USDA Vs. FHA Pro and Con comparison in Clinton, Sampson County, NC

In 2025, the USDA loan limit for Clinton in Sampson, NC, is $336,500. For single-family homes, the FHA limit stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA loans. Determine the income, credit, reserves, and necessary documentation to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side to help determine the most suitable option in for your needs.

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Loan Limits and Down Payment Details for 2025 in Clinton, County of Sampson, NC

Loan Type Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Programs in Clinton, NC

The objective of Lendersa® is to quickly secure the optimal USDA or FHA loan for you without inconvenience. Choose one of three starting points to access matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NC

A USDA home loan, supported by the Department of Agriculture, also called a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Assured Mortgage Company are a friendly firm of Mortgage Professionals who are happy to meet with you face to face or over the phone or email to provide a service that’s right for you. Our Services include offering advice and solutions on Mortgages. Our aim is to leave you worry free about your funding source because you know you are in safe hands.
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