USDA Loan Vs. FHA loan pro & con for Salisbury, Rowan County, NC

In 2025, USDA loan limit in Salisbury, county of Rowan, NC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Salisbury, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(410) 420-2071 350 miles Lender's profile and map Reviews 212 Mortgage Group Inc 1676 Campbell Road, Forest Hill, MD, 21050 212 Mortgage is small, agile team that is devoted to securing you the best possible home loan solution that fits the goals and objectives you have set for yourself and your family. As a team, we will go the extra mile to ensure that this process is simple, easy, and quick as possible.
(330) 866-9392 350 miles Lender's profile and map Reviews The Bank of Magnolia Company 122 North Main Street, Magnolia, OH, 44643 In 1899 the three sons of William H. Greer opened the doors of a bank at 122 North Main Street in Magnolia. The original name was William H. Greer’s Sons, but in 1910 the bank was incorporated as The Bank of Magnolia Company. The Bank of Magnolia has grown over the past century, currently operating offices in Magnolia, East Sparta and Canton.
(931) 433-1708 351 miles Lender's profile and map Reviews Bank of Lincoln County Fayetteville 307 College St E, Fayetteville, TN, 37334 Bank of Lincoln County is known for being the only “Home-Owned” and “Home-Operated” bank in Lincoln County. We want to know you so we can provide you with the products and services that fit your lifestyle. We understand that businesses are the backbone of our community, so we deliver sophisticated business products
(615) 717-9800 351 miles Lender's profile and map Reviews Tennessee Quick Cash, Inc. 5302 Mt View Rd, Antioch, TN, 37013 Tennessee Quick Cash, Inc. has been serving the greater Nashville area with Financial Services since 1997. We are locally owned and operated with headquarters in Antioch, TN. We are fully licensed and in compliance with all applicable laws of the State of Tennessee. Tennessee Quick Cash, Inc. is the industry leader for fast and easy Cash Loans.
(302) 236-4707 351 miles Lender's profile and map Reviews ALL AMERICAN MORTGAGE, LTD 30618 Dupont Blvd, Suite 2, Dagsboro, DE, 19939 All American Mortgage, Ltd. do the work for you. Our specialty is comparing rates among the largest lenders in the United States and finding the best possible solution to meet your mortgage needs. We represent many lending institutions and are able to assist clients with both great credit and not so great credit.
(724) 774-5035 351 miles Lender's profile and map Reviews West-Aircomm Federal Credit Union 485 Buffalo Street, Beaver, PA, 15009 West-Aircomm FCU started as an alternative way to save & borrow money that would benefit a group of people who worked together. More than 70 years later, we’re proud to continue their mission in our community. As a member-owned &-operated financial cooperative, we focus on finding ways to help all of our members, offering a wide range of products
(724) 774-9237 351 miles Lender's profile and map Reviews West Penn P&P Federal Credit Union 1089 Third Street, Beaver, PA, 15009 We are a non-profit, member-owned, financial institution that has been serving Western Pennsylvania and their families for over 50 years. Because we are non-profit, and member-owned, money made in excess of expenses is returned to the membership through competitive loan rates and savings dividends.
(724) 462-5151 351 miles Lender's profile and map Reviews Excel Mortgage Group, Inc 325 Beaver Street, Beaver, PA, 15009 Excel Mortgage Group, Inc. was established in 1990. We aim to provide world-class, customer-focused service, along with a wide range of loan products to accommodate all homebuyers. We take pride in getting to know our clients and finding the lowest interest rates and best loan programs to fit their individual needs.
(937) 878-9098 351 miles Lender's profile and map Reviews United Realtors 34 N. Central Ave., Fairborn, OH, 45324 Our team of professional REALTORS ® and staff use the latest in technology to communicate, market and make your real estate deal a smooth one. Our decades of experience equips us to handle your needs with confidence and integrity. Combining technology with hometown experience means "We're Home For You"
(937) 390-1800 351 miles Lender's profile and map Reviews IH Credit Union 5000 Urbana Road, Springfield, OH, 45502 The IH Credit Union, Inc. was organized in 1934 as a State Chartered Credit Union and is a non-profit corporation whose purpose is to serve the financial needs of its members, who are also owners. When a person opens a share account, he or she actually purchases a "share" in the cooperative.
(800) 762-9555 351 miles Lender's profile and map Reviews Universal 1 Credit Union 1 River Park Dr, Dayton, OH, 45409 Universal 1 Credit Union was founded in 1937 in Dayton, Ohio. With 10 member centers in the greater Miami Valley, U1CU provides quality financial products and services to members all over the world. U1CU membership is open to all who live, work, worship, or go to school in one of the many communities that we serve.