USDA Vs. FHA your options comparison in Clemmons, Forsyth County, NC

In 2025, USDA loan limit in Clemmons, county of Forsyth, NC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Clemmons, county of Forsyth, NC

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Clemmons, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The First National Bank of Blanchester
  • 121 East Main Street, Blanchester, OH, 45107
  • The First National Bank of Blanchester, an independent community bank serving the needs of the individuals, businesses, & governmental entities within the Bank's market area. Established in March 1907, First National Bank of Blanchester is chartered as a national bank. Located in Blanchester, Ohio, the bank offers a variety of products & services.
  • Westmoreland Financial Services of Pa Inc
  • 305 W Main St, Ligonier, PA, 15658
  • Westmoreland Financial Services of Pennsylvania Inc. is a mortgage broker committed to providing businesses and consumers with individual attention and professional financial solutions. We deliver superior personal service in a consolidation financial services environment which increasingly deemphasized service.
  • Citizens Bank & Trust, Inc.
  • 12255 South Main Street, Trenton, GA, 30752
  • Citizens Bank & Trust, Inc. provides banking services. The Company offers savings and deposit accounts, personal and business loans, cash management, online, and mobile banking services. Citizens Bank & Trust serves customers in the United States. Citizens Bank & Trust has branches in Trenton, GA, Lookout Mountain, GA, and Higdon, AL.
  • Bank of Dade Trenton
  • 12634 North Main Street, Trenton, GA, 30752
  • The Bank of Dade eventually moved to its current convenient location at the corner of U. S. Highway 11 and Georgia Avenue in the heart of Trenton’s business area where it has enjoyed a steady, consistent growth and is proud to have played a part, and to continue to play an even more important part, in the growth and development of Dade County.
  • SECU Credit Union
  • 971 Corporate Blvd, Linthicum Heights, MD, 21090
  • SECU embraces the credit union difference by giving back to the communities we serve through community outreach initiatives including scholarship programs and financial education workshops for high school and college students. With financial centers throughout Maryland, thousands of free ATMs, and mobile and online banking.
  • Visionary Federal Credit Union
  • 201 Beram Avenue, Bridgeville, PA, 15017
  • "Visionary FCU was founded in November 1960 as Universal-Cyclops Bridgeville Federal Credit Union. We changed our name to Visionary FCU in 1997, and now serve members that live, work, go to school, or worship in Allegheny County, PA. We are also a member of the Credit Union Shared Branch Network.
  • Mohsin Mortgage Corp
  • 3075 Washington Pike, Bridgeville, PA, 15017
  • Mohsin Mortgage Corp. is a wholesale mortgage brokerage, designed to service your financial needs. We offer the best possible rates from the Federal Housing Administration. Specializing in Conventional, FHA, and VA loans, our experienced brokers will get you the best available mortgage rate
  • Fort Ligonier Federal Credit Union
  • 1917 Penn Avenue, Jerome, PA, 15937
  • Fort Ligonier FCU was established in 1958 for the benefit of all the employees of Ligonier Valley School District. At that time the employees saw a need for a local credit union where the members could save and borrow money locally. The credit union has assets totaling $3.08 Million and provides banking services to more than 400 members.
  • Five Star Federal Credit Union
  • 716 Maiden Choice Lane, Suite 101, Baltimore, MD, 21228
  • Five Star of Maryland Federal Credit Union is a member-owned credit union whose purpose is to provide premier personal banking service. The credit union was established in 1969 as Saint Agnes Employees Federal Credit Union by Saint Agnes Hospital employees and currently serves approximately 7, 000 members.
  • Petrous Capital, LLC
  • 2110 Devere Lane, Baltimore, MD, 21228
  • Petrous Capital, LLC is a commercial 'hard money' lender providing purchase and rehabilitation financing to non-owner occupant residential real estate investors. These loans are generally of a term not greater than six months and can fund property acquisition, closing costs and specific renovations to a maximum loan-to-value ratio of 70%.