USDA Vs. FHA your options comparison in Mocksville, Davie County, NC

For 2025, the USDA loan limit in Mocksville, situated in Davie county, NC, is $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.

Use the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today. This tool helps you determine the necessary income, credit level, reserves, and documentation needed to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side to help you identify which program in suits your financial requirements best.

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2025 Loan Limits and Down Payment Requirements in Mocksville, Davie County, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Mocksville, NC

The mission of Lendersa® is to seamlessly secure the ideal USDA or FHA loan quickly. Choose from one of three starting paths that lead to finding matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NC

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively offered in rural parts. Unlike FHA loans, which require a 3.5% minimum down payment, the USDA loan requires none, making it more accessible to rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Affordable Mortgage Financing LLC
  • 902 Superior Avenue, Tomah, WI, 54660
  • Affordable Mortgage Financing LLC is located in Tomah, Wisconsin, and was founded in 2003. This business is working in the following industry: Mortgage companies. Annual sales are around USD 203, 040.00 and also Home loans to purchase or refinance. Amazing RATES. VA FHA USDA RURAL DEVELOPMENT.
  • Members' Advantage Credit Union
  • PO Box 1208, Wisconsin Rapids, WI, 54495
  • Members' Advantage Credit Union is a member-owned financial organization dedicated to meeting the needs of members, providing competitively priced financial products and services while maintaining the credit union's long-term financial stability eywords: certificate of deposit, savings, credit union, macu, loans, rates.
  • The Evangeline Bank and Trust
  • 497 West Main Street, Ville Platte, LA, 70586
  • The Evangeline Bank and Trust Company is an independent banking company that provides banking services to consumer and business customers in its normal area of operation. Our goal is to meet the banking needs of our communities served with outstanding customer service while taking active roles in our local communities.
  • Integra First Federal Credit Union
  • W3803 US Highway 2|41, Powers, MI, 49874
  • Integra First Federal Credit Union (The former Menominee County Federal Credit Union) is a member-owned organization dedicated to providing personable, quality service while offering a full range of benefits designed to meet your financial needs. Our credit union was founded in 1948 in Powers, Michigan.
  • Northway Bank
  • 9 Main Street, Berlin, NH, 03570
  • Northway Bank, headquartered in Berlin, New Hampshire, and a wholly-owned subsidiary of Northway Financial, Inc., serves dozens of communities throughout New Hampshire with 16 full-service branches and two loan production offices located in Bedford and Portsmouth. Today, with assets over $900 million, Northway Bank is one of the largest independent
  • The State Savings Bank of Manistique
  • 101 South Cedar, Manistique, MI, 49854
  • In 1917 Leo Harmon who was the President of the Consolidated Lumber Company took the lead for starting up The State Savings Bank, the Articles of Incorporation were filed on May 7, 1917. Shortly after, on June 11TH the bank held its first meeting of shareholders twenty-five of which were local and three from St. Paul.
  • Manistique FCU
  • 121 East Elk Street, Manistique, MI, 49854
  • Manistique Federal Credit Union has been open since 1967. The credit union has assets totaling $37.84 Million and provides banking services to more than 3, 000 members. The mission of Manistique Federal Credit Union is to make a positive difference in the financial lives of our members from all walks of life by providing them with a wide range
  • Limestone Federal Credit Union
  • 131 River Street, Manistique, MI, 49854
  • "Our Mission: Committed to building a better financial tomorrow through service, education, and advocacy. Our Vision: Empowering our members to achieve financial independence. We strive to uphold our fundamental responsibility to actively serve people within our field of membership and, as appropriate, the communities they live in.
  • The State Bank of Toledo
  • 100 East High, Toledo, IA, 52342
  • We want to show you just how pleasant your banking experience can be when you make State Bank of Toledo your financial services choice. Our HOMETOWN focus ensures our customers always come first. We have the largest deposit market share in Tama County, Iowa, making us the largest and most successful bank in our trade area.
  • Preferred Lending Solutions, LLC
  • 104 Albertson Pkwy, Suite 1, Broussard, LA, 70518
  • Preferred Lending Solutions offers several home loan products including, but not limited to, Rural Development (100% financing), FHA, Conventional, VA (100% financing), and Jumbo loans. Options for closing costs and down payment assistance programs are available in addition to our very low lender fees and competitive rates
  • Baybank
  • 104 South Tenth Street, Gladstone, MI, 49837
  • We are a community owned and operated bank serving Delta County in Michigan's beautiful Upper Peninsula. Baybank Corporation is located in Gladstone, MI, United States and is part of the Depository Credit Intermediation Industry. Baybank Corporation has 32 total employees across all of its locations