USDA and FHA Pro and Con in Franklin, Macon County, NC
In 2025, the USDA loan limit for Franklin in Macon County, NC, is set at $336,500. Contrastingly, for single-family homes, the FHA limit stands at $472,030.
To explore the best current rates between USDA and FHA, make use of the Lendersa® USDA loan calculator. It assists in determining the income, credit standards, reserves, and documentation required to qualify. This comprehensive mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loan options to help you choose which program in suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Franklin, Macon County, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Franklin, NC
The aim of Lendersa® is to swiftly and effortlessly secure the best USDA or FHA loan for you. Start by selecting one of three straightforward paths to connect with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also referred to as the USDA rural development loan or USDA mortgage. It is exclusively available in rural areas and distinct from FHA loans, which mandate a minimal 3.5% down payment. USDA loans require no down payment, making them particularly appealing in eligible rural settings.
Prime Rate Lending Group There are hundreds of mortgage products out there, we can present you the knowledge to help you make the right decision for you and your family and place your loan with a lender that best fits your needs With over 20 years of lending experience, we can assure you a through process and quality of service
"Crescent City Home Mortgage, LLC. Making your Dreams a Reality! Whether you are a first-time homebuyer, refinancing the home you already own or anything in between…we work to be your home mortgage solution. We have a wide range of options to tailor to your specific needs and wants
For more information about the products we offer"
Integra is a residential mortgage lending firm serving the entire state of Louisiana. We specialize in Purchase and Refinance Mortgage Loans. Our mortgage team members will give you the personal service you deserve and treat you with the respect due an esteemed customer. We realize the big commitment you are making in purchasing a house
2453 South Archer Avenue, Suite E, Chicago, IL, 60616
At Chicago Fireman’s Association Credit Union! We are a non-profit member-owned and controlled financial institution. Our mission is to provide it’s members with the opportunity to establish financial stability by offering loan and share accounts. We strive to deliver the best possible services to all of our members
MilMar Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
329 West 18th Street, Suite 305A, Chicago, IL, 60616
Townstone Financial provides customized residential mortgages for purchasing or refinancing homes. Townstone Financial has been making home buying dreams come true for nearly 17 years. We are grateful to every one of our borrowers who have allowed us to grow our lending potential over the last two decades.
39850 Van Dyke Avenue, Sterling Heights, MI, 48313
Here at Golden Financial, we strive to be the solution to many of your problems that have stemmed from your unfortunate accident. Our office staff is full of trained professionals that are ready to answer your questions and make you comfortable through the entire process. We want to earn your trust, help you get through your case successfully.
Sterling Title Company is a full service, Michigan based title agency that puts our customers’ needs first. Our goal is to make your real estate transaction as simple and stress-free as possible. With 5 locations throughout Macomb, Oakland and St. Clair counties, Sterling Title is ready to serve our valued Michigan customers.
Wall Street Lending (NMLS # 175675) was formed in 2008 as a Michigan based mortgage broker offering an array of products to solve our client’s mortgage problems.
As an organization employed with individuals having over 50 years of combined mortgage experience, mortgage scenarios of all sorts are financed daily.
