect with a network of real estate entrepreneurs in your town and all across the nation. The Connected Investors platform is designed to help you connect-the-dots to financial freedom through investing in real estate -

  • Fort Bragg Federal Credit Union
  • 4172 Hefner Drive, Fort Bragg, NC, 28310
  • Lends in North Carolina
  • Fort Bragg Federal Credit Union is a not-for-profit financial cooperative owned exclusively by its members & regulated by the National Credit Union Administration. Chartered on April 18, 1960, we exist primarily to promote thrift amongst our members.

    Fort Bragg Federal Credit Union is a local credit union that has served the greater Fort Bragg