USDA Vs. FHA Pro and Con comparison in Bradley-Gardens, Somerset County, NJ
In 2025, the USDA loan limit for Bradley-Gardens in the county of Somerset, NJ, is $657,900. In contrast, the single-family home FHA limit is $822,375.
Employ the Lendersa® USDA loan calculator to contrast today’s best USDA and FHA rates, evaluating income, credit, reserves, and documents you’ll need for qualification. With our sophisticated mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side, to determine which program in is optimal for your financial situation.
2025 Loan Limits and Downpayment Requirements in Bradley-Gardens, Somerset, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in Bradley-Gardens, NJ
The objective of Lendersa® is to quickly and efficiently secure the best USDA or FHA loan without hassle. Choose from three starting points to find suitable lenders and USDA loan offerings.
A USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is exclusively available for rural areas. Unlike FHA loans demanding a minimum 3.5% down payment, USDA mortgages require no down payment.
EZ Funding Group, Inc. was established in 2000 by Jaime Charouf as the President/CEO of the company and from its inception EZ Funding Group, Inc., has made the commitment to provide clients in the state of Florida with the highest quality service and with the combination of diverse residential and commercial mortgages.
For more than 125 years, Capitol Federal® has implemented our True Blue® philosophy of Safety in Savings, Sound Lending Policies, Quality Customer Service and Commitment to Community. These traditions have created the values we honor today, and will help shape our tomorrow.
CapFed® employees are True Blue and take pride in their work
The First Whitney Bank, founded in 1907, has a history of growth and progress with Atlantic and the surrounding community’s for over 100 years. In 1968, the Bank’s name was officially changed to First Whitney Bank & Trust, and moved to their present location at 3rd and Chestnut Streets.
1111 Park Center Blvd, Suite 425, Miami, FL, 33169
At Globelend we understand your need for money. More importantly, we understand the urgency that comes with the need, especially for small and medium sized businesses. Our goal is to make sure you can access the cash you need when you need it. We provide quick approvals and even same day funding in some cases.
18503 Pines Blvd, Suite 310, Pembroke Pines, FL, 33029
We take the extra time to educate you first, guided by the principles of transparency, accuracy, and responsiveness; using technology to leverage communication, documentation, and workflows; and supported by the top lending partners in the industry. Our team is composed of real estate experts who will work with your realtor to help you
Jackson Federal is here to serve our local community and meet all their financial needs.
We offer a full range of products and services to consumers and small businesses. Our
goal is to blend ""personalized service"" with technology and make you our customer. Jackson Federal Savings & Loan Association was chartered in 1892.
"When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.
We have helped thousands of individuals in Minnesota, Iowa and Florida over the years. Whether it was purchasing their first home or refinancing the home where they raised their family
United Prairie was founded in 1973 when James G. Sneer purchased Farmers State Bank of Mountain Lake, also the community he called home. As the years passed and the bank thrived, Mr. Sneer began acquiring other banks and insurance agency offices to build the organization now known as United Prairie
