USDA Loan Vs. FHA loan for Granite-Quarry, NC [Rowan County Rates 2023]

In 2025, USDA loan limit in Granite-Quarry, county of Rowan, NC is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Granite-Quarry, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(225) 926-5408 719 miles Lender's profile and map Reviews LA Lending, LLC 2051 Silverside Drive, Suite 100, Baton Rouge, LA, 70808 Whether you're purchasing your first home, a seasoned buyer, looking to cashing out equity, or simply looking to identify all options available to you - LA Lending is your best choice! Chasity Graff has owned and operated LA Lending, LLC since 2007. Starting the brokerage firm at 27 has allowed her to help thousands of local families
(802) 658-0225 719 miles Lender's profile and map Reviews Vermont Federal Credit Union 84 Pine Street, Burlington, VT, 05402 Vermont Federal Credit Union was founded in 1953 as the Burlington Postal Employees Credit Union. Just a short time later, the Credit Union was renamed to the U.S. Government Employees Credit Union of Chittenden County. Our connection to these roots remains strong as many government employees in Vermont are still loyal members.
(800) 528-2273 719 miles Lender's profile and map Reviews NorthCountry Federal Credit Union PO Box 64709, Burlington, VT, 05406 NorthCountry Federal Credit Union IN 1950, the employees of General Electric in Burlington, Vermont organized a credit union. The goal was to lend and borrow from one another at rates better than those offered by commercial banks. Over time, that little financial cooperative has grown into one of Vermont’s largest and most innovative credit unions.
(225) 248-7600 719 miles Lender's profile and map Reviews b1BANK 500 Laurel St, Baton Rouge, LA, 70801 Our mission is to be the financial institution of choice for enterprises, their owners and employees. Your dreams are our goals. And when you're busy finding your way to what's next, you need access to banking solutions that can keep up. We'll work by your side to develop the perfect fit --for now and for what's next.
(417) 336-1331 720 miles Lender's profile and map Reviews First Community Bank of the Ozarks 931 State Hwy 248, Branson, MO, 65616 First Community Bank of the Ozarks is a financial institution that is committed to serving the personal and business banking needs of the Branson, Hollister and Forsyth communities. Because we’re a community bank, we offer local decision-making from people you know and trust. First Community Bank Established in 1993.
(231) 627-3145 720 miles Lender's profile and map Reviews Straits Area Federal Credit Union 201 Locust Street, Cheboygan, MI, 49721 Straits Area Federal Credit Union, you’ll save. When your checking account is with Straits Area Federal Credit Union, you’ll save. Every time you use a credit card from us, you’ll save.We have three convenient Northern Michigan locations: Cheboygan, Indian River, and Mackinaw City.
(231) 627-7111 720 miles Lender's profile and map Reviews Citizens National Bank 303 N. Main St, Cheboygan, MI, 49721 Citizens National Bank is the largest community bank in Northern Michigan. The Bank was established on January 24, 1931 and has been operating under the same name and at the same location in Cheboygan ever since. The Bank has 8 full-service branches located in Cheboygan, Emmet and Presque Isle counties.
(225) 673-3371 720 miles Lender's profile and map Reviews Geismar Complex Federal Credit Union 35294 Highway 30, Geismar, LA, 70734 Since its inception in 1980 the Geismar Complex Federal Credit Union has been serving its members in the GEISMAR, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed.
(225) 673-7191 720 miles Lender's profile and map Reviews Wymar Federal Credit Union 37269 Hwy 30, Geismar, LA, 70734 Wymar Federal Credit Union is a member-owned financial institution, offering a wide range of financial services to our member-owners at the best possible prices, lowest rates and highest level of service. Our field of membership consists of BASF employees and their immediate families. We look at our members as much more than that, they are family.
(800) 400-8790 720 miles Lender's profile and map Reviews New England Federal Credit Union 141 Harvest Lane, Williston, VT, 05495 NEFCU is the largest credit union in Vermont serving members who live, work or attend school in many Vermont counties and some in New Hampshire. The Credit Union has over $1 billion in assets and more than 85, 000 members. We constantly strive to provide local and affordable products that are in the best interest of our members.
(501) 623-9230 720 miles Lender's profile and map Reviews GARLAND COUNTY EDUCATORS' FEDERAL CREDIT UNION 190 Aviation Plaza, Suite E, Hot Springs National Park, AR, 71913 The mission of the Garland County Educators’ Federal Credit Union is to provide our members with high quality, personal, financial education and services through a safe, sound, democratic alternative to traditional financial institutions. We are a not-for-profit, member-owned, federally insured federal credit union.