USDA and FHA Pro and Con in Bradley-Gardens, Somerset County, NJ
In 2025, the USDA loan limit for Bradley-Gardens in the county of Somerset, NJ, is $657,900. In contrast, the single-family home FHA limit is $822,375.
Employ the Lendersa® USDA loan calculator to contrast today’s best USDA and FHA rates, evaluating income, credit, reserves, and documents you’ll need for qualification. With our sophisticated mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side, to determine which program in is optimal for your financial situation.
2025 Loan Limits and Downpayment Requirements in Bradley-Gardens, Somerset, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in Bradley-Gardens, NJ
The objective of Lendersa® is to quickly and efficiently secure the best USDA or FHA loan without hassle. Choose from three starting points to find suitable lenders and USDA loan offerings.
A USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is exclusively available for rural areas. Unlike FHA loans demanding a minimum 3.5% down payment, USDA mortgages require no down payment.
1920 Greenspring Dr, Suite 140, Lutherville Timonium, MD, 21093
At Bayshore Mortgage Funding LLC We have built a strong reputation as an outstanding Mortgage Lender, serving the needs of real estate professionals, builders and individual homebuyers throughout the country since 2001.
We're a full service Mortgage Lender with an experienced staff offering expertise in every area of mortgage lending.
30 East Padonia Rd, Suite 408, Lutherville Timonium, MD, 21093
"Best Loan Choice, Inc. is a correspondent lender that was founded in 2014 by Cory Ruppersberger who, after 25 years in the mortgage and banking industry, sought to offer clients the best mortgage rates and a greater selection of home loan products.
We pride ourselves on using a more individualized,"
10749 Falls Rd, Suite 104, Lutherville Timonium, MD, 21093
Harborside Home Loans is a boutique mortgage brokerage that produces tailor-made mortgage solutions for our clients. We believe that all of our clients should have the best available financial advice coupled with a high level of personal attention.We also focus on execution, not only around our clients but also our realtor and referral partners.
We are committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. We will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. We will work with you to come up with a plan
"Ryan Mortgage LLC We’ll work with you to provide financing that best suits your needs. It’s important to us that you fully understand the transaction. Our loan consultants will take plenty of time to explain all aspects of the loan.
Our goal is to put you in the home of your dreams while taking care of your long term financial health."
Wyrope Williamsport Federal Credit Union is a not-for-profit financial cooperative that is fully owned and operated by its members. Because of the cooperative, non-profit nature, loan rates are lower, savings rates are higher, and members benefit from the low-cost, convenient services offered.
Williamsport Teachers Credit Union has been open since 1934. The credit union has assets totaling $13.94 Million and provides banking services to more than 1, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
County Bank’s primary mission has been to serve the banking needs of southern Delaware, and this continues to be the driving force behind the bank today. High quality customer service is the true mission of the bank. Our products are designed to meet the needs of our customers and our employees are hired to provide friendly, knowledgeable, and effi
