As of 2025, the USDA loan limit for Salisbury in the county of Rowan, NC, is $336,500, whereas the FHA limit for a single-family residence is $472,030.
Leverage the Lendersa® USDA loan calculator to contrast today's USDA and FHA rates. Learn about the required income, credit, reserves, and documentation you need to qualify. Through our state-of-the-art mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to help identify the program in Alabama that aligns best with your financial needs.
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to secure you the most favorable USDA or FHA loan quickly and effortlessly. You can start with any of these three options to connect with matching lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. These loans are limited to rural areas exclusively. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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