In 2026, the USDA loan limit for Blairstown, located in Warren county, NJ, is $336,500. Meanwhile, an FHA single-family home loan has a limit of $472,030.
Leverage Lendersa®'s USDA loan calculator to weigh today's USDA against FHA top rates, understanding the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side-by-side to determine which option best meets your financial needs in
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| Loan Type | Loan Limit | Down payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The primary aim of Lendersa® is to swiftly secure the optimal USDA or FHA loan for you, free of hassle. Opt from one of three initial routes to connect with matching lenders and USDA loan schemes.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA mortgages require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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