USDA Loan Vs. FHA loan pro & con for Mocksville, Davie County, NC

In 2025, USDA loan limit in Mocksville, county of Davie, NC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Mocksville, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(260) 726-2142 393 miles Lender's profile and map Reviews Crossroads Financial Federal Credit Union 1102 W Votaw Street, Portland, IN, 47371 CrossRoads Financial Federal Credit Union is committed to providing the services that our members need now and in the future. Our mission will always be to help our members meet their financial needs, one CrossRoads at a time. While much has changed since 1950, the credit union continues to follow the journey set by our founding members.
(419) 384-3221 393 miles Lender's profile and map Reviews The First National Bank of Pandora 102 E Main Street, Pandora, OH, 45877 When First National Bank was founded over 100 years ago, we were established as an independent community bank to support area residents and businesses. In the years since we have grown in services and the number of branches but our commitment to our mission remains the same. We are focused on building lifelong relationships with our customers
(800) 237-7288 394 miles Lender's profile and map Reviews Members 1st Federal Credit Union 516 East Lancaster Avenue, Reading, PA, 19607 Since 1950, we’ve been in the business of helping our members plan for the future, cultivate smarter habits, and afford more of the things they love. Starting with a small desk and small counter outside the personnel office at the Naval Supply Depot in Mechanicsburg, PA, we’ve now grown to over 50 branches across 7 counties.
(856) 690-9100 394 miles Lender's profile and map Reviews Century Savings Bank 1376 W. Sherman Avenue, Vineland, NJ, 08360 Century Savings Bank has grown from a small building and loan association in Bridgeton, NJ with just a few thousand dollars, to a friendly, multi-million dollar financial force operating from a network of six branches throughout southern New Jersey with locations in Elmer, Gibbstown, Mullica Hill, Upper Deerfield Twp, and Vineland.
(856) 696-0767 394 miles Lender's profile and map Reviews Members 1st of NJ Federal Credit Union 37 West Landis Avenue, Vineland, NJ, 08360 Members 1st of NJ Federal Credit Union was formed in 1938 as the Cumberland Teachers Federal Credit Union. Our founders saw the need for a not-for-profit and democratically operated cooperative that would provide lower cost financial services, as well as represent the best financial interests of its members.
(856) 696-2525 394 miles Lender's profile and map Reviews Bay Atlantic Federal Credit Union 101 West Elmer Road, Vineland, NJ, 08360 BAFCU is a member owned, not for profit, financial cooperative chartered in 1939. We are dedicated to providing members with a full range of high-quality personal financial products and services at the lowest cost possible. We currently serve the employees and members of 200 local businesses and organizations.
(904) 619-5686 394 miles Lender's profile and map Reviews Jones Home Loan Mortgage LLC 5785 Wilson Blvd, Suite 1, Jacksonville, FL, 32210 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(904) 381-1199 394 miles Lender's profile and map Reviews Oak Street Financial, Inc. 1919 Blanding Blvd, Suite 10, Jacksonville, FL, 32210 In 1998, Alec Boriss opened his mortgage brokerage business at its present location, 2330 Oak Street, in the heart of Jacksonville’s historic district. The business was a lender branch until, in 2004, Alec decided to incorporate Oak Street Financial, Inc. as a Correspondent Lender with license to originate FHA .
(609) 425-7785 394 miles Lender's profile and map Reviews Benchmark Mortgage 2572 Route 9, Ocean View, NJ, 08230 At Benchmark Mortgage we specialize in ALL areas of residential and commercial real estate financing. We offer mortgage programs suited for first time home buyers, the experienced property investor as well as builders and small business owners. We have access to short term construction and rehab loans.
(609) 780-1228 394 miles Lender's profile and map Reviews BREEZY MORTGAGE LLC 8 Dana Ave, Ocean View, NJ, 8230 Breezy Mortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
(216) 867-0699 395 miles Lender's profile and map Reviews Eagle Bend Capital Financing 159 Crocker Park Blvd, Suite 400, Westlake, OH, 44012 Eagle Bend Capital Financing is an Ohio-based commercial finance and real estate capital intermediary. We provide funding solutions to businesses and real estate investors all over the country. Our extensive portfolio of financing options can provide a great alternative to traditional banks.