USDA Vs. FHA Pro and Con comparison in Hollis, Hillsborough County, NH
For 2025, in Hollis, located in Hillsborough county, NH, the USDA loan limit is at $350,000, whereas the FHA limit is $477,250 for single-family homes.
Utilize the Lendersa® USDA loan calculator to juxtapose today's top USDA and FHA rates. Assess the necessary income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator lets you examine USDA, FHA, Conforming, and VA programs side by side, aiding you in determining which option in aligns best with your financial needs.
2025 Loan Limits and Down Payment Requirements in Hollis, Hillsborough, NH
Type of Loan
Loan Ceiling
Required Down Payment
USDA
$350,000
0%
FHA
$477,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Hollis, NH
Lendersa® endeavors to quickly secure the best USDA or FHA loan for you with minimal effort. Choose one of three starting pathways to connect with lenders, facilitating exploration of USDA loan programs.
The USDA home loan, secured by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. It differentiates from FHA loans—which require at least a 3.5% down payment—by requiring no down payment whatsoever.
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