USDA and FHA Pro and Con in Mocksville, Davie County, NC

For 2025, the USDA loan limit in Mocksville, situated in Davie county, NC, is $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.

Use the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today. This tool helps you determine the necessary income, credit level, reserves, and documentation needed to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side to help you identify which program in suits your financial requirements best.

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2025 Loan Limits and Down Payment Requirements in Mocksville, Davie County, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Mocksville, NC

The mission of Lendersa® is to seamlessly secure the ideal USDA or FHA loan quickly. Choose from one of three starting paths that lead to finding matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NC

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively offered in rural parts. Unlike FHA loans, which require a 3.5% minimum down payment, the USDA loan requires none, making it more accessible to rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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