USDA Vs. FHA your options comparison in Mills-River, Henderson County, NC
In 2025, the USDA loan limit in Mills-River, situated in Henderson county, NC, is $285,000. Conversely, the FHA limit for a single-family home stands at $356,362.
Leverage the Lendersa® USDA loan calculator to compare the prime USDA vs. FHA rates today. Determine necessary income, credit scores, reserves, and documents for qualification. Our innovative mortgage calculator allows you to juxtapose USDA, FHA, Conforming, and VA options, helping identify the most personalized program in that aligns with your financial objectives.
Loan Limits and Downpayment Requirements for 2025 in Mills-River, Henderson County, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Mills-River, NC
Lendersa® aims to quickly secure the most appropriate USDA or FHA loan with no hassle. Begin by choosing one of three options that lead to precise lender matching and relevant USDA loan programs.
The USDA home loan, backed by the United States Department of Agriculture and known as the USDA rural development loan or USDA mortgage, is accessible only in rural locales. This loan contrasts FHA loans, which require a 3.5% minimum down payment, as USDA loans need no down payment, thereby enhancing affordability for qualifying applicants in rural territories.
MC Homes Real Estate has been serving Danbury to Stamford, residential real estate and commercial investments since 2001. Our services incorporate the latest technology to help you find your dream home or sell your property at the highest possible price. We have a team of mortgage lenders, inspectors, and contractors to assist you.
Mortgage Affiliates of America, Inc. is a privately held corporation that was initially named Mortgage Affiliates of Connecticut when it was started in 1993. The company was formed to assist borrowers to connect with Lenders. Our function remains exactly the same today.
Our Business model is designed in a manner that promotes fairness
Our mission is to provide a reliable, secure, and fast way for entrepreneurs and business owners to access funds and grow their businesses. We are comprised of experienced financial professionals who have collectively financed thousands of businesses in a diverse segment of industries, providing them hundreds of millions of dollars to assist them.
4 Old Mill Plain Rd, 2nd Floor, Danbury, CT, 06811
Gem Star Capital, LLC. does not finance owner occupied residential real estate. We offer commercial
mortgages strictly for non owner occupied real estate. Gem Star Capital, LLC. originates loans under
the 12 CFR 1024.5(b)(2) business purpose loans that are exempt from coverage under RESPA as
defined by 12 CFR 1026.3(a)(1) of Regulation Z.
Prysma Lending Group is committed to making home buying easy and affordable by finding you the right mortgage fast. We specialize in home loans for English, Spanish, and Portuguese citizens. For just 3.5% down, you can get the dream home you've been waiting for! We even have a Tax ID loan option with no need for a Social Security or Green Card.
Heritage Credit Union was established in Madison, WI in 1934 to serve the employees of Oscar Mayer & Company. The non-profit, member-owned financial institution has branches in Madison, Sauk City, Phillips, Chetek and Ladysmith, Wisconsin, and in Rockford, Machesney Park, and Galesburg, Illinois.
Your personal mortgage goals are important to me and I'm happy to help you reach them. As a Senior Mortgage Specialist and Home Owner Mortgage Advisor with US Lending Solutions in Madison, WI, I work diligently to understand each and every client's needs. Through my 27 years experience in the financial world you can expect the results you deserve.
At Prosper First Funding Corp., we feel lucky every day that we are given the ability to help our customers finance a piece of their future. A home purchase is also a very complex undertaking and requires that many elements work cohesively and come together in just the right way.
Wisconsin Consumer Credit has been helping customers with auto financing since 2009. Our staff provides fast response, friendly service & a personal review of every auto loan application received. We care about your transportation needs & partner with dealers that stand behind their vehicles to ensure you get where you need to go, safely & on time.
The Benton State Bank obtained a State Charter on October 19, 1894 and opened for business on December 3, 1894. Shullsburg Community Bank, A Branch of Benton State Bank was opened June 12, 1997 at 195 Hwy 11, Shullsburg WI. BSB Community Bancorporation, Inc. is the parent company of Benton State Bank, formed in 2000.
