The USDA loan limit in Washington, part of Warren county, NJ, is $336,500 for 2025, while the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA best rates and determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side to help you choose which program in
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to efficiently provide the best USDA or FHA loan without hassle. Choose one of the three starting points below to connect with matching lenders and USDA loans.
A USDA home loan, endorsed by the Department of Agriculture and also called a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. FHA loans require a minimum of 3.5% down payment, in contrast to USDA loans, which require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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