In 2025, the USDA loan limit for Lake-Junaluska, located in Haywood county, NC, stands at $285,000. Conversely, the FHA limit for a single-family home is $356,362.
To compare today's USDA vs. FHA rates, use the Lendersa® USDA loan calculator. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA options, guiding you to decide which program best suits your financial situation in .
2025 Loan Limits and Down Payment Requirements in Lake-Junaluska, Haywood, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Lake-Junaluska, NC
Lendersa® is committed to providing you with the best USDA or FHA loan quickly and without hassle. Select one of three starting options to connect with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is exclusively available in rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans demand no down payment.
Triumph Lending, a division of Network Funding, L.P., was created in 1998 as a Texas-based wholesale mortgage lender, but quickly evolved into a hybrid retail mortgage origination company. Network Funding L.P.’s emphasis is to create an entrepreneurial environment.which attracts highly motivated, professional loan origination personnel.
Providence Bank of Texas offers a variety of checking and savings accounts for you. Most accounts are accompanied by low-cost services such as internet banking, electronic statements with check images, and debit cards. Accounts require only $100.00 to open and have additional benefits to fit your lifestyle.
Ensure Home Loans LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
751 E Southlake Blvd, Suite 113, Southlake, TX, 76092
L W Financial Services Inc is a a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage loan sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
Assurance Home Loans specialize in home financing -- finding the best (lowest cost, smooth process) mortgage loan for each borrower. Ask about our 1% down payment purchase loan! We also have Conventional loans up to $679, 650 for all of Texas (avoid Jumbo rates). Your loan matters to us,
546 Silicon Drive, Suite 100, Southlake, TX, 76092
Southern Mortgage Group, LLC, a professional mortgage company specializing in residential mortgages. At Southern Mortgage Group, LLC, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
Red Diamond Home Loans is a unique Mortgage Banking Company that is focused on providing premier client solutions. This includes a variety of product, excellent pricing and exceptional service. Many banks/mortgage banks provide a company solution that will not always fit the need of all clients. We utilize a variety of investors to meet those needs
Global Capital Funding – Strategic, Fast, and Reliable Commercial Lending
We provide custom financing solutions for real estate investors, developers, and business owners. Specializing in bridge loans, cash-out refinancing, construction, investment property and foreclosure bail-out loans, we deliver fast approvals, flexible terms, fast closings.
