USDA Vs. FHA your options comparison in Mocksville, Davie County, NC

For 2025, the USDA loan limit in Mocksville, situated in Davie county, NC, is $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.

Use the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today. This tool helps you determine the necessary income, credit level, reserves, and documentation needed to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side to help you identify which program in suits your financial requirements best.

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2025 Loan Limits and Down Payment Requirements in Mocksville, Davie County, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Mocksville, NC

The mission of Lendersa® is to seamlessly secure the ideal USDA or FHA loan quickly. Choose from one of three starting paths that lead to finding matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NC

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively offered in rural parts. Unlike FHA loans, which require a 3.5% minimum down payment, the USDA loan requires none, making it more accessible to rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Strick Group
  • 2001 S Hanley Rd, Suite 195, Saint Louis, MO, 63144
  • The Strick Group, is your full-service home financing resource when you want to purchase or refinance. Our mortgage experts have over 40 years of combined experience & will help find the best mortgage solution for you. We pride ourselves on delivering a stress-free loan process from pre-approval to closing & offer some of the lowest rates and fees.
  • The Home Loan Expert
  • 1600 S Brentwood Blvd, Suite 700, Saint Louis, MO, 63144
  • The Home Loan Expert,didn’t just show up as one of the nation’s top Mortgage Lenders by chance.Ryan built his business from the ground up starting in 2004 as a Loan Officer with Shelter Mortgage.With hard work & lots of referrals,Ryan was consistently their Top Producing Loan Officer & helped build the company to one of the larger Mortgage Bankers.
  • Coda Financial Group Inc
  • 2421 75th St, Woodridge, IL, 60517
  • Coda Financial Group Inc have a 30+ Years of Experience Residential, Investment, and Commercial Loans Setting the pace Helping our clients through the real estate buying process and also we 30+ Years of Experience. Residential, Investment, and Commercial Loans Setting the pace. Helping our clients through the real estate buying process.
  • Home Mortgage Solutions Inc
  • 6825 Hobson Valley Drive, Suite 201, Woodridge, IL, 60517
  • We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Our website offers a variety of online application options.
  • Generation Mortgage
  • 8801 70th Way, Pinellas Park, FL, 33782
  • Generation Mortgage Associates LLC's headquarters is located in Pinellas Park, Florida. Generation Mortgage Associates LLC generates $363.5K in revenue per employee Generation Mortgage Associates LLC's main competitors are First Integrity, Yourmortgageshop and Fast Direct Lending
  • Alternative Mortgage Solutions Inc
  • 10000 Watson rd, Suite 2-L-13, Saint Louis, MO, 63126
  • We are a Missouri licensed mortgage broker located in St. Louis. We provide mortgages for Purchase and refinancing. FHA and VA loans are available and also We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms.
  • Superior Mortgage Solutions Inc.
  • 50 Crestwood Executive Center, Suite 30, Saint Louis, MO, 63126
  • At Superior Mortgage Solutions Inc. We are a full service mortgage company based in Saint Louis, Missouri. We specialize in FHA Mortgages, VA Loans, USDA, Jumbo and Conventional Mortgage Loans in Saint Louis. We also serve the surrounding cities in Saint Louis County. Whether you are buying a home or refinancing in our neighborhood
  • Ocean Blue Mortgages Inc
  • 14562 Vista Lane, Largo, FL, 33774
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Merchant One Financial
  • 12800 Indian Rocks Rd #5C, Largo, FL, 33774
  • mer1loans.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity and We cater to new home purchases and refinance loans. Take advantage of the low rates in the market today while it lasts. FHA/VA loans, USDA loans, commercial, and conventional.
  • Devon Bank
  • 6445 North Western Ave, Chicago, IL, 60645
  • full service community bank offering business and personal banking, commercial, real estate and mortgage loans, trust and international services. We also offer a broad range of electronic banking services from online banking and bill pay to ATM/Debit Cards and Mobile Banking. In addition to a high level of professional service.
  • Remington FCU
  • 39 Central Plaza, Ilion, NY, 13357
  • Remington Federal Credit Union has been open since 1937. The credit union has assets totaling $54.2 Million and provides banking services to more than 4, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,